The First National Bank of Waverly Reviews and Rates

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Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Overview / Commentary

www.thefirstnational.com

740-947-2136

107 North Market
Waverly, OH 45690

The First National Bank of Waverly is headquartered in WAVERLY and is the 97^th largest bank in the state of Ohio. It is also the 2,925^th largest bank in the nation. It was established in 1901 and as of March of 2025, it had grown to 38 employees at 4 locations. The First National Bank of Waverly has a C+ health rating.

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Health

C+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	6725
Year Established	1901
Employees	38
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.02%
Return on Equity - YTD	0.27%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$218.6MM$234MM
Loans	Q1 2025vs Q1 2024	$101.2MM$99MM
Deposits	Q1 2025vs Q1 2024	$195.5MM$178.8MM
Equity Capital	Q1 2025vs Q1 2024	$17.9MM$16.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$733K$634K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3MM$648K
Real Estate Owned	Q1 2025vs Q1 2024	$39K$39K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for The First National Bank of Waverly.

Locations

The First National Bank of Waverly Locations
Piketon Branch	101 Thornton Drive	Piketon, OH 45661
The First National Bank Of Waverly	107 N Market St	Waverly, OH 45690
Latham Branch	13256 State Route 124	Piketon, OH 45661
Beaver Branch	310 Third Street	Beaver, OH 45613
Bristol Village Branch	625 Fifth Street	Waverly, OH 45690

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