The First National Bank of Waynesboro
Overview / Commentary
The First National Bank of Waynesboro is headquartered in Waynesboro and is the 98th largest bank in the state of Georgia. It is also the 3,199th largest bank in the nation. It was established in 1905 and as of December of 2020, it had grown to 35 employees at 3 locations. The First National Bank of Waynesboro has an A+ health rating.
Health
A+
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2160 |
| Year Established | 1905 |
| Employees | 35 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 8.39% |
| Annual Interest Income | $6.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $182.0MM$148.0MM |
| Loans | Q4 2020vs Q4 2019 | $92.3MM$90.2MM |
| Deposits | Q4 2020vs Q4 2019 | $153.3MM$121.3MM |
| Equity Capital | Q4 2020vs Q4 2019 | $27.2MM$25.1MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.3MM$1.1MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $408.00K$667.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |