The First National Bank of Waynesboro

Overview / Commentary
626 Liberty Street
Waynesboro, GA 30830

The First National Bank of Waynesboro is headquartered in Waynesboro and is the 98th largest bank in the state of Georgia. It is also the 3,199th largest bank in the nation. It was established in 1905 and as of December of 2020, it had grown to 35 employees at 3 locations. The First National Bank of Waynesboro has an A+ health rating.


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Health Grade Components

FDIC Certificate #2160
Year Established1905
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD8.39%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$182.0MM$148.0MM
LoansQ4 2020vs Q4 2019$92.3MM$90.2MM
DepositsQ4 2020vs Q4 2019$153.3MM$121.3MM
Equity CapitalQ4 2020vs Q4 2019$27.2MM$25.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.3MM$1.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$408.00K$667.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0

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The First National Bank of Waynesboro Locations
The First National Bank Of Waynesboro626 Liberty StreetWaynesboro, GA 30830
Supermarket Branch208 Sixth StreetWaynesboro, GA 30830
Sixth Street Branch528 West Sixth StreetWaynesboro, GA 30830

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