The First National Bank of Waynesboro


Overview / Commentary
706-554-8100
626 N Liberty St
Waynesboro, GA 30830

The First National Bank of Waynesboro is headquartered in WAYNESBORO and is the 94th largest bank in the state of Georgia. It is also the 2,894th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 36 employees at 2 locations. The First National Bank of Waynesboro has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #2160
Year Established1905
Employees36
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.35%
Return on Equity - YTD13.96%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$224.6MM$210.4MM
LoansQ1 2025vs Q1 2024$133.7MM$125.9MM
DepositsQ1 2025vs Q1 2024$184.7MM$174.6MM
Equity CapitalQ1 2025vs Q1 2024$38.1MM$34MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.9MM$1.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$239K$413K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


The First National Bank of Waynesboro Locations
The First National Bank Of Waynesboro626 N Liberty StWaynesboro, GA 30830
Sixth Street Branch528 West Sixth StreetWaynesboro, GA 30830

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