Overview / Commentary
903-342-5275
315 North Main Street
Winnsboro, TX 75494

The First National Bank of Winnsboro is headquartered in Winnsboro and is the 300th largest bank in the state of Texas. It is also the 3,581st largest bank in the nation. It was established in 1893 and as of September of 2018, it had grown to 32 employees at 3 locations. The First National Bank of Winnsboro's CD rates are 39% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #5590
Year Established1893
Employees32
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD6.41%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$138.1MM$139.8MM
LoansQ3 2018vs Q3 2017$87.6MM$86.6MM
DepositsQ3 2018vs Q3 2017$108.0MM$107.6MM
Equity CapitalQ3 2018vs Q3 2017$26.5MM$25.4MM
Loan Loss AllowanceQ3 2018vs Q3 2017$902.00K$1.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$361.00K$1.5MM
Real Estate OwnedQ3 2018vs Q3 2017$1.8MM$216.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First National Bank of Winnsboro; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Winnsboro Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Regular Savings Account

The First National Bank of Winnsboro Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Money Market Account
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $75k | 0.20% $75k - $150k

The First National Bank of Winnsboro Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-NOW Checking Account

The First National Bank of Winnsboro CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$1k-60 Month CD
1.70%$1k-48 Month CD
1.65%$1k-36 Month CD
1.60%$25k-30 Month CD (with 2 Bumps)
1.55%$1k-24 Month CD
1.50%$25k-18 Month CD (with 1 Bump)
1.25%$1k-12 Month CD
0.75%$2.5k-6 Month CD
0.50%$2.5k-3 Month CD
0.25%$2.5k-1 Month CD

The First National Bank of Winnsboro IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$100-60 Month Fixed Roth IRA
1.75%$100-60 Month Variable Roth IRA
1.75%$100-60 Month Fixed IRA
1.70%$100-48 Month Fixed IRA
1.65%$100-36 Month Fixed IRA
1.55%$100-24 Month Fixed IRA
1.25%$100-12 Month Fixed IRA
1.25%$100-12 Month Variable IRA
1.25%$100-12 Month Fixed Roth IRA
Locations


The First National Bank of Winnsboro Locations
Winona-Owentown Branch11120 State Highway 155 NorthWinona, TX 75792
The First National Bank Of Winnsboro315 North Main StreetWinnsboro, TX 75494
South Town Branch100 E Coke RoadWinnsboro, TX 75494

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