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The First National Bank of Winnsboro

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingRewards Checking
1.40%5-year CD60 Month CD
0.60%1-year CD12 Month CD

Overview / Commentary
903-342-5275
315 North Main Street
Winnsboro, TX 75494

The First National Bank of Winnsboro is headquartered in Winnsboro and is the 301st largest bank in the state of Texas. It is also the 3,717th largest bank in the nation. It was established in 1893 and as of September of 2016, it had grown to 33 employees at 3 locations. The First National Bank of Winnsboro's money market rates are 14% higher than the national average, and it has a B health rating.

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Health
B

Health Grade Components

Overall
FDIC Certificate #5590
Year Established1893
Employees33
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD5.19%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$139.9MM$138.2MM
LoansQ3 2016vs Q3 2015$88.2MM$87.2MM
DepositsQ3 2016vs Q3 2015$110.0MM$109.2MM
Equity CapitalQ3 2016vs Q3 2015$25.3MM$24.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.2MM$1.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.7MM$2.8MM
Real Estate OwnedQ3 2016vs Q3 2015$409.00K$764.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First National Bank of Winnsboro Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Regular Savings Account

The First National Bank of Winnsboro Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Money Market Account
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $75k | 0.20% $75k - $150k

The First National Bank of Winnsboro Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k$10kRewards Checking
0.10%$1k-NOW Checking Account

The First National Bank of Winnsboro CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k-60 Month CD
1.35%$1k-48 Month CD
1.00%$1k-36 Month CD
0.90%$25k-30 Month CD (with 2 Bumps)
0.85%$1k-24 Month CD
0.75%$25k-18 Month CD (with 1 Bump)
0.60%$1k-12 Month CD
0.40%$2,500-6 Month CD
0.25%$2,500-3 Month CD
0.15%$2,500-1 Month CD

The First National Bank of Winnsboro IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$100-60 Month Fixed Roth IRA
1.40%$100-60 Month Variable Roth IRA
1.40%$100-60 Month Fixed IRA
1.35%$100-48 Month Fixed IRA
1.00%$100-36 Month Fixed IRA
0.85%$100-24 Month Fixed IRA
0.60%$100-12 Month Fixed IRA
0.60%$100-12 Month Variable IRA
0.60%$100-12 Month Fixed Roth IRA
Locations


The First National Bank of Winnsboro Locations
Winona-Owentown Branch11120 State Highway 155 NorthWinona, TX 75792
The First National Bank Of Winnsboro315 North Main StreetWinnsboro, TX 75494
South Town Branch100 E Coke RoadWinnsboro, TX 75494