The First State Bank (10503)
LOCATIONS
1
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HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.51% APY
24 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.20% | 1-year CD | |
| 0.35% | Savings | |
| 1.51% | 2-year CD | 2.70% - Capital One 24 Month 360 CD |
Overview / Commentary
The First State Bank (10503) is headquartered in Ness City and is the 180th largest bank in the state of Kansas. It is also the 4,875th largest bank in the nation. It was established in 1916 and as of June of 2018, it had grown to 10 employees at 1 location. The First State Bank (10503)'s CD rates are 33% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First State Bank (10503) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10503 |
| Year Established | 1916 |
| Employees | 10 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.41% |
| Return on Equity - YTD | 8.06% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $59.2MM$60.2MM |
| Loans | Q2 2018vs Q2 2017 | $27.8MM$26.5MM |
| Deposits | Q2 2018vs Q2 2017 | $48.5MM$49.1MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.7MM$11.1MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $991.00K$1.0MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $41.00K$214.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First State Bank (10503) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $50 | - | Savings Account |
The First State Bank (10503) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $2.5k* | $10m | Super Check Account | ||
| OTHER TIERS: 0.25% → Up to $2.5k | |||||
| 0.25% | $1k | - | NOW Account | ||
The First State Bank (10503) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $1k | - | 24 Month CD | |
| 1.30% | $1k | - | 18 Month CD | |
| 1.20% | $1k | - | 12 Month CD | |
| 0.90% | $90k | - | 182 Day Jumbo CD | |
| 0.85% | $1k | - | 182 Day CD | |
| 0.60% | $1k | - | 91 Day CD |
The First State Bank (10503) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 24 Month IRA | |
| 1.30% | $500 | - | 18 Month IRA | |
| 1.20% | $500 | - | 12 Month IRA | |
| 0.85% | $500 | - | 182 Day IRA |
Locations
| The First State Bank (10503) Locations | ||
|---|---|---|
| The First State Bank | 206 N. Pennsylvania Ave. | Ness City, KS 67560 |