Overview / Commentary
The First State Bank (10503) is headquartered in Ness City and is the 171st largest bank in the state of Kansas. It is also the 4,671st largest bank in the nation. It was established in 1916 and as of June of 2019, it had grown to 10 employees at 1 location. The First State Bank (10503)'s CD rates are 44% higher than the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First State Bank (10503) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10503 |
| Year Established | 1916 |
| Employees | 10 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.31% |
| Return on Equity - YTD | 7.34% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $61.1MM$59.2MM |
| Loans | Q2 2019vs Q2 2018 | $26.1MM$27.8MM |
| Deposits | Q2 2019vs Q2 2018 | $49.5MM$48.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $11.6MM$10.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $964.00K$991.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $2.00K$41.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The First State Bank (10503) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $50 | - | Savings Account |
The First State Bank (10503) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $2.5k* | $10m | Super Check Account | ||
| OTHER TIERS: 0.20% → Up to $2.5k | |||||
| 0.20% | $1k | - | NOW Account | ||
The First State Bank (10503) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $1k | - | 24 Month CD | |
| 1.46% | $1k | - | 18 Month CD | |
| 1.30% | $1k | - | 12 Month CD | |
| 1.00% | $90k | - | 182 Day Jumbo CD | |
| 0.95% | $1k | - | 182 Day CD | |
| 0.75% | $1k | - | 91 Day CD |
The First State Bank (10503) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.61% | $500 | - | 24 Month IRA | |
| 1.46% | $500 | - | 18 Month IRA | |
| 1.30% | $500 | - | 12 Month IRA | |
| 0.95% | $500 | - | 182 Day IRA |
Locations
| The First State Bank (10503) Locations | ||
|---|---|---|
| The First State Bank | 206 N. Pennsylvania Ave. | Ness City, KS 67560 |