Overview / Commentary
The First State Bank (10503) is headquartered in NESS CITY and is the 157th largest bank in the state of Kansas. It is also the 4,130th largest bank in the nation. It was established in 1916 and as of March of 2023, it had grown to 11 employees at 1 location. The First State Bank (10503) has an A health rating.
Health
A
Data as of Q1 2023
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The First State Bank (10503) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10503 |
| Year Established | 1916 |
| Employees | 11 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.06% |
| Return on Equity - YTD | 11.81% |
| Annual Interest Income | $641.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $78.4MM$78.7MM |
| Loans | Q1 2023vs Q1 2022 | $21.4MM$19.5MM |
| Deposits | Q1 2023vs Q1 2022 | $70.7MM$69.6MM |
| Equity Capital | Q1 2023vs Q1 2022 | $7.6MM$9.1MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $1.0MM$974.00K |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $5.00K$0 |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |