Overview / Commentary
304-736-5271
660 Central Avenue
Barboursville, WV 25504

First State Bank (WV) is headquartered in Barboursville and is the 28th largest bank in the state of West Virginia. It is also the 3,244th largest bank in the nation. It was established in 1905 and as of June of 2018, it had grown to 75 employees at 4 locations. First State Bank (WV)'s CD rates are 66% higher than the national average, but it has a F health rating.

Reviews (1)

Mortgage Service

Posted by: Anonymous | Oct 25, 2011

Horrible service, no concern for customer service (nor care for responding to customer requests) -caused us to foreclose on a loan (cruel about the matter) - hope God forgives them.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank (WV) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #14361
Year Established1905
Employees75
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-3.09%
Return on Equity - YTD-54.44%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$167.6MM$194.7MM
LoansQ2 2018vs Q2 2017$108.1MM$139.3MM
DepositsQ2 2018vs Q2 2017$137.3MM$168.3MM
Equity CapitalQ2 2018vs Q2 2017$8.4MM$12.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.8MM$2.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$11.3MM$18.0MM
Real Estate OwnedQ2 2018vs Q2 2017$20.3MM$17.3MM
Rates
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First State Bank (WV) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$25-Christmas Club
0.11%$25k-Personal Savings Account

First State Bank (WV) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.31%$100k-Insured Money Market Account

First State Bank (WV) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$500-60 - 84 Month CD
1.97%$500-48 - 59 Month CD
1.91%$500-36 - 47 Month CD
1.84%$500-24 - 35 Month CD
1.69%$500-18 Month CD
1.49%$500-12 - 23 Month CD
1.25%$500-6 - 11 Month CD
0.99%$500-3 - 5 Month CD
0.08%$500-1 - 2 Month CD
0.05%$500-7 - 31 Day CD

First State Bank (WV) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$500-60 - 84 Month IRA
1.97%$500-48 - 59 Month IRA
1.91%$500-36 - 47 Month IRA
1.84%$500-24 - 35 Month IRA
1.69%$500-18 Month IRA
1.49%$500-12 - 23 Month IRA
1.25%$500-6 - 11 Month IRA
0.99%$500-3 - 5 Month IRA
0.08%$500-1 - 2 Month IRA
0.05%$500-7 - 31 Day IRA
Locations


First State Bank (WV) Locations
Teays Valley Branch3754 Teays Valley RoadHurricane, WV 25526
Huntington Branch401 10th StreetHuntington, WV 25702
The First State Bank660 Central AvenueBarboursville, WV 25504
Off-Premise Facility6441 Farmdale RoadBarboursville, WV 25504

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