First State Bank (WV)


Overview / Commentary
304-736-5271
660 Central Avenue
Barboursville, WV 25504

First State Bank (WV) is headquartered in Barboursville and is the 31st largest bank in the state of West Virginia. It is also the 3,296th largest bank in the nation. It was established in 1905 and as of June of 2019, it had grown to 62 employees at 4 locations. First State Bank (WV)'s CD rates are 77% higher than the national average, but it has a F health rating.

Related Posts

37-Month CD, 3.18% APY - 7/31/2019

Great rate, but not so great Health rate with DA. Texas Ratio - F Texas Ratio Trend - F Deposit Growth - F Capitalization - F

Reviews (1)

Mortgage Service

Posted by: Anonymous | Oct 25, 2011

Horrible service, no concern for customer service (nor care for responding to customer requests) -caused us to foreclose on a loan (cruel about the matter) - hope God forgives them.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. First State Bank (WV) has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #14361
Year Established1905
Employees62
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-2.28%
Return on Equity - YTD-87.31%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$155.7MM$167.6MM
LoansQ2 2019vs Q2 2018$98.7MM$108.1MM
DepositsQ2 2019vs Q2 2018$130.7MM$137.3MM
Equity CapitalQ2 2019vs Q2 2018$3.9MM$8.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.5MM$1.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$16.1MM$11.3MM
Real Estate OwnedQ2 2019vs Q2 2018$19.3MM$20.3MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

37-Month CD, 3.18% APY

Carpline   |  
Great rate, but not so great Health rate with DA.

Texas Ratio - F
Texas Ratio Trend - F
Deposit Growth - F
Capitalization - F

Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First State Bank (WV); we are a rate comparison website and cannot provide official rates or promotions.

First State Bank (WV) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%$500-Business 37 Month CD
2.43%$500-Business 25 Month CD
2.21%$500-Business 60 - 84 Month CD
2.20%$500-60 - 84 Month CD
2.13%$500-Business 9 Month CD
2.12%$500-7 Month CD
1.93%$500-48 - 59 Month CD
1.91%$500-Business 48 - 59 Month CD
1.81%$500-36 - 47 Month CD
1.81%$500-Business 36 - 47 Month CD
1.78%$500-Business 24 - 35 Month CD
1.76%$500-24 - 35 Month CD
1.62%$500-18 Month CD
1.59%$500-12 - 23 Month CD
1.59%$500-Business 12 - 23 Month CD
1.58%$500-Business 18 Month CD
1.31%$500-6 - 11 Month CD
1.25%$500-Business 6 - 11 Month CD
1.03%$500-3 - 5 Month CD
1.03%$500-Business 3 - 5 Month CD
0.08%$500-Business 1 - 2 Month CD
0.05%$500-Business 7 - 31 Day CD

First State Bank (WV) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$500-60 - 84 Month IRA
2.12%$500-7 Month IRA
1.93%$500-48 - 59 Month IRA
1.81%$500-36 - 47 Month IRA
1.76%$500-24 - 35 Month IRA
1.62%$500-12 - 23 Month IRA
1.62%$500-18 Month IRA
1.31%$500-6 - 11 Month IRA
1.03%$500-3 - 5 Month IRA
Locations


First State Bank (WV) Locations
Teays Valley Branch3754 Teays Valley RoadHurricane, WV 25526
Huntington Branch401 10th StreetHuntington, WV 25702
The First State Bank660 Central AvenueBarboursville, WV 25504
Off-Premise Facility6441 Farmdale RoadBarboursville, WV 25504

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.