The First State Bank


Overview / Commentary
979-648-2691
206 North St.
Louise, TX 77455

The First State Bank is headquartered in LOUISE and is the 121st largest bank in the state of Texas. It is also the 1,225th largest bank in the nation. It was established in 1956 and as of March of 2024, it had grown to 159 employees at 14 locations. The First State Bank's money market rates are 5X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #17588
Year Established1956
Employees159
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.17%
Return on Equity - YTD29.98%
Annual Interest Income$11MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$800.9MM$806.7MM
LoansQ1 2024vs Q1 2023$550.4MM$543.5MM
DepositsQ1 2024vs Q1 2023$736.8MM$748.9MM
Equity CapitalQ1 2024vs Q1 2023$58MM$52.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$7.7MM$7.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$604K$257K
Real Estate OwnedQ1 2024vs Q1 2023$142K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-Savings
0.25%$200-Business Savings
0.25%$50-UTMA Savings

The First State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-Tiered Money Market
OTHER TIERS: 1.01% $2.5k - $50k | 1.51% $50k - $100k
2.02%*$100k*-Business Tiered Money Market
OTHER TIERS: 1.01% $2.5k - $50k | 1.51% $50k - $100k

The First State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$0$25kDiamond Checking
OTHER TIERS: 0.10% $25k+
0.50%$0-Business Platinum Rewards Checking
0.02%$1.5k-Now Account
0.02%$1.5k-Business Now Account
0.02%$0-Marquis Interest Checking
0.02%$0-50+ Interest Checking

The First State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%$50k-7 Month CD Special
3.03%$1k-60 Month CD
2.88%$1k-36 Month CD
2.88%$1k-48 Month CD
2.78%$1k-24 Month CD
2.68%$1k-12 Month CD
2.68%$1k-18 Month CD
2.52%$1k-6 Month CD
1.50%$1k-3 Month CD
0.30%$1k-1 Month CD

The First State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-60 Month IRA
2.88%$500-36 Month IRA
2.88%$500-48 Month IRA
2.78%$500-24 Month IRA
2.68%$500-12 Month IRA
2.68%$500-18 Month IRA
Locations

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