Advertising Disclosure
  1. Home
  2. Banks
  3. The First State Bank

The First State Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fsblouise.com
979-648-2691
206 North St.
Louise, TX 77455

The First State Bank is headquartered in LOUISE and is the 115th largest bank in the state of Texas. It is also the 1,205th largest bank in the nation. It was established in 1956 and as of March of 2025, it had grown to 158 employees at 14 locations. The First State Bank's money market rates are 5X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17588
Year Established1956
Employees158
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.51%
Return on Equity - YTD32.05%
Annual Interest Income$11.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$835.5MM$800.9MM
LoansQ1 2025vs Q1 2024$570.3MM$550.4MM
DepositsQ1 2025vs Q1 2024$760.9MM$736.8MM
Equity CapitalQ1 2025vs Q1 2024$67.5MM$58MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.8MM$7.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$151K$604K
Real Estate OwnedQ1 2025vs Q1 2024$21K$142K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/16/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Savings
0.20%$0-Business Savings
0.20%$50-UTMA Savings

The First State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-Tiered Money Market
OTHER TIERS: 0.75% → $2.5k - $50k | 1.26% → $50k - $100k
2.02%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.75% → $2.5k - $50k | 1.26% → $50k - $100k

The First State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$0$25kDiamond Checking
OTHER TIERS: 0.10% → $25k+
0.25%$0-Business Platinum Rewards Checking
0.25%$1.5k- Platinum Rewards Checking
0.02%$1.5k-Now Account
0.02%$0-Marquis Interest Checking
0.02%$0-50+ Interest Checking

The First State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.64%$30k-4 Month CD Special
3.12%$30k-7 Month CD Special
2.77%$1k-24 Month CD
2.77%$1k-36 Month CD
2.77%$1k-48 Month CD
2.77%$1k-60 Month CD
2.68%$1k-12 Month CD
2.68%$1k-18 Month CD
2.52%$1k-6 Month CD
1.50%$1k-3 Month CD
0.30%$1k-1 Month CD

The First State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.77%$500-24 Month IRA
2.77%$500-36 Month IRA
2.77%$500-48 Month IRA
2.77%$500-60 Month IRA
2.68%$500-12 Month IRA
2.68%$500-18 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.