The First State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.51%	Reward Checking	2.05% - National Average
1.66%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.16%	1-year CD	2.65% - Barclays 12 Month Online CD

View all The First State Bank rates »

Overview / Commentary

fsblouise.com

979-648-2691

206 North St.
Louise, TX 77455

The First State Bank is headquartered in Louise and is the 136^th largest bank in the state of Texas. It is also the 1,518^th largest bank in the nation. It was established in 1956 and as of September of 2018, it had grown to 121 employees at 12 locations. The First State Bank's CD rates are 29% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	17588
Year Established	1956
Employees	121
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.62%
Return on Equity - YTD	30.1%
Annual Interest Income	$14.9MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$466.2MM$385.1MM
Loans	Q3 2018vs Q3 2017	$325.2MM$290.0MM
Deposits	Q3 2018vs Q3 2017	$420.6MM$346.6MM
Equity Capital	Q3 2018vs Q3 2017	$42.1MM$36.0MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$3.9MM$3.8MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$328.00K$581.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$50	-	Savings
0.10%	$50	-	Business Savings
0.10%	-	-	UTMA Savings

The First State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Tiered Money Market
OTHER TIERS: 0.10% → $2.5k - $50k \| 0.20% → $50k - $100k
0.30%^*	$100k^*	-	Business Tiered Money Market
OTHER TIERS: 0.10% → $2.5k - $50k \| 0.20% → $50k - $100k

The First State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	-	$25k	Diamond Checking
OTHER TIERS: 0.10% → $25k+
0.20%	$1.5k	-	Platinum Business Checking
0.05%	$1.5k	-	Now Account
0.05%	$1.5k	-	Business Now Account

The First State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$1k	-	60 Month CD
1.41%	$1k	-	36 Month CD
1.41%	$1k	-	48 Month CD
1.36%	$1k	-	24 Month CD
1.26%	$1k	-	18 Month CD
1.16%	$1k	-	12 Month CD
0.75%	$1k	-	6 Month CD
0.45%	$1k	-	3 Month CD
0.35%	$1k	-	1 Month CD

The First State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.66%	$500	-	60 Month IRA
1.41%	$500	-	48 Month IRA
1.36%	$500	-	24 Month IRA
1.16%	$500	-	12 Month IRA
1.11%	$500	-	36 Month IRA
0.95%	$500	-	18 Month IRA

Locations

Availability

Houston Area

Houston Area bank & credit union details

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