The First State Bank


Overview / Commentary
979-648-2691
206 North St.
Louise, TX 77455

The First State Bank is headquartered in LOUISE and is the 111th largest bank in the state of Texas. It is also the 1,192nd largest bank in the nation. It was established in 1956 and as of September of 2023, it had grown to 159 employees at 13 locations. The First State Bank's money market rates are 5X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #17588
Year Established1956
Employees159
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.44%
Return on Equity - YTD39.35%
Annual Interest Income$29.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$803.4MM$814.5MM
LoansQ3 2023vs Q3 2022$546MM$547.8MM
DepositsQ3 2023vs Q3 2022$749.3MM$764.9MM
Equity CapitalQ3 2023vs Q3 2022$47.8MM$44.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$7.4MM$7.9MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$40K$839K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-Savings
0.25%$200-Business Savings
0.25%$50-UTMA Savings

The First State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*$100k*-Tiered Money Market
OTHER TIERS: 1.01% $2.5k - $50k | 1.51% $50k - $100k
2.02%*$100k*-Business Tiered Money Market
OTHER TIERS: 1.01% $2.5k - $50k | 1.51% $50k - $100k

The First State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kDiamond Checking
OTHER TIERS: 0.10% $25k+
0.50%--Business Platinum Rewards Checking
0.02%$1.5k-Now Account
0.02%$1.5k-Business Now Account
0.02%--Marquis Interest Checking
0.02%--50+ Interest Checking

The First State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.58%$50k-7 Month CD Special
3.03%$1k-60 Month CD
2.88%$1k-36 Month CD
2.88%$1k-48 Month CD
2.78%$1k-24 Month CD
2.68%$1k-12 Month CD
2.68%$1k-18 Month CD
2.52%$1k-6 Month CD
1.50%$1k-3 Month CD
0.30%$1k-1 Month CD

The First State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%$500-60 Month IRA
2.88%$500-36 Month IRA
2.88%$500-48 Month IRA
2.78%$500-24 Month IRA
2.68%$500-12 Month IRA
2.68%$500-18 Month IRA
Locations

Availability



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