1. Banks
  2. The First State Bank

The First State Bank


Overview / Commentary
www.fsblouise.com
979-648-2691
206 North St.
Louise, TX 77455

The First State Bank is headquartered in Louise and is the 126th largest bank in the state of Texas. It is also the 1,462nd largest bank in the nation. It was established in 1956 and as of September of 2019, it had grown to 129 employees at 12 locations. The First State Bank's CD rates are 12% higher than the national average, and it boasts an A+ health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17588
Year Established1956
Employees129
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.29%
Return on Equity - YTD24.78%
Annual Interest Income$19.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$499.6MM$466.2MM
LoansQ3 2019vs Q3 2018$367.6MM$325.2MM
DepositsQ3 2019vs Q3 2018$448.3MM$420.6MM
Equity CapitalQ3 2019vs Q3 2018$47.7MM$42.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$4.5MM$3.9MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$36.00K$328.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The First State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$200-Savings
0.10%$200-Business Savings
0.10%$50-UTMA Savings

The First State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Tiered Money Market
OTHER TIERS: 0.20% → $2.5k - $50k | 0.30% → $50k - $100k
0.40%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.20% → $2.5k - $50k | 0.30% → $50k - $100k

The First State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kDiamond Checking
OTHER TIERS: 0.10% → $25k+
0.25%$1.5k-Platinum Business Checking
0.05%$1.5k-Now Account
0.05%$1.5k-Business Now Account

The First State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-60 Month CD
1.26%$1k-36 Month CD
1.26%$1k-48 Month CD
1.21%$1k-24 Month CD
1.11%$1k-18 Month CD
1.01%$1k-12 Month CD
0.60%$1k-6 Month CD
0.30%$1k-3 Month CD
0.20%$1k-1 Month CD

The First State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Month IRA
1.26%$500-36 Month IRA
1.26%$500-48 Month IRA
1.21%$500-24 Month IRA
1.11%$500-18 Month IRA
1.01%$500-12 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.