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The First State Bank


Overview / Commentary
www.fsblouise.com
979-648-2691
206 North St.
Louise, TX 77455

The First State Bank is headquartered in Louise and is the 109th largest bank in the state of Texas. It is also the 1,185th largest bank in the nation. It was established in 1956 and as of June of 2022, it had grown to 157 employees at 13 locations. The First State Bank's money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17588
Year Established1956
Employees157
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD25.44%
Annual Interest Income$16.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$804.3MM$654.5MM
LoansQ2 2022vs Q2 2021$546.9MM$472.2MM
DepositsQ2 2022vs Q2 2021$750.1MM$588.2MM
Equity CapitalQ2 2022vs Q2 2021$46.9MM$56.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$7.7MM$6.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$422.00K$315.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$27.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-Savings
0.25%$200-Business Savings
0.25%$50-UTMA Savings

The First State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%*$100k*-Tiered Money Market
OTHER TIERS: 0.50% → $2.5k - $50k | 0.75% → $50k - $100k
1.26%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.50% → $2.5k - $50k | 0.75% → $50k - $100k

The First State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%*-$25kDiamond Checking
OTHER TIERS: 0.10% → $25k+
0.50%$1.5k-Platinum Business Checking
0.02%$1.5k-Now Account
0.02%$1.5k-Business Now Account

The First State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.69%$1k-60 Month CD
2.63%$1k-36 Month CD
2.63%$1k-48 Month CD
2.53%$1k-24 Month CD
2.43%$1k-12 Month CD
2.43%$1k-18 Month CD
1.92%$1k-6 Month CD
0.65%$1k-3 Month CD
0.30%$1k-1 Month CD

The First State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.69%$500-60 Month IRA
2.63%$500-36 Month IRA
2.63%$500-48 Month IRA
2.53%$500-24 Month IRA
2.43%$500-12 Month IRA
2.43%$500-18 Month IRA
Locations

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