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The First Trust and Savings Bank of Watseka, Illinois

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.95%5-year CD60 Month CD
1.50%1-year CD12 Month CD
0.15%SavingsFirst Statement Savings

Overview / Commentary
815-432-2494
120 East Walnut Street
Watseka, IL 60970

The First Trust and Savings Bank of Watseka, Illinois is headquartered in Watseka and is the 162nd largest bank in the state of Illinois. It is also the 2,575th largest bank in the nation. It was established in 1909 and as of March of 2018, it had grown to 31 employees at 2 locations. The First Trust and Savings Bank of Watseka, Illinois' CD rates are 67% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #10831
Year Established1909
Employees31
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD9.61%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$241.2MM$241.6MM
LoansQ1 2018vs Q1 2017$112.3MM$110.3MM
DepositsQ1 2018vs Q1 2017$205.1MM$206.3MM
Equity CapitalQ1 2018vs Q1 2017$35.6MM$34.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.7MM$1.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$662.00K$619.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Trust and Savings Bank of Watseka, Illinois Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-Health Savings Account
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $25k
0.20%*$25k*-Business Health Savings Account
OTHER TIERS: 0.10% Up to $2,500 | 0.15% $2,500 - $25k
0.15%--First Statement Savings
0.15%--First Kids Club
0.15%--Business First Statement Savings

The First Trust and Savings Bank of Watseka, Illinois Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$1m*-Community Money Market Account
OTHER TIERS: 0.30% Up to $100k | 0.40% $100k - $500k | 0.50% $500k - $1mm
0.45%*$200k*-First Money Market Account
OTHER TIERS: 0.25% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k
0.45%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% $2,500 - $15k | 0.30% $15k - $50k | 0.35% $50k - $100k | 0.40% $100k - $200k

The First Trust and Savings Bank of Watseka, Illinois Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$1m*-Community Plus Checking
OTHER TIERS: 0.25% Up to $100k | 0.35% $100k - $500k | 0.45% $500k - $1mm
0.45%*$200k*-First Investor Choice Checking
OTHER TIERS: 0.15% $15k - $50k | 0.25% $50k - $100k | 0.35% $100k - $200k
0.35%*$50k*-Business Plus Checking
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $15k | 0.30% $15k - $50k
0.15%*$2.5k*-First Relationship Checking
OTHER TIERS: 0.05% $100 - $500 | 0.10% $500 - $2,500

The First Trust and Savings Bank of Watseka, Illinois CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$1k-60 Month CD
1.95%$1k-Business 60 Month CD
1.90%$1k-48 Month CD
1.90%$1k-Business 48 Month CD
1.85%$1k-36 Month CD
1.85%$1k-Business 36 Month CD
1.80%$1k-30 Month CD
1.80%$1k-Business 30 Month CD
1.75%$1k-24 Month CD
1.75%$1k-Business 24 Month CD
1.65%$1k-18 Month CD
1.65%$1k-Business 18 Month CD
1.50%$1k-12 Month CD
1.50%$1k-Business 12 Month CD
0.80%$1k-6 Month CD
0.80%$1k-Business 6 Month CD
0.60%$1k-3 Month CD
0.60%$1k-Business 3 Month CD

The First Trust and Savings Bank of Watseka, Illinois IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.95%$100-5 Year IRA
1.95%$100-Business 5 Year IRA
1.90%$100-4 Year IRA
1.90%$100-Business 4 Year IRA
1.85%$100-3 Year IRA
1.85%$100-Business 3 Year IRA
1.80%$100-2.5 Year IRA
1.80%$100-Business 2.5 Year IRA
1.75%$100-2 Year IRA
1.75%$100-Business 2 Year IRA
1.25%$100-1 Year Variable IRA
1.25%$100-1 Year Fixed IRA
1.25%$100-Business 1 Year Fixed IRA
1.25%$100-Business 1 Year Variable IRA
Locations


The First Trust and Savings Bank of Watseka, Illinois Locations
The First Trust and Savings Bank Of Watseka, Illin120 East Walnut StreetWatseka, IL 60970
Clifton Branch145 East Fifth AvenueClifton, IL 60927

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