The First Trust and Savings Bank of Watseka, Illinois

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.75%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
1.30%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	First Statement Savings 1.30% - Nationwide Bank Online Savings Account

View all The First Trust and Savings Bank of Watseka, Illinois rates »

Overview / Commentary

www.ftsbank.com

815-432-2494

120 East Walnut Street
Watseka, IL 60970

The First Trust and Savings Bank of Watseka, Illinois is headquartered in Watseka and is the 164^th largest bank in the state of Illinois. It is also the 2,578^th largest bank in the nation. It was established in 1909 and as of December of 2017, it had grown to 32 employees at 2 locations. The First Trust and Savings Bank of Watseka, Illinois' CD rates are 44% higher than the national average, and it has an A health rating.

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Health

A

Data as of Q4 2017

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Health Grade Components

Overall
FDIC Certificate #	10831
Year Established	1909
Employees	32
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.26%
Return on Equity - YTD	8.68%
Annual Interest Income	$7.9MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$243.7MM$246.0MM
Loans	Q4 2017vs Q4 2016	$120.8MM$112.0MM
Deposits	Q4 2017vs Q4 2016	$207.6MM$211.6MM
Equity Capital	Q4 2017vs Q4 2016	$35.8MM$34.0MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$1.6MM$1.8MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$454.00K$574.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Trust and Savings Bank of Watseka, Illinois Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.10% → Up to $2,500 \| 0.15% → $2,500 - $25k
0.15%	-	-	First Statement Savings
0.15%	-	-	First Kids Club

The First Trust and Savings Bank of Watseka, Illinois Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$1m^*	-	Community Money Market Account
OTHER TIERS: 0.30% → Up to $100k \| 0.40% → $100k - $500k \| 0.50% → $500k - $1mm
0.45%^*	$200k^*	-	First Money Market Account
OTHER TIERS: 0.25% → $2,500 - $15k \| 0.30% → $15k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k
0.45%^*	$200k^*	-	Business Money Market Account
OTHER TIERS: 0.25% → $2,500 - $15k \| 0.30% → $15k - $50k \| 0.35% → $50k - $100k \| 0.40% → $100k - $200k

The First Trust and Savings Bank of Watseka, Illinois Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$1m^*	-	Community Plus Checking
OTHER TIERS: 0.25% → Up to $100k \| 0.35% → $100k - $500k \| 0.45% → $500k - $1mm
0.45%^*	$200k^*	-	First Investor Choice Checking
OTHER TIERS: 0.15% → $15k - $50k \| 0.25% → $50k - $100k \| 0.35% → $100k - $200k
0.35%^*	$50k^*	-	Business Plus Checking
OTHER TIERS: 0.15% → Up to $5k \| 0.20% → $5k - $15k \| 0.30% → $15k - $50k
0.15%^*	$2,500^*	-	First Relationship Checking
OTHER TIERS: 0.05% → $100 - $500 \| 0.10% → $500 - $2,500

The First Trust and Savings Bank of Watseka, Illinois CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	60 Month CD
1.70%	$1k	-	48 Month CD
1.65%	$1k	-	36 Month CD
1.60%	$1k	-	30 Month CD
1.55%	$1k	-	24 Month CD
1.45%	$1k	-	18 Month CD
1.30%	$1k	-	12 Month CD
0.60%	$1k	-	6 Month CD
0.40%	$1k	-	3 Month CD

The First Trust and Savings Bank of Watseka, Illinois IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.95%	$100	-	5 Year IRA
1.90%	$100	-	4 Year IRA
1.85%	$100	-	3 Year IRA
1.80%	$100	-	2.5 Year IRA
1.75%	$100	-	2 Year IRA
1.25%	$100	-	1 Year Variable IRA
1.25%	$100	-	1 Year Fixed IRA

Locations

The First Trust and Savings Bank of Watseka, Illinois Locations
The First Trust and Savings Bank Of Watseka, Illin	120 East Walnut Street	Watseka, IL 60970
Clifton Branch	145 East Fifth Avenue	Clifton, IL 60927

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