The First Trust and Savings Bank of Watseka, Illinois

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.31%	5-year CD	60 Month CD 2.35% - Synchrony Bank 60 Month CD
0.60%	1-year CD	12 Month CD 1.35% - Ally Bank High Yield 12-Month CD
0.05%	Savings	First Statement Savings 1.20% - Synchrony Bank High Yield Savings

View all The First Trust and Savings Bank of Watseka, Illinois rates »

Overview / Commentary

www.ftsbank.com

815-432-2494

120 East Walnut Street
Watseka, IL 60970

The First Trust and Savings Bank of Watseka, Illinois is headquartered in Watseka and is the 165^th largest bank in the state of Illinois. It is also the 2,602^nd largest bank in the nation. It was established in 1909 and as of March of 2017, it had grown to 31 employees at 2 locations. The First Trust and Savings Bank of Watseka, Illinois has an A health rating.

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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
FDIC Certificate #	10831
Year Established	1909
Employees	31
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.3%
Return on Equity - YTD	9.25%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$241.6MM$236.5MM
Loans	Q1 2017vs Q1 2016	$110.3MM$103.2MM
Deposits	Q1 2017vs Q1 2016	$206.3MM$201.9MM
Equity Capital	Q1 2017vs Q1 2016	$34.6MM$34.0MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.8MM$1.9MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$619.00K$383.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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The First Trust and Savings Bank of Watseka, Illinois Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	Health Savings Account
OTHER TIERS: 0.05% → Up to $2,500 \| 0.10% → $2,500 - $25k
0.05%	-	-	First Statement Savings
0.05%	-	-	First Kids Club

The First Trust and Savings Bank of Watseka, Illinois Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$1m^*	-	Community Money Market Account
OTHER TIERS: 0.05% → Up to $100k \| 0.10% → $100k - $1mm
0.10%^*	$100k^*	-	First Money Market Account
OTHER TIERS: 0.05% → $2,500 - $100k
0.10%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → $2,500 - $100k

The First Trust and Savings Bank of Watseka, Illinois Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$1m^*	-	Community Plus Checking
OTHER TIERS: 0.05% → Up to $100k \| 0.10% → $100k - $1mm
0.10%^*	$100k^*	-	First Investor Choice Checking
OTHER TIERS: 0.05% → $15k - $100k
0.10%^*	$50k^*	-	Business Plus Checking
OTHER TIERS: 0.05% → Up to $50k
0.05%	$100	-	First Relationship Checking

The First Trust and Savings Bank of Watseka, Illinois CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%	$1k	-	24 Month CD
1.31%	$1k	-	30 Month CD
1.31%	$1k	-	36 Month CD
1.31%	$1k	-	48 Month CD
1.31%	$1k	-	60 Month CD
1.05%	$1k	-	18 Month CD
0.60%	$1k	-	12 Month CD
0.40%	$1k	-	6 Month CD
0.20%	$1k	-	3 Month CD

The First Trust and Savings Bank of Watseka, Illinois IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$100	-	2 Year IRA
1.00%	$100	-	2.5 Year IRA
1.00%	$100	-	3 Year IRA
1.00%	$100	-	4 Year IRA
1.00%	$100	-	5 Year IRA
0.70%	$100	-	1 Year Variable IRA
0.65%	$100	-	1 Year Fixed IRA

Locations

The First Trust and Savings Bank of Watseka, Illinois Locations
The First Trust and Savings Bank Of Watseka, Illin	120 East Walnut Street	Watseka, IL 60970
Clifton Branch	145 East Fifth Avenue	Clifton, IL 60927