The First Trust and Savings Bank of Watseka, Illinois


Overview / Commentary
815-432-2494
120 East Walnut Street
Watseka, IL 60970-0160

The First Trust and Savings Bank of Watseka, Illinois is headquartered in WATSEKA and is the 152nd largest bank in the state of Illinois. It is also the 2,421st largest bank in the nation. It was established in 1909 and as of December of 2023, it had grown to 32 employees at 2 locations. The First Trust and Savings Bank of Watseka, Illinois' CD rates are 4X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #10831
Year Established1909
Employees32
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD11.45%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$313MM$315MM
LoansQ4 2023vs Q4 2022$160MM$147.3MM
DepositsQ4 2023vs Q4 2022$268.2MM$275.5MM
Equity CapitalQ4 2023vs Q4 2022$43.9MM$39.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.9MM$1.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$61K$67K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The First Trust and Savings Bank of Watseka, Illinois; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Trust and Savings Bank of Watseka, Illinois Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$100-Health Savings Account
3.25%$100-Business Health Savings Account
0.15%--First Statement Savings
0.15%--First Kids Club
0.15%--Business First Statement Savings

The First Trust and Savings Bank of Watseka, Illinois Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$1m*-Community Money Market Account
OTHER TIERS: 0.25% Up to $100k | 0.50% $100k - $500k | 1.25% $500k - $1m
1.00%*$200k*-First Money Market Account
OTHER TIERS: 0.40% $2.5k - $15k | 0.45% $15k - $50k | 0.50% $50k - $100k | 0.75% $100k - $200k
1.00%*$200k*-Business Money Market Account
OTHER TIERS: 0.40% $2.5k - $15k | 0.45% $15k - $50k | 0.50% $50k - $100k | 0.75% $100k - $200k

The First Trust and Savings Bank of Watseka, Illinois Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$1m*-Community Plus Checking
OTHER TIERS: 0.25% Up to $100k | 0.50% $100k - $500k | 1.25% $500k - $1m
1.00%*$200k*-First Investor Choice Checking
OTHER TIERS: 0.25% $15k - $50k | 0.45% $50k - $100k | 0.75% $100k - $200k
0.50%*$50k*-Business Plus Checking
OTHER TIERS: 0.10% Up to $15k | 0.25% $15k - $50k
0.15%*$2.5k*-First Relationship Checking
OTHER TIERS: 0.05% Up to $500 | 0.10% $500 - $2.5k

The First Trust and Savings Bank of Watseka, Illinois CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$1k-6 Month CD
4.25%$1k-Business 6 Month CD
4.00%$1k-12 Month CD
4.00%$1k-Business 12 Month CD
3.75%$1k-24 Month CD
3.75%$1k-Business 24 Month CD
3.50%$1k-18 Month CD
3.50%$1k-Business 18 Month CD
1.00%$1k-3 Month CD
1.00%$1k-30 Month CD
1.00%$1k-36 Month CD
1.00%$1k-48 Month CD
1.00%$1k-60 Month CD
1.00%$1k-Business 3 Month CD
1.00%$1k-Business 30 Month CD
1.00%$1k-Business 36 Month CD
1.00%$1k-Business 48 Month CD
1.00%$1k-Business 60 Month CD

The First Trust and Savings Bank of Watseka, Illinois IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$100-2 Year IRA
3.50%$100-1 Year Fixed IRA
3.25%$100-1 Year Variable IRA
1.00%$100-2.5 Year IRA
1.00%$100-3 Year IRA
1.00%$100-4 Year IRA
1.00%$100-5 Year IRA
Locations


The First Trust and Savings Bank of Watseka, Illinois Locations
The First Trust and Savings Bank Of Watseka, Illin120 East Walnut StreetWatseka, IL 60970
Clifton Branch145 East Fifth AvenueClifton, IL 60927

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