2. The First Trust and Savings Bank of Watseka, Illinois

The First Trust and Savings Bank of Watseka, Illinois


Overview / Commentary
www.ftsbank.com
815-432-2494
120 East Walnut Street
Watseka, IL 60970

The First Trust and Savings Bank of Watseka, Illinois is headquartered in Watseka and is the 152nd largest bank in the state of Illinois. It is also the 2,513th largest bank in the nation. It was established in 1909 and as of June of 2019, it had grown to 33 employees at 2 locations. The First Trust and Savings Bank of Watseka, Illinois' CD rates are 44% higher than the national average, and it has an A health rating.

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Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #10831
Year Established1909
Employees33
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD9.12%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$248.1MM$242.8MM
LoansQ2 2019vs Q2 2018$113.1MM$112.6MM
DepositsQ2 2019vs Q2 2018$207.3MM$206.5MM
Equity CapitalQ2 2019vs Q2 2018$39.9MM$35.9MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.6MM$1.7MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$269.00K$548.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The First Trust and Savings Bank of Watseka, Illinois Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-Health Savings Account
OTHER TIERS: 0.15% → Up to $2.5k | 0.25% → $2.5k - $25k
0.30%*$25k*-Business Health Savings Account
OTHER TIERS: 0.15% → Up to $2.5k | 0.25% → $2.5k - $25k
0.15%--First Statement Savings
0.15%--First Kids Club
0.15%--Business First Statement Savings

The First Trust and Savings Bank of Watseka, Illinois Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$1m*-Community Money Market Account
OTHER TIERS: 0.40% → Up to $100k | 0.50% → $100k - $500k | 0.60% → $500k - $1m
0.45%*$200k*-First Money Market Account
OTHER TIERS: 0.25% → $2.5k - $15k | 0.30% → $15k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $200k
0.45%*$200k*-Business Money Market Account
OTHER TIERS: 0.25% → $2.5k - $15k | 0.30% → $15k - $50k | 0.35% → $50k - $100k | 0.40% → $100k - $200k

The First Trust and Savings Bank of Watseka, Illinois Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$1m*-Community Plus Checking
OTHER TIERS: 0.35% → Up to $100k | 0.45% → $100k - $500k | 0.55% → $500k - $1m
0.45%*$200k*-First Investor Choice Checking
OTHER TIERS: 0.15% → $15k - $50k | 0.25% → $50k - $100k | 0.35% → $100k - $200k
0.35%*$50k*-Business Plus Checking
OTHER TIERS: 0.15% → Up to $5k | 0.20% → $5k - $15k | 0.30% → $15k - $50k
0.15%*$2.5k*-First Relationship Checking
OTHER TIERS: 0.05% → $100 - $500 | 0.10% → $500 - $2.5k

The First Trust and Savings Bank of Watseka, Illinois CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-6 Month CD w/ Relationship Bonus
1.50%$1k-Business 6 Month CD w/ Relationship Bonus
1.50%$1k-12 Month CD w/ Relationship Bonus
1.50%$1k-Business 12 Month CD w/ Relationship Bonus
1.50%$1k-18 Month CD w/ Relationship Bonus
1.50%$1k-Business 18 Month CD w/ Relationship Bonus
1.50%$1k-24 Month CD w/ Relationship Bonus
1.50%$1k-Business 24 Month CD w/ Relationship Bonus
1.50%$1k-30 Month CD w/ Relationship Bonus
1.50%$1k-Business 30 Month CD w/ Relationship Bonus
1.50%$1k-36 Month CD w/ Relationship Bonus
1.50%$1k-Business 36 Month CD w/ Relationship Bonus
1.50%$1k-48 Month CD w/ Relationship Bonus
1.50%$1k-Business 48 Month CD w/ Relationship Bonus
1.50%$1k-60 Month CD w/ Relationship Bonus
1.50%$1k-Business 60 Month CD w/ Relationship Bonus
1.30%$1k-6 Month CD
1.30%$1k-12 Month CD
1.30%$1k-18 Month CD
1.30%$1k-24 Month CD
1.30%$1k-30 Month CD
1.30%$1k-36 Month CD
1.30%$1k-48 Month CD
1.30%$1k-60 Month CD
1.30%$1k-Business 6 Month CD
1.30%$1k-Business 12 Month CD
1.30%$1k-Business 18 Month CD
1.30%$1k-Business 24 Month CD
1.30%$1k-Business 30 Month CD
1.30%$1k-Business 36 Month CD
1.30%$1k-Business 48 Month CD
1.30%$1k-Business 60 Month CD
1.25%$1k-3 Month CD w/ Relationship Bonus
1.25%$1k-Business 3 Month CD w/ Relationship Bonus
1.04%$1k-3 Month CD
1.04%$1k-Business 3 Month CD

The First Trust and Savings Bank of Watseka, Illinois IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$100-1 Year Variable IRA
1.50%$100-1 Year Fixed IRA
1.50%$100-2 Year IRA
1.50%$100-2.5 Year IRA
1.50%$100-3 Year IRA
1.50%$100-4 Year IRA
1.50%$100-5 Year IRA
Locations


The First Trust and Savings Bank of Watseka, Illinois Locations
The First Trust and Savings Bank Of Watseka, Illin120 East Walnut StreetWatseka, IL 60970
Clifton Branch145 East Fifth AvenueClifton, IL 60927

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