The Florist Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.thefloristfcu.org

575-622-0560

313 W. Country Club Rd Ste. 11
Roswell, NM 88201

The Florist Federal Credit Union is headquartered in ROSWELL and is the 35^th largest credit union in the state of New Mexico. It is also the 3,808^th largest credit union in the nation. It was established in 1969 and as of March of 2025, it had grown to 2 employees and 691 members at 1 location. The Florist Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to owners, employees of florist shops and wholesale firms who hold membership in the National Alliance of Floral Assocations, Oklahoma State Florists' Association, WesTexas New Mexico Florist Association, New Mexico State Florist Association, Texas State Florists' Association, Connecticut Florists Association, Florida State Florists' Association, North Carolina State Florists Association or Arkansas Florists Association.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The Florist Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #	19567
Year Chartered	1969
Employees	2
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.84%
Return on Equity - YTD	-5.45%
Annual Interest Income	$84K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$7.2MM$7.2MM
Loans	Q1 2025vs Q1 2024	$4.5MM$5.1MM
Deposits	Q1 2025vs Q1 2024	$6.1MM$6MM
Equity Capital	Q1 2025vs Q1 2024	$1.1MM$1.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$32K$44K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$61K$17K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not The Florist Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Florist Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$100	-	Business IRA
0.30%^*	$2.5k^*	-	Regular Saving Account
OTHER TIERS: 0.15% → $25 - $2.5k
0.30%	$5	-	SPROUT Account for Kids
0.30%^*	$2.5k^*	-	Business Regular Savings
OTHER TIERS: 0.15% → $25 - $2.5k

The Florist Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$2.5k	-	Money Market Plus Checking Account
1.00%	$2.5k	-	Business Money Market Plus Checking

The Florist Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.51%	$1k	-	12 Month CD
2.51%	$1k	-	Business 12 Month CD
2.01%	$1k	-	24 Month CD
2.01%	$1k	-	36 Month CD
2.01%	$1k	-	48 Month CD
2.01%	$1k	-	60 Month CD
2.01%	$1k	-	Business 24 Month CD
2.01%	$1k	-	Business 36 Month CD
2.01%	$1k	-	Business 48 Month CD
2.01%	$1k	-	Business 60 Month CD
0.91%	$1k	-	6 Month CD
0.91%	$1k	-	Business 6 Month CD

The Florist Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.90%	$100	-	IRA Account

Locations

The Florist Federal Credit Union Locations
Branch Office	313 W Country Club Rd Ste 11	ROSWELL, NM 88201-5804

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