Overview / Commentary
404 N Kentucky Ave
Roswell, NM 88201-4719

The Florist Federal Credit Union is headquartered in ROSWELL and is the 33rd largest credit union in the state of New Mexico. It is also the 4,018th largest credit union in the nation. It was established in 1969 and as of September of 2018, it had grown to 3 employees and 849 members at 1 location. The Florist Federal Credit Union's CD rates are 39% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to owners, employees of florist shops and wholesale firms who hold membership in the National Alliance of Floral Assocations, Oklahoma State Florists' Association, WesTexas New Mexico Florist Association, New Mexico State Florist Association, Texas State Florists' Association, Connecticut Florists Association, Florida State Florists' Association, North Carolina State Florists Association or Arkansas Florists Association.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The Florist Federal Credit Union has a low asset base, and a negative return on assets.

Health Grade Components

NCUA #19567
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD-2.62%
Return on Equity - YTD-28.95%
Annual Interest Income$319.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$10.7MM$10.3MM
LoansQ3 2018vs Q3 2017$7.2MM$4.7MM
DepositsQ3 2018vs Q3 2017$9.7MM$9.2MM
Equity CapitalQ3 2018vs Q3 2017$1.0MM$1.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$70.00K$46.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$56.00K$34.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Florist Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Florist Federal Credit Union Savings Account Rates

0.81%$100-Coverdell ESA Account
0.81%$100-IRA Account
0.81%$100-Business IRA
0.81%$100-Business Coverdell ESA
0.35%*$2.5k*-Regular Saving Account
OTHER TIERS: 0.25% $25 - $2.5k
0.35%*$2.5k*-Business Regular Savings
OTHER TIERS: 0.25% $25 - $2.5k
0.15%$5-SPROUT Account for Kids

The Florist Federal Credit Union Money Market Rates

0.30%$2.5k-Money Market Plus Checking Account
0.30%$2.5k-Business Money Market Plus Checking

The Florist Federal Credit Union Checking Account Rates

0.10%--Checking (Share Draft) Account
0.10%--Business Checking

The Florist Federal Credit Union CD Rates

2.26%$1k-60 Month CD
2.26%$1k-Business 60 Month CD
2.06%$1k-48 Month CD
2.06%$1k-Business 48 Month CD
1.86%$1k-36 Month CD
1.86%$1k-Business 36 Month CD
1.61%$1k-24 Month CD
1.61%$1k-Business 24 Month CD
1.25%$1k-12 Month CD
1.25%$1k-Business 12 Month CD
0.85%$1k-6 Month CD
0.85%$1k-Business 6 Month CD

The Florist Federal Credit Union Locations
Branch Office404 N KENTUCKY AVEROSWELL, NM 88201-4719

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