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Overview / Commentary
ROSWELL, NM 88201-4719

The Florist Federal Credit Union is headquartered in ROSWELL and is the 34th largest credit union in the state of New Mexico. It is also the 4,471st largest credit union in the nation. It was established in 1969 and as of September of 2016, it had grown to 3 employees and 920 members at 1 location. The Florist Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to owners, employees of florist shops and wholesale firms who hold membership in the National Alliance of Floral Assocations, Oklahoma State Florists' Association, WesTexas New Mexico Florist Association, New Mexico State Florist Association, Texas State Florists' Association, Connecticut Florists Association, Florida State Florists' Association, North Carolina State Florists Association or Arkansas Florists Association.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. The Florist Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #19567
Year Chartered1969
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD4.35%
Annual Interest Income$251.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$8.1MM$7.9MM
LoansQ3 2016vs Q3 2015$4.7MM$4.8MM
DepositsQ3 2016vs Q3 2015$6.9MM$6.8MM
Equity CapitalQ3 2016vs Q3 2015$1.2MM$1.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$43.00K$49.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$70.00K$37.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0

Rates for The Florist Federal Credit Union are currently being reviewed.


The Florist Federal Credit Union Locations
Branch Office404 N KENTUCKY AVEROSWELL, NM 88201-4719