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Overview / Commentary
405-230-1328
420 NE 10th St
Oklahoma City, OK 73104

The Focus is headquartered in Oklahoma City and is the 21st largest credit union in the state of Oklahoma. It is also the 1,507th largest credit union in the nation. It was established in 1955 and as of June of 2017, it had grown to 35 employees and 10,922 members at 4 locations. The Focus has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain and Grady Counties.
See current membership details

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Health

Health Grade Components

Overall
NCUA #10283
Year Chartered1955
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD-0.19%
Return on Equity - YTD-2.47%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$111.5MM$107.5MM
LoansQ2 2017vs Q2 2016$86.3MM$84.1MM
DepositsQ2 2017vs Q2 2016$101.4MM$98.1MM
Equity CapitalQ2 2017vs Q2 2016$8.4MM$7.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.3MM$714.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$158.00K$675.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$182.00K
Rates
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The Focus Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings Account
0.15%--Membership Savings Account
0.15%--Vacation Club Accounts
0.15%--Christmas Club Accounts

The Focus Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Interest Checking

The Focus CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-48 Month CD
1.30%$1k-36 Month CD
1.00%$1k-24 Month CD
0.90%$1k-18 Month CD
0.75%$1k-12 Month CD
0.60%$1k-6 Month CD

The Focus IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$1k-48 Month IRA
1.30%$1k-36 Month IRA
1.00%$1k-24 Month IRA
0.90%$1k-18 Month IRA
0.75%$1k-12 Month IRA
Locations


The Focus Locations
Branch Office13325 N MacArthur Blvd Ste 1Oklahoma City, OK 73142-3091
Branch Office1704 S 1st StChickasha, OK 73018-6011
Branch Office420 NE 10th StOklahoma City, OK 73104
Branch Office1097 NW 32nd StreetNewcastle, OK 73065