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Overview / Commentary
405-230-1328
420 NE 10th St
Oklahoma City, OK 73104

The Focus is headquartered in Oklahoma City and is the 21st largest credit union in the state of Oklahoma. It is also the 1,516th largest credit union in the nation. It was established in 1955 and as of March of 2016, it had grown to 37 employees and 10,888 members at 4 locations. The Focus has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Oklahoma, Cleveland, Canadian, Lincoln, Logan, McClain and Grady Counties.
See current membership details

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Health
B

Health Grade Components

Overall
NCUA #10283
Year Chartered1955
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD-0.4%
Return on Equity - YTD-5.6%
Annual Interest Income$897.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$106.6MM$101.9MM
LoansQ1 2016vs Q1 2015$83.8MM$85.7MM
DepositsQ1 2016vs Q1 2015$98.1MM$93.4MM
Equity CapitalQ1 2016vs Q1 2015$7.6MM$7.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$713.00K$542.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$832.00K$440.00K
Real Estate OwnedQ1 2016vs Q1 2015$182.00K$202.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Focus; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Focus Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings Account
0.15%--Membership Savings Account
0.15%--Vacation Club Accounts
0.15%--Christmas Club Accounts

The Focus Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$75k*-Money Market Checking Account
OTHER TIERS: 0.20% $2,500 - $50k | 0.45% $50k - $75k

The Focus Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Perks Plus Checking

The Focus CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-48 Month CD
1.10%$1k-36 Month CD
0.80%$1k-24 Month CD
0.70%$1k-18 Month CD
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD

The Focus IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-48 Month IRA
1.10%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.70%$1k-18 Month IRA
0.55%$1k-12 Month IRA
Locations


The Focus Locations
Branch Office13325 N MacArthur Blvd Ste 1Oklahoma City, OK 73142-3091
Branch Office1704 S 1st StChickasha, OK 73018-6011
Branch Office420 NE 10th StOklahoma City, OK 73104
Branch Office1097 NW 32nd StreetNewcastle, OK 73065