The Granville National Bank


Overview / Commentary
815-339-2222
328 South Mccoy Street
Granville, IL 61326

The Granville National Bank is headquartered in Granville and is the 306th largest bank in the state of Illinois. It is also the 4,261st largest bank in the nation. It was established in 1934 and as of June of 2019, it had grown to 17 employees at 2 locations. The Granville National Bank's money market rates are 2X the national average, and it has an A health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Granville National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #13983
Year Established1934
Employees17
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.8%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$87.4MM$84.9MM
LoansQ2 2019vs Q2 2018$36.9MM$37.5MM
DepositsQ2 2019vs Q2 2018$76.5MM$75.4MM
Equity CapitalQ2 2019vs Q2 2018$10.5MM$9.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$506.00K$514.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$196.00K$541.00K
Real Estate OwnedQ2 2019vs Q2 2018$102.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Granville National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Granville National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$20k*-IRA Savings
OTHER TIERS: 0.30% Up to $2k | 0.50% $2k - $10k | 0.75% $10k - $20k
1.00%*$10k*-Health Savings
OTHER TIERS: 0.30% Up to $1k | 0.50% $1k - $5k | 0.75% $5k - $10k
0.20%*$10k*-FlexSavings
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $5k | 0.15% $5k - $10k
0.20%*$10k*-Business Savings
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $5k | 0.15% $5k - $10k

The Granville National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1m*-Preferred MM
OTHER TIERS: 0.25% Up to $100k | 0.30% $100k - $250k | 0.40% $250k - $500k | 0.50% $500k - $750k | 0.75% $750k - $1m
0.25%*$100k*-FlexMM
OTHER TIERS: 0.05% Up to $20k | 0.10% $20k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k
0.25%*$100k*-Business MM
OTHER TIERS: 0.05% Up to $20k | 0.10% $20k - $50k | 0.15% $50k - $75k | 0.20% $75k - $100k

The Granville National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-FlexChecking
OTHER TIERS: 0.05% $500 - $2.5k | 0.10% $2.5k - $5k | 0.15% $5k - $10k

The Granville National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.90%*$100k*-60 Months
OTHER TIERS: 1.80% $500 - $10k | 1.82% $10k - $25k | 1.85% $25k - $100k
1.25%*$100k*-49 Month step Up
OTHER TIERS: 1.05% $500 - $10k | 1.10% $10k - $25k | 1.15% $25k - $100k
1.20%*$100k*-37 Month step Up
OTHER TIERS: 1.00% $500 - $10k | 1.05% $10k - $25k | 1.10% $25k - $100k
1.20%*$100k*-48-59 Months
OTHER TIERS: 1.00% $500 - $10k | 1.05% $10k - $25k | 1.10% $25k - $100k
1.15%*$100k*-36-47 Months
OTHER TIERS: 0.95% $500 - $10k | 1.00% $10k - $25k | 1.05% $25k - $100k
0.86%*$100k*-25 Month Step Up
OTHER TIERS: 0.80% $500 - $10k | 0.82% $10k - $25k | 0.84% $25k - $100k
0.81%*$100k*-24-35 Months
OTHER TIERS: 0.75% $500 - $10k | 0.77% $10k - $25k | 0.79% $25k - $100k
0.66%*$100k*-12-23 Months
OTHER TIERS: 0.60% $500 - $10k | 0.62% $10k - $25k | 0.64% $25k - $100k
0.46%*$100k*-6 Months
OTHER TIERS: 0.40% $500 - $10k | 0.42% $10k - $25k | 0.44% $25k - $100k
0.36%*$100k*-3 Months
OTHER TIERS: 0.30% $500 - $10k | 0.32% $10k - $25k | 0.34% $25k - $100k
Locations


The Granville National Bank Locations
The Granville National Bank328 South Mccoy StreetGranville, IL 61326
Sheridanbank Branch130 W Si Johnson AveSheridan, IL 60551

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