Guilford Savings Bank

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

5 Year CD w/ Prime Access Checking

Overview / Commentary

www.gsb-yourbank.com

203-453-2721

One Park Street
Guilford, CT 06437

From the Bank

Founded in 1875 by 17 local business owners, we have proudly stood as a trusted institution. Starting with a $17,000 investment and one branch, GSB has grown to a six-office, $700 million bank.

Time has passed, but our commitment to the community remains equally strong. The first item on our strategic plan is to always remain a mutual savings bank. We have no stockholders. That means it's in our best interest that you succeed. You thrive, we thrive. This customer focus sets us apart from other financial institutions.

Related Posts

View all posts from:

2018
2017

9/26 - Indexed Money Market Account

12/19 - 12-Month CD,1.70% APY

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18194
Year Established	1875
Employees	137
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.94%
Return on Equity - YTD	8.48%
Annual Interest Income	$15.7MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$1.01B$937.2MM
Loans	Q2 2021vs Q2 2020	$677.3MM$677.1MM
Deposits	Q2 2021vs Q2 2020	$859.3MM$771.6MM
Equity Capital	Q2 2021vs Q2 2020	$112.4MM$102.6MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$7.8MM$7.1MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$4.2MM$5.4MM
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Guilford Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Guilford Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%^*	$50k^*	-	Prime Access Health Savings Account
OTHER TIERS: 0.50% → $5k - $50k
0.20%^*	$15k^*	-	Health Savings Account
OTHER TIERS: 0.05% → $1k - $5k \| 0.10% → $5k - $15k
0.10%	$50	-	Smart Savings w/ Prime Access Checking
0.05%	$50	-	Smart Savings w/ Preferred Access Checking
0.05%	$50	-	Business Preferred Savings
0.02%	$50	-	IRA Statement Savings
0.02%	$50	-	E-Savings
0.02%	-	-	School Savings
0.02%	$50	-	Smart Savings w/ Access Checking
0.02%	$50	-	Business E-Savings

Guilford Savings Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$250k^*	-	Smart Money Market w/ Prime Access Checking
OTHER TIERS: 0.10% → Up to $50k \| 0.15% → $50k - $250k
0.15%^*	$250k^*	-	Smart Money Market w/ Preferred Access Checking
OTHER TIERS: 0.05% → Up to $50k \| 0.10% → $50k - $250k
0.15%^*	$250k^*	-	Business Preferred Money Market
OTHER TIERS: 0.02% → $1k - $50k \| 0.05% → $50k - $100k \| 0.10% → $100k - $250k
0.10%^*	$250k^*	-	Smart Money Market w/ Access Checking
OTHER TIERS: 0.02% → Up to $50k \| 0.05% → $50k - $250k
0.10%^*	$100k^*	-	Business Money Market
OTHER TIERS: 0.02% → $1k - $50k \| 0.05% → $50k - $100k
0.02%	$50	-	Mutual Interest Money Market

Guilford Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Business Select Plus Checking
0.05%	$2.5k	-	Prime Access Checking
0.02%	$1.5k	-	Preferred Access Checking
0.02%	$50	-	Access Checking
0.02%	$25k	-	Business Select Checking

Guilford Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$1k	-	5 Year CD w/ Prime Access Checking
0.85%	$1k	-	4 Year CD w/ Prime Access Checking
0.75%	$1k	-	3 Year CD w/ Prime Access Checking
0.60%	$5k	-	19 Month Smart CD w/ Prime Access Checking
0.50%	$1k	-	Business 3 Year CD
0.50%	$1k	-	2 Year CD w/ Prime Access Checking
0.45%	$5k	-	19 Month Smart CD w/ Access Checking Account
0.45%	$5k	-	19 Month Smart CD w/ Preferred Access Checking Account
0.35%	$1k	-	18 Month CD w/ Prime Access Checking
0.30%	$1k	-	5 Year CD w/ Preferred Access Checking
0.30%	$1k	-	5 Year CD w/ Access Checking
0.30%	$1k	-	Business 2 Year CD
0.25%	$1k	-	4 Year CD w/ Preferred Access Checking
0.25%	$1k	-	4 Year CD w/ Access Checking
0.25%	$1k	-	1 Year CD w/ Prime Access Checking
0.25%	$5k	-	Business 14 Month CD Special
0.20%	$1k	-	Business 6 Month CD
0.20%	$1k	-	Business 1 Year CD
0.20%	$1k	-	3 Year CD w/ Preferred Access Checking
0.20%	$1k	-	3 Year CD w/ Access Checking
0.20%	$1k	-	5 Year CD
0.20%	$1k	-	9 Month CD w/ Prime Access Checking
0.20%	$5k	-	3 Month CD ($5,000 min to open) w/ Access Checking
0.20%	$5k	-	3 Month CD ($5,000 min to open) w/ Preferred Access Checking
0.20%	$5k	-	3 Month CD ($5,000 min to open) w/ Prime Access Checking
0.20%	$5k	-	3 Month CD ($5,000 min to open)
0.15%	$1k	-	2 Year CD w/ Preferred Access Checking
0.15%	$1k	-	2 Year CD w/ Access Checking
0.15%	$1k	-	4 Year CD
0.15%	$1k	-	18 Month CD w/ Access Checking
0.15%	$1k	-	18 Month CD w/ Preferred Access Checking
0.10%	$1k	-	1 Year CD w/ Preferred Access Checking
0.10%	$1k	-	1 Year CD w/ Access Checking
0.10%	$1k	-	3 Year CD
0.10%	$1k	-	3 Month CD w/ Prime Access Checking
0.10%	$1k	-	6 Month CD w/ Prime Access Checking
0.10%	$5k	-	Business 3 Month CD Special
0.05%	$1k	-	Business 3 Month CD
0.05%	$1k	-	1 Year CD
0.05%	$1k	-	2 Year CD
0.05%	$1k	-	3 Month CD
0.05%	$1k	-	3 Month CD w/ Access Checking
0.05%	$1k	-	3 Month CD w/ Preferred Access Checking
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	6 Month CD w/ Access Checking
0.05%	$1k	-	6 Month CD w/ Preferred Access Checking
0.05%	$1k	-	9 Month CD
0.05%	$1k	-	9 Month CD w/ Access Checking
0.05%	$1k	-	9 Month CD w/ Preferred Access Checking
0.05%	$1k	-	18 Month CD

Guilford Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%	$1k	-	5 Year IRA w/ Prime Access Checking
0.85%	$1k	-	4 Year IRA w/ Prime Access Checking
0.75%	$1k	-	3 Year IRA w/ Prime Access Checking
0.60%	$5k	-	19 Month Smart IRA w/ Prime Access Checking
0.50%	$1k	-	2 Year IRA w/ Prime Access Checking
0.45%	$5k	-	19 Month Smart IRA w/ Access Checking Account
0.45%	$5k	-	19 Month Smart IRA w/ Preferred Access Checking Account
0.30%	$1k	-	5 Year IRA w/ Access Checking
0.30%	$1k	-	5 Year IRA w/ Preferred Access Checking
0.25%	$1k	-	4 Year IRA w/ Access Checking
0.25%	$1k	-	4 Year IRA w/ Preferred Access Checking
0.25%	$1k	-	1 Year IRA w/ Prime Access Checking
0.20%	$1k	-	3 Year IRA w/ Access Checking
0.20%	$1k	-	3 Year IRA w/ Preferred Access Checking
0.20%	$1k	-	5 Year IRA
0.15%	$1k	-	2 Year IRA w/ Access Checking
0.15%	$1k	-	2 Year IRA w/ Preferred Access Checking
0.15%	$1k	-	4 Year IRA
0.10%	$1k	-	1 Year IRA w/ Access Checking
0.10%	$1k	-	1 Year IRA w/ Preferred Access Checking
0.10%	$1k	-	3 Year IRA
0.05%	$1k	-	1 Year IRA
0.05%	$1k	-	2 Year IRA

Locations

Guilford Savings Bank Locations
Old Toll Road Branch	494 Old Toll Road	Madison, CT 06443
North Main Street Branch	61 North Main Street	Branford, CT 06405
The Guilford Plaza Branch	625 Boston Post Road	Guilford, CT 06437
Madison Branch	589 Boston Post Road	Madison, CT 06443
Boston Post Road Branch	840 Boston Post Road	Old Saybrook, CT 06475
The Guilford Savings Bank	1 Park St	Guilford, CT 06437
North Haven Branch	158 Washington Avenue	North Haven, CT 06437
Northford Branch Office	1409 Middletown Avenue	Northford, CT 06472

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.