Overview / Commentary
25 West Fayette Street
Baltimore, MD 21201

The Harbor Bank of Maryland is headquartered in Baltimore and is the 32nd largest bank in the state of Maryland. It is also the 2,279th largest bank in the nation. It was established in 1982 and as of September of 2018, it had grown to 72 employees at 7 locations. The Harbor Bank of Maryland's CD rates are 3X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #24015
Year Established1982
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.59%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$284.1MM$253.3MM
LoansQ3 2018vs Q3 2017$220.2MM$196.8MM
DepositsQ3 2018vs Q3 2017$221.5MM$226.0MM
Equity CapitalQ3 2018vs Q3 2017$19.9MM$20.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.1MM$2.6MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.0MM$1.7MM
Real Estate OwnedQ3 2018vs Q3 2017$0$215.00K
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Always verify rates and promotions with the bank or credit union. We are not The Harbor Bank of Maryland; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Harbor Bank of Maryland Savings Account Rates

0.15%$1k-Personal Statement Savings
0.15%$1k-Business Statement Savings

The Harbor Bank of Maryland Money Market Rates

2.86%$500-IRA Money Market
0.40%*$50k*-Investment Money Market Account
OTHER TIERS: 0.30% $2.5k - $25k | 0.35% $25k - $50k
0.25%*$15k*-Money Market
OTHER TIERS: 0.20% $2.5k - $15k

The Harbor Bank of Maryland Checking Account Rates

0.05%$1k-NOW Account
0.05%$1k-Gold Plus 55+

The Harbor Bank of Maryland CD Rates

3.30%$1k-60 Month CD Promo
2.63%$1k-24 Month CD Promo
2.38%$1k-12 Month CD Promo
1.01%$100-60 - 120 Month CD
0.65%$100-42 - 59 Month CD
0.45%$100-36 - 41 Month CD
0.35%$100-30 - 35 Month CD
0.30%$100-24 -29 Month CD
0.25%$500-18 - 23 Month CD
0.20%$500-12 - 17 Month CD
0.10%$500-6 - 11 Month CD
0.05%$500-32 Day - 5 Month CD
0.03%$2.5k-7 - 31 Day CD

The Harbor Bank of Maryland IRA Rates

3.30%$1k-60 Month IRA Promo
2.89%$1k-24 Month IRA Promo
2.68%$1k-12 Month IRA Promo
1.06%$100-5 Year Fixed IRA
0.45%$2.5k-30 Month IRA
0.35%$1k-24 Month IRA
0.30%$100-18 Month Variable IRA
0.25%$1k-12 Month IRA

The Harbor Bank of Maryland Locations
Inner Harbor East Branch1000 Lancaster Street Suite CBaltimore, MD 21202
The Harbor Bank Of Maryland25 West Fayette StreetBaltimore, MD 21201
Park Heights Branch5000 Park Heights AvenueBaltimore, MD 21215
Riverdale Branch6820 Riverdale RoadRiverdale, MD 20737
Research Park Branch800 West Baltimore StreetBaltimore, MD 21201
Liberty Plaza Branch8530 Liberty RoadRandallstown, MD 21133
Science & Technology Park East At Johns Hopkins Br855 North Wolfe Street, Suite CBaltimore, MD 21205

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