Overview / Commentary
Harrison County Bank is headquartered in Lost Creek and is the 40th largest bank in the state of West Virginia. It is also the 3,857th largest bank in the nation. It was established in 1911 and as of June of 2019, it had grown to 28 employees at 4 locations. Harrison County Bank's CD rates are 83% higher than the national average, and it has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9030 |
| Year Established | 1911 |
| Employees | 28 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 8.44% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $113.9MM$111.5MM |
| Loans | Q2 2019vs Q2 2018 | $56.1MM$53.4MM |
| Deposits | Q2 2019vs Q2 2018 | $100.8MM$100.7MM |
| Equity Capital | Q2 2019vs Q2 2018 | $12.5MM$10.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $346.00K$304.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $157.00K$84.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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Harrison County Bank CD Rates
Locations
| Harrison County Bank Locations | ||
|---|---|---|
| Johnson Avenue Branch | 1215 Johnson Avenue | Bridgeport, WV 26330 |
| Buckhannon Pike Branch | 1506 Buckhannon Pike | Nutter Fort, WV 26301 |
| Clarksburg Branch | 17 Armory Road | Clarksburg, WV 26301 |
| The Harrison County Bank | Main Street | Lost Creek, WV 26385 |