The Harvard State Bank

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.01%	5-year CD	5 Year CD 2.35% - Synchrony Bank 60 Month CD
0.25%	1-year CD	1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD
0.10%	Savings	Statement Savings 1.15% - CIT Bank Spring Savings

View all The Harvard State Bank rates »

Overview / Commentary

www.webhsb.com

815-943-4400

35 North Ayer Street
Harvard, IL 60033

The Harvard State Bank is headquartered in Harvard and is the 188^th largest bank in the state of Illinois. It is also the 2,799^th largest bank in the nation. It was established in 1866 and as of March of 2017, it had grown to 58 employees at 6 locations. The Harvard State Bank has an A health rating.

Overall
FDIC Certificate #	9079
Year Established	1866
Employees	58
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	8.99%
Annual Interest Income	$1.8MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$219.1MM$211.7MM
Loans	Q1 2017vs Q1 2016	$120.2MM$119.8MM
Deposits	Q1 2017vs Q1 2016	$192.0MM$185.4MM
Equity Capital	Q1 2017vs Q1 2016	$23.6MM$24.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.4MM$1.1MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$883.00K$1.3MM
Real Estate Owned	Q1 2017vs Q1 2016	$0$429.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Harvard State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.22%^*	$50k^*	-	E-Savings Account
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k
0.20%^*	$100k^*	-	H S A Checking Account
OTHER TIERS: 0.04% → $500 - $10k \| 0.06% → $10k - $25k \| 0.15% → $25k - $100k
0.14%	-	-	Christmas Club Savings
0.10%	-	-	Statement Savings

The Harvard State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.04% → Up to $2,500 \| 0.13% → $2,500 - $25k \| 0.17% → $25k - $50k \| 0.20% → $50k - $100k

The Harvard State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$100k^*	-	Advantage Now Account
OTHER TIERS: 0.04% → $500 - $10k \| 0.06% → $10k - $25k \| 0.15% → $25k - $100k
0.20%^*	$100k^*	-	Premier Checking Account
OTHER TIERS: 0.04% → $500 - $10k \| 0.06% → $10k - $25k \| 0.15% → $25k - $100k

The Harvard State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$500	-	5 Year CD
0.80%	$500	-	4 Year CD
0.60%	$500	-	3 Year CD
0.50%	$500	-	30 Month CD
0.40%	$500	-	2 Year CD
0.35%	$500	-	18 Month CD
0.25%	$500	-	1 Year CD
0.15%	$500	-	6 Month CD
0.10%	$500	-	3 Month CD

The Harvard State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$500	-	5 Year IRA
0.80%	$500	-	4 Year IRA
0.60%	$500	-	3 Year IRA
0.50%	$500	-	30 Month IRA
0.40%	$500	-	2 Year IRA
0.35%	$500	-	18 Month IRA
0.25%	$500	-	1 Year IRA
0.15%	$500	-	6 Month IRA

Locations

The Harvard State Bank Locations
Rock River Bank Branch	101 South Fourth Street	Oregon, IL 61061
Division Street Branch	1265 South Division Street	Harvard, IL 60033
East Rockford Branch	2470 East Rock Drive	Rockford, IL 61108
The Harvard State Bank	33-35 North Ayer Street	Harvard, IL 60033
Hebron State Branch	9605 Main Street	Hebron, IL 60034
Fifth Street Facility	Washington and Fifth Streets	Oregon, IL 61061