The Harvard State Bank

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.webhsb.com

815-943-4400

35 North Ayer Street
Harvard, IL 60033

The Harvard State Bank is headquartered in HARVARD and is the 154^th largest bank in the state of Illinois. It is also the 2,436^th largest bank in the nation. It was established in 1866 and as of December of 2024, it had grown to 51 employees at 5 locations. The Harvard State Bank has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9079
Year Established	1866
Employees	51
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	5.93%
Annual Interest Income	$13.7MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$313.9MM$310.3MM
Loans	Q4 2024vs Q4 2023	$175.1MM$171.6MM
Deposits	Q4 2024vs Q4 2023	$282.1MM$280.2MM
Equity Capital	Q4 2024vs Q4 2023	$21.3MM$20.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$1.8MM$1.8MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$209K$481K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Harvard State Bank; we are a rate comparison website and cannot provide official rates or promotions.

The Harvard State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%	$5k	-	3 Month CD Special w/DDA
3.65%	$5k	-	9 Month CD Special w/DDA
3.60%	$5k	-	3 Month CD Special
3.30%	$5k	-	9 Month CD Special

The Harvard State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.80%	$5k	-	7 Month IRA Special

Locations

The Harvard State Bank Locations
Rock River Bank Branch	510 W Washington	Oregon, IL 61061
Division Street Branch	1265 South Division Street	Harvard, IL 60033
East Rockford Branch	2470 East Rock Drive	Rockford, IL 61108
The Harvard State Bank	33 N Ayer St	Harvard, IL 60033
Hebron State Branch	9605 Main Street	Hebron, IL 60034

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.