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Overview / Commentary
35 North Ayer Street
Harvard, IL 60033

The Harvard State Bank is headquartered in Harvard and is the 183rd largest bank in the state of Illinois. It is also the 2,758th largest bank in the nation. It was established in 1866 and as of March of 2018, it had grown to 58 employees at 5 locations. The Harvard State Bank has an A health rating.

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Health Grade Components

FDIC Certificate #9079
Year Established1866
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.83%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$218.9MM$219.1MM
LoansQ1 2018vs Q1 2017$130.7MM$120.2MM
DepositsQ1 2018vs Q1 2017$191.1MM$192.0MM
Equity CapitalQ1 2018vs Q1 2017$23.4MM$23.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.3MM$1.4MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$988.00K$883.00K
Real Estate OwnedQ1 2018vs Q1 2017$27.00K$0

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The Harvard State Bank Locations
Rock River Bank Branch510 W WashingtonOregon, IL 61061
Division Street Branch1265 South Division StreetHarvard, IL 60033
East Rockford Branch2470 East Rock DriveRockford, IL 61108
The Harvard State Bank33-35 North Ayer StreetHarvard, IL 60033
Hebron State Branch9605 Main StreetHebron, IL 60034

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