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Overview / Commentary
35 North Ayer Street
Harvard, IL 60033

The Harvard State Bank is headquartered in Harvard and is the 182nd largest bank in the state of Illinois. It is also the 2,752nd largest bank in the nation. It was established in 1866 and as of December of 2017, it had grown to 60 employees at 5 locations. The Harvard State Bank has an A health rating.

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Health Grade Components

FDIC Certificate #9079
Year Established1866
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.51%
Annual Interest Income$7.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$222.2MM$218.2MM
LoansQ4 2017vs Q4 2016$126.6MM$124.3MM
DepositsQ4 2017vs Q4 2016$197.2MM$191.2MM
Equity CapitalQ4 2017vs Q4 2016$24.1MM$22.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.3MM$1.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$743.00K$788.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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The Harvard State Bank Locations
Rock River Bank Branch510 W WashingtonOregon, IL 61061
Division Street Branch1265 South Division StreetHarvard, IL 60033
East Rockford Branch2470 East Rock DriveRockford, IL 61108
The Harvard State Bank33-35 North Ayer StreetHarvard, IL 60033
Hebron State Branch9605 Main StreetHebron, IL 60034