The Henry County Bank

Overview / Commentary
122 East Washington Street
Napoleon, OH 43545

The Henry County Bank is headquartered in Napoleon and is the 66th largest bank in the state of Ohio. It is also the 2,332nd largest bank in the nation. It was established in 1936 and as of June of 2021, it had grown to 66 employees at 7 locations. The Henry County Bank has an A+ health rating.

Reviews (1)

HSA Accounts Have $3/Month Maintenance Fee

Posted by: |

The staff was very polite and answered all of my questions over the phone clearly.  


HSA's don't require in person setup, but do require notorized documentation if not in person.  Also there's a $3/month fee for the HSA. 


Health Grade Components

FDIC Certificate #15384
Year Established1936
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.59%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$333.3MM$310.7MM
LoansQ2 2021vs Q2 2020$154.4MM$145.1MM
DepositsQ2 2021vs Q2 2020$280.5MM$256.3MM
Equity CapitalQ2 2021vs Q2 2020$32.0MM$31.6MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.8MM$1.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$504.00K$1.1MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Henry County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Henry County Bank Savings Account Rates

0.15%*$10k*-Health Savings Account
OTHER TIERS: 0.05% Up to $2.5k | 0.10% $2.5k - $10k
0.06%$2.5k-Super Statement Savings
0.02%--Statement Savings

The Henry County Bank Money Market Rates

0.06%$1k-Money Market Checking

The Henry County Bank Checking Account Rates

0.04%$2.5k-Super NOW Checking
0.02%$1k-NOW Checking

The Henry County Bank CD Rates

0.60%$500-5 Year CD
0.60%$500-6 Year CD
0.60%$500-7 Year CD
0.60%$500-8 Year CD
0.60%$500-9 Year CD
0.60%$500-10 Year CD
0.50%$500-4 Year CD
0.30%$500-3 Year CD
0.30%$500-2 1/2 Year CD
0.20%$500-2 Year CD
0.20%$500-23 Month CD
0.15%$500-1 1/2 Year CD
0.10%$500-1 Year CD
0.10%$500-10 Month CD
0.10%$500-15 Month Positive Growth CD
0.10%$500-7 Month Super CD
0.07%$500-91 Day CD
0.07%$500-26 Week CD

The Henry County Bank IRA Rates

0.98%$100-2 Year Variable IRA
0.60%$500-5 Year IRA
0.30%$500-3 Year IRA
0.15%$500-1 1/2 Year IRA

The Henry County Bank Locations
Holgate Branch119 Railway AvenueHolgate, OH 43527
The Henry County Bank122 East Washington StreetNapoleon, OH 43545
North Scott Branch1423 North Scott StreetNapoleon, OH 43545
Perry Street Branch403 South Perry StreetNapoleon, OH 43545
Liberty Center Branch523 East StreetLiberty Center, OH 43532
Malinta Branch110 North Turkey Foot AvenueMalinta, OH 43535
Bowling Green Branch124 East Court StreetBowling Green, OH 43402

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