The Hershey State Bank

Overview / Commentary
100 S. Lincoln Ave
Hershey, NE 69143

The Hershey State Bank is headquartered in Hershey and is the 113th largest bank in the state of Nebraska. It is also the 4,381st largest bank in the nation. It was established in 1968 and as of September of 2019, it had grown to 18 employees at 3 locations. The Hershey State Bank has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Hershey State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #19809
Year Established1968
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD2.17%
Annual Interest Income$826.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$77.6MM$75.9MM
LoansQ3 2019vs Q3 2018$63.4MM$64.1MM
DepositsQ3 2019vs Q3 2018$64.4MM$61.5MM
Equity CapitalQ3 2019vs Q3 2018$11.5MM$13.6MM
Loan Loss AllowanceQ3 2019vs Q3 2018$65.00K$1.6MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$426.00K$295.00K
Real Estate OwnedQ3 2019vs Q3 2018$31.00K$2.3MM
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The Hershey State Bank Checking Account Rates

2.02%--Smart Checking 75+ Transactions
1.00%--Smart Checking 50 - 74 Transactions
0.50%--Smart Checking 20 - 49 Transactions

The Hershey State Bank Locations
The Hershey State Bank100 S. Lincoln AveHershey, NE 69143
Hershey State Bank, North Platte Branch301 East Philip AvenueNorth Platte, NE 69101

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