The Hershey State Bank

Overview / Commentary
100 S. Lincoln Ave
Hershey, NE 69143

The Hershey State Bank is headquartered in Hershey and is the 108th largest bank in the state of Nebraska. It is also the 4,170th largest bank in the nation. It was established in 1968 and as of September of 2021, it had grown to 17 employees at 3 locations. The Hershey State Bank has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Hershey State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #19809
Year Established1968
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.42%
Return on Equity - YTD9.79%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$89.5MM$81.3MM
LoansQ3 2021vs Q3 2020$73.3MM$62.5MM
DepositsQ3 2021vs Q3 2020$74.2MM$68.5MM
Equity CapitalQ3 2021vs Q3 2020$12.8MM$12.1MM
Loan Loss AllowanceQ3 2021vs Q3 2020$833.00K$533.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.3MM$1.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$216.00K
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The Hershey State Bank Checking Account Rates

0.50%--Smart Checking 75+ Transactions
0.25%--Smart Checking 50 - 74 Transactions
0.15%--Smart Checking 20 - 49 Transactions

The Hershey State Bank Locations
The Hershey State Bank100 S. Lincoln AveHershey, NE 69143
Hershey State Bank, North Platte Branch301 East Philip AvenueNorth Platte, NE 69101

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