Overview / Commentary
The Hershey State Bank is headquartered in Hershey and is the 111th largest bank in the state of Nebraska. It is also the 4,265th largest bank in the nation. It was established in 1968 and as of December of 2020, it had grown to 17 employees at 3 locations. The Hershey State Bank has a B+ health rating.
Health
B+
Data as of Q4 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Hershey State Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 19809 |
| Year Established | 1968 |
| Employees | 17 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.25% |
| Return on Equity - YTD | 8.38% |
| Annual Interest Income | $4.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $82.6MM$77.4MM |
| Loans | Q4 2020vs Q4 2019 | $62.5MM$62.0MM |
| Deposits | Q4 2020vs Q4 2019 | $69.9MM$65.2MM |
| Equity Capital | Q4 2020vs Q4 2019 | $12.2MM$11.7MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $541.00K$156.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.2MM$276.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $216.00K$31.00K |