The Hershey State Bank

Overview / Commentary
100 S. Lincoln Ave
Hershey, NE 69143

The Hershey State Bank is headquartered in Hershey and is the 106th largest bank in the state of Nebraska. It is also the 4,034th largest bank in the nation. It was established in 1968 and as of March of 2022, it had grown to 16 employees at 3 locations. The Hershey State Bank has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Hershey State Bank has a relatively low asset base.

Health Grade Components

FDIC Certificate #19809
Year Established1968
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD5.41%
Annual Interest Income$917.00K
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$97.4MM$86.4MM
LoansQ1 2022vs Q1 2021$73.8MM$64.6MM
DepositsQ1 2022vs Q1 2021$82.2MM$73.4MM
Equity CapitalQ1 2022vs Q1 2021$12.9MM$12.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$973.00K$604.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.0MM$1.2MM
Real Estate OwnedQ1 2022vs Q1 2021$364.00K$0
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The Hershey State Bank Checking Account Rates

0.50%--Smart Checking 75+ Transactions
0.25%--Smart Checking 50 - 74 Transactions
0.15%--Smart Checking 20 - 49 Transactions

The Hershey State Bank Locations
The Hershey State Bank100 S. Lincoln AveHershey, NE 69143
Hershey State Bank, North Platte Branch301 East Philip AvenueNorth Platte, NE 69101

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