The James Polk Stone Community Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.jpstone.com

575-356-6601

109 East Second Street
Portales, NM 88130

The James Polk Stone Community Bank is headquartered in PORTALES and is the 15^th largest bank in the state of New Mexico. It is also the 2,047^th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 91 employees at 9 locations. The James Polk Stone Community Bank's money market rates are 6X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	2244
Year Established	1906
Employees	91
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.1%
Return on Equity - YTD	18.25%
Annual Interest Income	$5.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$411.5MM$382.6MM
Loans	Q1 2025vs Q1 2024	$176.6MM$158.2MM
Deposits	Q1 2025vs Q1 2024	$355.4MM$333.5MM
Equity Capital	Q1 2025vs Q1 2024	$25.8MM$20MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.4MM$4.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.5MM$890K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The James Polk Stone Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	Savings Account
0.01%	$0	-	Business Savings Account

The James Polk Stone Community Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%^*	$400k^*	-	Money Market Account
OTHER TIERS: 0.01% → $0 - $400k
2.78%^*	$400k^*	-	Business Money Market Account
OTHER TIERS: 0.01% → $0 - $400k

The James Polk Stone Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	NOW Account
0.01%	$0	-	Business NOW Account

The James Polk Stone Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.28%	$0	-	182 Day CD
3.28%	$0	-	Business 182 Day CD
3.00%	$0	-	12 Month CD
3.00%	$0	-	Business 12 Month CD
2.78%	$0	-	24 Month CD
2.78%	$0	-	Business 24 Month CD

Locations

The James Polk Stone Community Bank Locations
The James Polk Stone Community Bank	109 E 2nd St	Portales, NM 88130
James Polk Stone Community Bank - Hobbs	1101 Joe Harvey Blvd.	Hobbs, NM 88240
James Polk Stone Community Bank-Roswell South	1801 South Main	Roswell, NM 88201
James Polk Stone Community Bank-Roswell North	1901 North Main	Roswell, NM 88203
Eunice Branch	709 Main Street	Eunice, NM 88231
James Polk Stone Community Bank - Hagerman	7681 Wichita Road	Hagerman, NM 88232
James Polk Stone Community Bank-Clovis	901 Colonial Pkwy	Clovis, NM 88101
James Polk Stone Community Bank- Por	520 West 18th Street	Portales, NM 88130
Carlsbad Branch	502 North Canal Street	Carlsbad, NM 88220

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