The Jefferson Bank

Overview / Commentary
3008 East Reed Road
Greenville, MS 38703

The Jefferson Bank is headquartered in Greenville and is the 55th largest bank in the state of Mississippi. It is also the 3,604th largest bank in the nation. It was established in 1901 and as of June of 2021, it had grown to 17 employees at 3 locations. The Jefferson Bank has an A health rating.


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Health Grade Components

FDIC Certificate #11445
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD9.64%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$144.9MM$151.7MM
LoansQ2 2021vs Q2 2020$96.0MM$98.3MM
DepositsQ2 2021vs Q2 2020$113.7MM$128.0MM
Equity CapitalQ2 2021vs Q2 2020$22.7MM$23.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$4.1MM$3.6MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$355.00K$347.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0

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The Jefferson Bank Locations
The Jefferson Bank3008 East Reed RoadGreenville, MS 38703
Greenville Branch1645 Martin Luther King BoulevardGreenville, MS 38701
Rosedale Branch600 Main StreetRosedale, MS 38769

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