Johnson State Bank

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.johnsonstatebank.com

620-492-6200

106 North Main Street
Johnson, KS 67855

Johnson State Bank is headquartered in JOHNSON and is the 145^th largest bank in the state of Kansas. It is also the 3,881^st largest bank in the nation. It was established in 1914 and as of March of 2025, it had grown to 18 employees at 2 locations. Johnson State Bank's CD rates are 3X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Johnson State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	15237
Year Established	1914
Employees	18
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.48%
Return on Equity - YTD	3.81%
Annual Interest Income	$947K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$90.6MM$93.9MM
Loans	Q1 2025vs Q1 2024	$30.7MM$29.7MM
Deposits	Q1 2025vs Q1 2024	$75.5MM$79.6MM
Equity Capital	Q1 2025vs Q1 2024	$11.7MM$10.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.3MM$1.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$54K$3.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$2.3MM$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Johnson State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Regular Savings
OTHER TIERS: 0.20% → $10 - $2.5k \| 0.25% → $2.5k - $100k

Johnson State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.91%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.71% → $0 - $2.5k \| 0.76% → $2.5k - $50k \| 0.89% → $50k - $100k

Johnson State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$50k^*	-	Now account
OTHER TIERS: 0.20% → $0 - $50k

Johnson State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.49%^*	$100k^*	-	5 Year CD
OTHER TIERS: 2.33% → $1k - $25k \| 2.38% → $25k - $50k \| 2.43% → $50k - $100k
2.48%^*	$100k^*	-	4 Year CD
OTHER TIERS: 2.32% → $1k - $25k \| 2.37% → $25k - $50k \| 2.42% → $50k - $100k
2.47%^*	$100k^*	-	3 Year CD
OTHER TIERS: 2.31% → $1k - $25k \| 2.36% → $25k - $50k \| 2.41% → $50k - $100k
2.45%^*	$100k^*	-	2 Year CD
OTHER TIERS: 2.30% → $1k - $25k \| 2.35% → $25k - $50k \| 2.40% → $50k - $100k
2.42%^*	$100k^*	-	1 Year CD
OTHER TIERS: 2.27% → $1k - $25k \| 2.32% → $25k - $50k \| 2.37% → $50k - $100k
2.24%^*	$100k^*	-	6 Month CD
OTHER TIERS: 2.08% → $1k - $25k \| 2.14% → $25k - $50k \| 2.19% → $50k - $100k
2.03%^*	$100k^*	-	3 Month CD
OTHER TIERS: 1.87% → $1k - $25k \| 1.92% → $25k - $50k \| 1.97% → $50k - $100k

Johnson State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.68%^*	$100k^*	-	4 Year IRA
OTHER TIERS: 2.53% → $100 - $10k \| 2.58% → $10k - $50k \| 2.63% → $50k - $100k
2.67%^*	$100k^*	-	3 Year IRA
OTHER TIERS: 2.52% → $100 - $10k \| 2.57% → $10k - $50k \| 2.62% → $50k - $100k
2.66%^*	$100k^*	-	2 Year IRA
OTHER TIERS: 2.51% → $100 - $10k \| 2.56% → $10k - $50k \| 2.61% → $50k - $100k
2.53%^*	$100k^*	-	1 Year IRA
OTHER TIERS: 2.37% → $100 - $10k \| 2.42% → $10k - $50k \| 2.48% → $50k - $100k
2.48%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 2.32% → $100 - $10k \| 2.37% → $10k - $50k \| 2.42% → $50k - $100k

Locations

Johnson State Bank Locations
The Johnson State Bank	106 N Main St	Johnson, KS 67855
Ulysses Branch	220 East Oklahoma	Ulysses, KS 67880

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