Jones Bank

Overview / Commentary
203 So. 6th Street
Seward, NE 68434

Jones Bank is headquartered in SEWARD and is the 46th largest bank in the state of Nebraska. It is also the 1,982nd largest bank in the nation. It was established in 1883 and as of September of 2023, it had grown to 56 employees at 3 locations. Jones Bank's money market rates are 5X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #5473
Year Established1883
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD27.41%
Annual Interest Income$12.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$420.5MM$400.7MM
LoansQ3 2023vs Q3 2022$229.3MM$203.7MM
DepositsQ3 2023vs Q3 2022$341MM$356.9MM
Equity CapitalQ3 2023vs Q3 2022$15.5MM$15.1MM
Loan Loss AllowanceQ3 2023vs Q3 2022$4MM$4MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$596K$16K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Jones Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Jones Bank Savings Account Rates

2.10%*$50k*-Health Savings Account
OTHER TIERS: 0.50% Up to $5k | 0.70% $5k - $20k | 1.65% $20k - $50k
1.80%--IRA Variable
0.55%--Savings Account
0.55%--Christmas Club Account

Jones Bank Money Market Rates

2.25%*$100k*-Money Market Plus Account
OTHER TIERS: 0.15% Up to $1k | 0.35% $1k - $10k | 0.90% $10k - $50k | 1.50% $50k - $100k

Jones Bank Checking Account Rates

0.55%*$1.5k*-Premier Interest Checking
OTHER TIERS: 0.30% Up to $1.5k
0.50%*$1.5k*-Business Interest Checking
OTHER TIERS: 0.30% Up to $1.5k
0.45%--50+ Interest Checking
0.45%--Direct Interest Checking

Jones Bank CD Rates

5.20%$500-9 Month CD Special
5.05%$500-21 Month CD Special
4.10%$500-42 Month CD Special
2.25%$500-60 Month CD
2.00%$500-48 Month CD
1.75%$500-36 Month CD
1.70%$500-30 Month CD
1.65%$500-24 Month CD
1.30%$500-18 Month CD
1.25%$500-15 Month CD
1.05%$500-12 Month CD
0.65%$500-182 Day CD
0.55%$500-91 Day CD

Jones Bank IRA Rates

5.20%$500-9 Month IRA Special
5.05%$500-21 Month IRA Special
5.00%$500-24 Month Variable IRA
4.10%$500-42 Month IRA Special
2.25%$500-60 Month IRA
2.00%$500-48 Month IRA
1.75%$500-36 Month IRA
1.70%$500-30 Month IRA
1.65%$500-24 Month IRA
1.30%$500-18 Month IRA
1.25%$500-15 Month IRA
1.05%$500-12 Month IRA
0.65%$500-182 Day IRA
0.55%$500-91 Day IRA

Jones Bank Locations
The Jones National Bank and Trust Company Of Sewar203 S 6th StSeward, NE 68434
Milford Branch807 Fifth StreetMilford, NE 68405
Oak Creek Valley Branch108 West Second StreetValparaiso, NE 68065

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