The Juniata Valley Bank is headquartered in MIFFLINTOWN and is the 56th largest bank in the state of Pennsylvania. It is also the 1,163rd largest bank in the nation. It was established in 1867 and as of March of 2023, it had grown to 139 employees at 15 locations. The Juniata Valley Bank's CD rates are 4X the national average, and it has an A health rating.
First and Only Bank
Juniata Valley Bank is the first bank and the only bank I have ever had experience in. The first account I had was a growth CD in which my parents opened for me in order to get a head start for savings. After I hit high school, I opened up a checking account because I had started working and driving and needed access to my money. I once lost my debit card and was able to call them and cancel it despite the time of day. I had another debit card sent to my house within a week. I now have a savings account with them and have had no problem taking money out of them or putting money in. Overall the employees are friendly every time I go in to deposit a check or need help opening another account.
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7614 |
| Year Established | 1867 |
| Employees | 139 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 19.28% |
| Annual Interest Income | $7.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $830.7MM$807.4MM |
| Loans | Q1 2023vs Q1 2022 | $483.1MM$409.0MM |
| Deposits | Q1 2023vs Q1 2022 | $724.3MM$720.9MM |
| Equity Capital | Q1 2023vs Q1 2022 | $36.6MM$55.7MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $5.4MM$3.6MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $51.00K$130.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |
