Providence Bank & Trust

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.providence.bank

708-333-0700

630 East 162nd Street
South Holland, IL 60473

Providence Bank & Trust is headquartered in SOUTH HOLLAND and is the 42^nd largest bank in the state of Illinois. It is also the 705^th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 189 employees at 16 locations. Providence Bank & Trust's money market rates are 6X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57754
Year Established	2004
Employees	189
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.88%
Return on Equity - YTD	8.88%
Annual Interest Income	$19.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.6B$1.59B
Loans	Q1 2025vs Q1 2024	$1.07B$1.04B
Deposits	Q1 2025vs Q1 2024	$1.38B$1.37B
Equity Capital	Q1 2025vs Q1 2024	$164.2MM$143.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$18.7MM$18.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$6.2MM$7MM
Real Estate Owned	Q1 2025vs Q1 2024	$3.5MM$3.5MM

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Providence Bank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.15%^*	$150k^*	-	Achieve More Savings Account
OTHER TIERS: 0.75% → $0 - $25k \| 0.80% → $25k - $150k
0.80%^*	$5k^*	-	Health Savings Account
OTHER TIERS: 0.01% → $0 - $1k \| 0.75% → $1k - $5k
0.80%^*	$5k^*	-	Business Health Savings Account
OTHER TIERS: 0.01% → $0 - $1k \| 0.75% → $1k - $5k

Providence Bank & Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$150k^*	-	Achieve More Money Market
OTHER TIERS: 0.75% → $0 - $75k \| 0.95% → $75k - $150k
2.50%^*	$250k^*	-	Commercial Achieve More Money Market
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.75% → $10k - $75k \| 0.95% → $75k - $250k

Providence Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.75%^*	$0	$15k	Achieve More Banking
OTHER TIERS: 0.51% → $15k+

Providence Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$2.5k	-	7 Month CD Special
3.50%	$2.5k	-	13 Month CD Special

Providence Bank & Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.00%	$2.5k	-	7 Month IRA Special
3.50%	$2.5k	-	13 Month IRA Special

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

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