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Providence Bank & Trust


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.providence.bank
708-333-0700
630 East 162nd Street
South Holland, IL 60473

Providence Bank & Trust is headquartered in SOUTH HOLLAND and is the 42nd largest bank in the state of Illinois. It is also the 705th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 189 employees at 16 locations. Providence Bank & Trust's money market rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #57754
Year Established2004
Employees189
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.88%
Annual Interest Income$19.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.6B$1.59B
LoansQ1 2025vs Q1 2024$1.07B$1.04B
DepositsQ1 2025vs Q1 2024$1.38B$1.37B
Equity CapitalQ1 2025vs Q1 2024$164.2MM$143.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$18.7MM$18.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$6.2MM$7MM
Real Estate OwnedQ1 2025vs Q1 2024$3.5MM$3.5MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Providence Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%*$150k*-Achieve More Savings Account
OTHER TIERS: 0.75% → $0 - $25k | 0.80% → $25k - $150k
0.80%*$5k*-Health Savings Account
OTHER TIERS: 0.01% → $0 - $1k | 0.75% → $1k - $5k
0.80%*$5k*-Business Health Savings Account
OTHER TIERS: 0.01% → $0 - $1k | 0.75% → $1k - $5k

Providence Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$150k*-Achieve More Money Market
OTHER TIERS: 0.75% → $0 - $75k | 0.95% → $75k - $150k
2.50%*$250k*-Commercial Achieve More Money Market
OTHER TIERS: 0.01% → $2.5k - $10k | 0.75% → $10k - $75k | 0.95% → $75k - $250k

Providence Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*$0$15kAchieve More Banking
OTHER TIERS: 0.51% → $15k+

Providence Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2.5k-7 Month CD Special
3.50%$2.5k-13 Month CD Special

Providence Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2.5k-7 Month IRA Special
3.50%$2.5k-13 Month IRA Special
Locations

Availability



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