The Lyons National Bank

Overview / Commentary
35 Williams Street
Lyons, NY 14489

The Lyons National Bank is headquartered in Lyons and is the 47th largest bank in the state of New York. It is also the 686th largest bank in the nation. It was established in 1865 and as of December of 2020, it had grown to 226 employees at 16 locations. The Lyons National Bank has an A health rating.


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Health Grade Components

FDIC Certificate #7151
Year Established1865
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.82%
Return on Equity - YTD10.54%
Annual Interest Income$48.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.42B$1.16B
LoansQ4 2020vs Q4 2019$1.00B$851.0MM
DepositsQ4 2020vs Q4 2019$1.29B$1.03B
Equity CapitalQ4 2020vs Q4 2019$116.9MM$93.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$17.4MM$11.6MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$3.0MM$3.3MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
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The Lyons National Bank Checking Account Rates

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