The Middleburg Bank is headquartered in Middleburg and is the 35th largest bank in the state of Virginia. It is also the 1,179th largest bank in the nation. It was established in 1924 and as of September of 2003, it had grown to 122 employees at 5 locations. The Middleburg Bank has an A+ health rating.
I've been with Middleburg since it opened in Reston, and have been consistently satisfied. The employees know their customers- a drive-up teller recognized that I'd gotten a new car, for example. I can call with questions or to ask for information. Everyone is friendly and treats me and other clients I've seen with respect. I've sent a number of clients there when they're dissatisfied with their current bank and will continue to do so.
Now there's a backhanded praise...worth the inconvenient open times. The bank closes earlier than a lot of their competition, but they offer so many pluses.
No fee personal checking, a local feeling to their branches, great customer services and a willingness to prevent problems (e.g. I was starting commercial dealings with European companies, they suggested opening another checking account for moving funds back and forth with a much lower risk of bank account hacking...opened up a second account and maintain a $5 balance to minimize losses...very handy).
I still keep an account open at TD Bank for convenience (great hours and personal quality but raised necessary account levels to prevent account charges, so no more free checking)
Middleburg Bank is a part of the community.
|FDIC Certificate #||6881|
|Return on Assets - YTD||1.95%|
|Return on Equity - YTD||20.19%|
|Annual Interest Income||$18.3MM|
|Assets and Liabilities|
|Assets||Q3 2003vs Q3 2002||$470.5MM$402.6MM|
|Loans||Q3 2003vs Q3 2002||$262.2MM$219.8MM|
|Deposits||Q3 2003vs Q3 2002||$366.8MM$315.9MM|
|Equity Capital||Q3 2003vs Q3 2002||$44.9MM$39.2MM|
|Loan Loss Allowance||Q3 2003vs Q3 2002||$2.5MM$2.2MM|
|Unbacked Noncurrent Loans||Q3 2003vs Q3 2002||$493.00K$632.00K|
|Real Estate Owned||Q3 2003vs Q3 2002||$0$0|
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|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|0.20%||$5k||-||Hunt Club Savings Special|