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The Middlefield Banking Company


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.middlefieldbank.bank
440-632-8115
15985 East High Street
Middlefield, OH 44062

The Middlefield Banking Company is headquartered in MIDDLEFIELD and is the 19th largest bank in the state of Ohio. It is also the 620th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 255 employees at 21 locations. The Middlefield Banking Company's money market rates are 9X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #13716
Year Established1902
Employees255
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD10.56%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.89B$1.81B
LoansQ1 2025vs Q1 2024$1.53B$1.47B
DepositsQ1 2025vs Q1 2024$1.54B$1.45B
Equity CapitalQ1 2025vs Q1 2024$219.1MM$208.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$22.4MM$21.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$29.6MM$10.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/25/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Middlefield Banking Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The Middlefield Banking Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.17%*$0$10kOhio Homebuyers Savings Account
OTHER TIERS: 3.51% → $25k - $100k | 4.91% → $10k - $25k
2.00%$10-Christmas Club

The Middlefield Banking Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$10k*-Money Market Special
OTHER TIERS: 0.15% → $0 - $2.5k | 0.30% → $2.5k - $10k
3.75%*$10k*-Business Money Market Special
OTHER TIERS: 0.15% → $0 - $2.5k | 0.30% → $2.5k - $10k
0.60%*†$50k*-Money Market Account
OTHER TIERS: 0.15% → $0 - $2.5k | 0.30% → $2.5k - $25k | 0.50% → $25k - $50k

The Middlefield Banking Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$0$25kSmart Rewards Checking
OTHER TIERS: 0.35% → $25k+

The Middlefield Banking Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-5 Month CD Special - New Money
3.75%$500-Business 5 Month CD Special - New Money
3.25%$500-8 Month CD Special - New Money
3.25%$500-Business 8 Month CD Special - New Money
0.90%†$500-60 Month CD
0.80%†$500-48 Month CD
0.70%†$500-36 Month CD
0.65%†$500-30 Month CD
0.60%†$500-24 Month CD
0.50%†$500-18 Month CD
0.45%†$500-12 Month CD
0.25%†$500-6 Month CD
0.20%†$500-3 Month CD

The Middlefield Banking Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%†$250-60 Month IRA
0.80%†$250-48 Month IRA
0.70%†$250-36 Month IRA
0.65%†$250-30 Month IRA
0.60%†$250-24 Month IRA
0.50%†$250-18 Month IRA
0.45%†$250-12 Month IRA
0.40%*†$5k*-IRA Savings
OTHER TIERS: 0.10% → $100 - $1k | 0.20% → $1k - $2.5k | 0.30% → $2.5k - $5k
Locations

Availability

Cleveland Area

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