The Miners State Bank

Overview / Commentary
312 West Genesee Street
Iron River, MI 49935

The Miners State Bank is headquartered in IRON RIVER and is the 63rd largest bank in the state of Michigan. It is also the 3,534th largest bank in the nation. It was established in 1932 and as of December of 2023, it had grown to 32 employees at 6 locations. The Miners State Bank has a B health rating.


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Health Grade Components

FDIC Certificate #10928
Year Established1932
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.62%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$138.7MM$147.3MM
LoansQ4 2023vs Q4 2022$91.8MM$85.4MM
DepositsQ4 2023vs Q4 2022$119.2MM$132.7MM
Equity CapitalQ4 2023vs Q4 2022$13.9MM$13MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.3MM$829K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.2MM$0
Real Estate OwnedQ4 2023vs Q4 2022$309K$309K

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The Miners State Bank Locations
Houghton Branch1203 Ridge RoadHoughton, MI 49931
The Miners State Bank312 W Genesee StIron River, MI 49935
South Range Branch47 Trimountain AvenueSouth Range, MI 49963
Ripley Branch49011 N Royce RdHancock, MI 49930
Ontonagon601 River StreetOntonagon, MI 49953

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