The Miners State Bank

Overview / Commentary
312 West Genesee Street
Iron River, MI 49935

The Miners State Bank is headquartered in Iron River and is the 62nd largest bank in the state of Michigan. It is also the 3,387th largest bank in the nation. It was established in 1932 and as of September of 2021, it had grown to 39 employees at 6 locations. The Miners State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #10928
Year Established1932
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.31%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$168.2MM$158.4MM
LoansQ3 2021vs Q3 2020$83.4MM$94.9MM
DepositsQ3 2021vs Q3 2020$145.8MM$136.1MM
Equity CapitalQ3 2021vs Q3 2020$15.4MM$15.2MM
Loan Loss AllowanceQ3 2021vs Q3 2020$839.00K$832.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$8.00K$0
Real Estate OwnedQ3 2021vs Q3 2020$315.00K$394.00K

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The Miners State Bank Locations
Houghton Branch1203 Ridge RoadHoughton, MI 49931
The Miners State Bank312 West Genesee StreetIron River, MI 49935
South Range Branch47 Trimountain AvenueSouth Range, MI 49963
Ripley Branch49011 N Royce RdHancock, MI 49930
Ontonagon601 River StreetOntonagon, MI 49953

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