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The Miners State Bank


Overview / Commentary
www.msbir.com
877-906-5131
312 West Genesee Street
Iron River, MI 49935

The Miners State Bank is headquartered in IRON RIVER and is the 63rd largest bank in the state of Michigan. It is also the 3,500th largest bank in the nation. It was established in 1932 and as of June of 2024, it had grown to 35 employees at 6 locations. The Miners State Bank has a B+ health rating.

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Health
B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #10928
Year Established1932
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.34%
Annual Interest Income$3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$139.3MM$132.7MM
LoansQ2 2024vs Q2 2023$93.9MM$85.1MM
DepositsQ2 2024vs Q2 2023$116MM$116.1MM
Equity CapitalQ2 2024vs Q2 2023$13.8MM$13.3MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.1MM$888K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$849K$1.1MM
Real Estate OwnedQ2 2024vs Q2 2023$309K$309K
Rates

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Locations


The Miners State Bank Locations
Houghton Branch1203 Ridge RoadHoughton, MI 49931
The Miners State Bank312 W Genesee StIron River, MI 49935
South Range Branch47 Trimountain AvenueSouth Range, MI 49963
Ripley Branch49011 N Royce RdHancock, MI 49930
Ontonagon601 River StreetOntonagon, MI 49953

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