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Overview / Commentary
50 North Main
Monticello, KY 42633

The Monticello Banking Company is headquartered in Monticello and is the 24th largest bank in the state of Kentucky. It is also the 1,247th largest bank in the nation. It was established in 1895 and as of December of 2016, it had grown to 158 employees at 13 locations. The Monticello Banking Company has a B+ health rating.

Reviews (1)

Five Star Friendly

Posted by: Anonymous | Oct 10, 2011

Monticello Banking Company is one of the best banks that I have ever been to. Everyone is so friendly and eager to help. Not only did I switch my accounts there, but my wife did also. The company that I work for banks there as well. If your're not banking with Monticello Banking Company then you should be.


Health Grade Components

FDIC Certificate #292
Year Established1895
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD10.34%
Annual Interest Income$22.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$572.2MM$560.0MM
LoansQ4 2016vs Q4 2015$383.8MM$366.5MM
DepositsQ4 2016vs Q4 2015$496.8MM$499.9MM
Equity CapitalQ4 2016vs Q4 2015$54.3MM$58.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$4.8MM$5.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.9MM$2.3MM
Real Estate OwnedQ4 2016vs Q4 2015$827.00K$1.2MM
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The Monticello Banking Company Savings Account Rates

OTHER TIERS: 0.10% $15k+

The Monticello Banking Company Checking Account Rates

OTHER TIERS: 0.10% $15k+

The Monticello Banking Company has 16 locations. Click to view all The Monticello Banking Company locations.