Featured Savings Rates
Featured Accounts
Overview / Commentary
50 North Main
Monticello, KY 42633

The Monticello Banking Company is headquartered in Monticello and is the 23rd largest bank in the state of Kentucky. It is also the 1,241st largest bank in the nation. It was established in 1895 and as of June of 2016, it had grown to 161 employees at 13 locations. The Monticello Banking Company has an A health rating.

Reviews (1)

Five Star Friendly

Posted by: Anonymous | Oct 10, 2011

Monticello Banking Company is one of the best banks that I have ever been to. Everyone is so friendly and eager to help. Not only did I switch my accounts there, but my wife did also. The company that I work for banks there as well. If your're not banking with Monticello Banking Company then you should be.


Health Grade Components

FDIC Certificate #292
Year Established1895
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD9.52%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$565.9MM$549.0MM
LoansQ2 2016vs Q2 2015$360.5MM$357.6MM
DepositsQ2 2016vs Q2 2015$501.5MM$492.1MM
Equity CapitalQ2 2016vs Q2 2015$61.5MM$55.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$5.0MM$5.3MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.2MM$3.1MM
Real Estate OwnedQ2 2016vs Q2 2015$767.00K$951.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Monticello Banking Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Monticello Banking Company Savings Account Rates

OTHER TIERS: 0.10% $15k+

The Monticello Banking Company Checking Account Rates

OTHER TIERS: 0.10% $15k+

The Monticello Banking Company has 13 locations. Click to view all The Monticello Banking Company locations.