Overview / Commentary
Monticello Banking Company (MBC) is headquartered in MONTICELLO and is the 15th largest bank in the state of Kentucky. It is also the 883rd largest bank in the nation. It was established in 1895 and as of June of 2024, it had grown to 208 employees at 21 locations. Monticello Banking Company (MBC) has a B+ health rating.
Reviews (1)
This Bank Destroyed My Credit For Years
Posted by: Mcj | May 24, 2024
I built a home during 2006 paid off the loan and they turned in several payments as payments being late. I disputed it but they wouldn't remove them for 7 years I suffered over this institution
Health
B+
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 292 |
| Year Established | 1895 |
| Employees | 208 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.57% |
| Return on Equity - YTD | 8.38% |
| Annual Interest Income | $27.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $1.18B$1.18B |
| Loans | Q2 2024vs Q2 2023 | $842.2MM$831MM |
| Deposits | Q2 2024vs Q2 2023 | $917.9MM$937.9MM |
| Equity Capital | Q2 2024vs Q2 2023 | $84.6MM$66.1MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $10MM$9.7MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1MM$1.1MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
