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Overview / Commentary
50 North Main
Monticello, KY 42633

The Monticello Banking Company is headquartered in Monticello and is the 20th largest bank in the state of Kentucky. It is also the 1,044th largest bank in the nation. It was established in 1895 and as of March of 2017, it had grown to 182 employees at 16 locations. The Monticello Banking Company has an A health rating.

Reviews (1)

Five Star Friendly

Posted by: Anonymous | Oct 10, 2011

Monticello Banking Company is one of the best banks that I have ever been to. Everyone is so friendly and eager to help. Not only did I switch my accounts there, but my wife did also. The company that I work for banks there as well. If your're not banking with Monticello Banking Company then you should be.


Health Grade Components

FDIC Certificate #292
Year Established1895
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.56%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$700.5MM$568.1MM
LoansQ1 2017vs Q1 2016$447.1MM$359.8MM
DepositsQ1 2017vs Q1 2016$612.4MM$506.3MM
Equity CapitalQ1 2017vs Q1 2016$69.1MM$59.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$5.0MM$5.2MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.9MM$1.8MM
Real Estate OwnedQ1 2017vs Q1 2016$1.2MM$947.00K
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The Monticello Banking Company Savings Account Rates

OTHER TIERS: 0.10% $15k+

The Monticello Banking Company Checking Account Rates

OTHER TIERS: 0.10% $15k+

The Monticello Banking Company has 16 locations. Click to view all The Monticello Banking Company locations.