The Murray Bank

Overview / Commentary
405 South 12th Street
Murray, KY 42071

The Murray Bank is headquartered in Murray and is the 43rd largest bank in the state of Kentucky. It is also the 2,115th largest bank in the nation. It was established in 1999 and as of December of 2019, it had grown to 60 employees at 3 locations. The Murray Bank's savings rates are 2X the national average, and it has an A health rating.

Reviews (1)

Great Experience

These are great people. They treat you like family. They helped set up with the business account and were very knowledgeable. They do not have the high fees like a lot of the other banks. They also offer an ice-cream van in the summer to take to the schools, etc. When I did make a mistake, they weren't judgemental like a lot of other banks, they helped me through it. I would recommend my bank to anyone.


Health Grade Components

FDIC Certificate #35161
Year Established1999
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD14.38%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$313.8MM$308.9MM
LoansQ4 2019vs Q4 2018$227.8MM$221.8MM
DepositsQ4 2019vs Q4 2018$279.9MM$278.9MM
Equity CapitalQ4 2019vs Q4 2018$30.5MM$27.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$2.9MM$3.0MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$960.00K$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Murray Bank Savings Account Rates

OTHER TIERS: 0.15% Up to $25k
0.15%--Statement Savings
0.15%--Kids and Kash Club

The Murray Bank Checking Account Rates

0.65%*$100k*-Personal Investment
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.65%*$100k*-Business Investment
OTHER TIERS: 0.20% Up to $10k | 0.30% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k
0.10%*$25k*-Business Interest
OTHER TIERS: 0.05% Up to $25k

The Murray Bank CD Rates

0.90%$1k-60 Month CD
0.75%$1k-48 Month CD
0.60%$1k-18 Month CD
0.60%$1k-24 Month CD
0.60%$1k-30 Month CD
0.60%$1k-36 Month CD
0.45%$1k-12 Month CD
0.15%$1k-3 Month CD
0.15%$1k-6 Month CD

The Murray Bank IRA Rates

0.90%$50-60 Month Fixed IRA
0.75%$50-18 Month Variable IRA
0.60%$50-18 Month Fixed IRA
0.60%$50-24 Month Fixed IRA
0.45%$50-12 Month Fixed IRA

The Murray Bank Locations
The Murray Bank405 South 12th StreetMurray, KY 42071
700 B North 12th Street Branch700 B North 12th StreetMurray, KY 42071
The Murray Bank Hazel Branch405 Main StreetHazel, KY 42049

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