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The Murray Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.themurraybank.com
270-753-5626
405 South 12th Street
Murray, KY 42071

The Murray Bank is headquartered in MURRAY and is the 34th largest bank in the state of Kentucky. It is also the 1,760th largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 68 employees at 3 locations. The Murray Bank's savings rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35161
Year Established1999
Employees68
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD20.86%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$515.9MM$485.1MM
LoansQ1 2025vs Q1 2024$380.7MM$320.9MM
DepositsQ1 2025vs Q1 2024$470.9MM$434.7MM
Equity CapitalQ1 2025vs Q1 2024$39MM$32.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.8MM$5.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$164K$218K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/9/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Murray Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Murray Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$250k*-E-Savings
OTHER TIERS: 0.45% → $0 - $20k | 0.75% → $20k - $100k | 1.50% → $100k - $250k
1.00%$0-Kids and Kash Club
0.20%$0-Statement Savings

The Murray Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$250k*-Business Investment
OTHER TIERS: 0.20% → $0 - $10k | 0.30% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.25% → $100k - $250k

The Murray Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$250k*-Personal Investment
OTHER TIERS: 0.20% → $0 - $10k | 0.30% → $10k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k | 1.25% → $100k - $250k
0.10%*$25k*-Business Interest
OTHER TIERS: 0.05% → $0 - $25k

The Murray Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.12%$1k-7 Month CD Special
4.00%$1k-13 Month CD Special
3.50%$1k-6 Month CD
3.25%$1k-12 Month CD
2.25%$1k-24 Month CD
2.25%$1k-36 Month CD
1.50%$1k-60 Month CD
1.00%$1k-18 Month CD
1.00%$1k-30 Month CD
1.00%$1k-48 Month CD
0.30%$1k-3 Month CD

The Murray Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$50-12 Month Fixed IRA
3.00%$50-18 Month Fixed IRA
2.75%$50-24 Month Fixed IRA
2.00%$50-60 Month Fixed IRA
0.65%$50-18 Month Variable IRA
Locations


The Murray Bank Locations
The Murray Bank405 S 12th StMurray, KY 42071
700 B North 12th Street Branch700 B North 12th StreetMurray, KY 42071
The Murray Bank Hazel Branch405 Main StreetHazel, KY 42049

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