The National Bank of Blacksburg

Overview / Commentary
100 South Main Street
Blacksburg, VA 24060

The National Bank of Blacksburg is headquartered in Blacksburg and is the 20th largest bank in the state of Virginia. It is also the 650th largest bank in the nation. It was established in 1891 and as of December of 2020, it had grown to 227 employees at 25 locations. The National Bank of Blacksburg has an A+ health rating.

Reviews (1)

Great bank for a local community

I have been a member of the National Bank of Blacksburg since I moved here for college in 2013. I opened a checking account at the branch so that I would have access to a local bank while I attended school. This bank has very good customer service and is always responsive to my needs. I think the size of the bank is perfect and they offer a lot of products. Since I have been here, they have been helpful in addressing needs for my account like setting up direct deposit through my university job. I also have been able to go and use their ATM on campus. One thing that I could recommend for the bank is to up their drive through service area. Currently, the drive through space is very small and tight and makes it a bit of an inconvenience to use. Other than that, I have had nothing but good experiences at this bank!


Health Grade Components

FDIC Certificate #6821
Year Established1891
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD8.75%
Annual Interest Income$44.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.51B$1.32B
LoansQ4 2020vs Q4 2019$761.2MM$727.5MM
DepositsQ4 2020vs Q4 2019$1.30B$1.12B
Equity CapitalQ4 2020vs Q4 2019$187.9MM$181.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$8.5MM$6.9MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$3.7MM$3.6MM
Real Estate OwnedQ4 2020vs Q4 2019$1.6MM$1.6MM
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Always verify rates and promotions with the bank or credit union. We are not The National Bank of Blacksburg; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The National Bank of Blacksburg Savings Account Rates

0.01%--Statement Savings
0.01%--Holiday Club
0.01%--IRA Savings
0.01%--Health Savings Account

The National Bank of Blacksburg Money Market Rates

0.10%*$100k*-Business Money Market Deposit Account
OTHER TIERS: 0.02% Up to $10k | 0.03% $10k - $25k | 0.05% $25k - $50k | 0.07% $50k - $100k
0.08%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.01% Up to $10k | 0.02% $10k - $25k | 0.05% $25k - $50k | 0.06% $50k - $100k

The National Bank of Blacksburg Checking Account Rates

0.01%--NOW Checking
0.01%--Primeline Checking

The National Bank of Blacksburg CD Rates

0.18%$500-60 Month CD
0.09%$500-48 Month CD
0.08%$500-36 Month CD
0.06%$500-24 Month CD
0.05%$500-18 Month CD
0.04%$500-12 Month CD
0.02%$500-6 Month CD
0.01%$2.5k-90 Day CD

The National Bank of Blacksburg IRA Rates

0.18%$500-60 Month IRA
0.08%$500-36 Month IRA
0.07%$500-24 Month IRA
0.05%$500-18 Month IRA
0.04%$500-12 Month IRA


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