Overview / Commentary
100 South Main Street
Blacksburg, VA 24060

The National Bank of Blacksburg is headquartered in Blacksburg and is the 19th largest bank in the state of Virginia. It is also the 622nd largest bank in the nation. It was established in 1891 and as of September of 2018, it had grown to 230 employees at 25 locations. The National Bank of Blacksburg's money market rates are 18% higher than the national average, and it has an A health rating.

Reviews (1)

Great bank for a local community

I have been a member of the National Bank of Blacksburg since I moved here for college in 2013. I opened a checking account at the branch so that I would have access to a local bank while I attended school. This bank has very good customer service and is always responsive to my needs. I think the size of the bank is perfect and they offer a lot of products. Since I have been here, they have been helpful in addressing needs for my account like setting up direct deposit through my university job. I also have been able to go and use their ATM on campus. One thing that I could recommend for the bank is to up their drive through service area. Currently, the drive through space is very small and tight and makes it a bit of an inconvenience to use. Other than that, I have had nothing but good experiences at this bank!


Health Grade Components

FDIC Certificate #6821
Year Established1891
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD8.79%
Annual Interest Income$32.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.25B$1.23B
LoansQ3 2018vs Q3 2017$695.1MM$652.4MM
DepositsQ3 2018vs Q3 2017$1.02B$1.03B
Equity CapitalQ3 2018vs Q3 2017$185.9MM$185.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$7.7MM$8.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$3.1MM$3.4MM
Real Estate OwnedQ3 2018vs Q3 2017$2.2MM$2.9MM
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Always verify rates and promotions with the bank or credit union. We are not The National Bank of Blacksburg; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The National Bank of Blacksburg Savings Account Rates

0.06%--Statement Savings
0.05%--IRA Savings
0.05%*$2.5k*-Health Savings Account
OTHER TIERS: 0.04% Up to $2.5k
0.02%--Holiday Club

The National Bank of Blacksburg Money Market Rates

0.55%*$100k*-Business Money Market Deposit Account
OTHER TIERS: 0.15% Up to $10k | 0.21% $10k - $25k | 0.30% $25k - $50k | 0.40% $50k - $100k
0.52%*$100k*-Money Market Deposit Account
OTHER TIERS: 0.15% Up to $10k | 0.21% $10k - $25k | 0.26% $25k - $50k | 0.35% $50k - $100k

The National Bank of Blacksburg Checking Account Rates

0.05%*$2.5k*-NOW Checking
OTHER TIERS: 0.04% Up to $2.5k
0.04%--Primeline Checking

The National Bank of Blacksburg CD Rates

1.00%$500-60 Month CD
0.52%$500-48 Month CD
0.40%$500-36 Month CD
0.25%$500-24 Month CD
0.15%$500-18 Month CD
0.10%$500-12 Month CD
0.08%$500-12 Month No Penalty CD
0.07%$500-6 Month CD
0.05%$2.5k-90 Day CD

The National Bank of Blacksburg IRA Rates

1.00%$500-60 Month IRA
0.45%$500-36 Month IRA
0.34%$500-24 Month IRA
0.28%$500-18 Month IRA
0.24%$500-12 Month IRA


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