The National Bank of Blacksburg
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.00% | 5-year CD | 2.27% - National Average |
| 0.08% | 1-year CD | 1.37% - National Average |
| 0.06% | Savings | 0.26% - National Average |
The National Bank of Blacksburg is headquartered in Blacksburg and is the 20th largest bank in the state of Virginia. It is also the 629th largest bank in the nation. It was established in 1891 and as of December of 2018, it had grown to 231 employees at 25 locations. The National Bank of Blacksburg's money market rates are 18% higher than the national average, and it has an A health rating.
Great bank for a local community
I have been a member of the National Bank of Blacksburg since I moved here for college in 2013. I opened a checking account at the branch so that I would have access to a local bank while I attended school. This bank has very good customer service and is always responsive to my needs. I think the size of the bank is perfect and they offer a lot of products. Since I have been here, they have been helpful in addressing needs for my account like setting up direct deposit through my university job. I also have been able to go and use their ATM on campus. One thing that I could recommend for the bank is to up their drive through service area. Currently, the drive through space is very small and tight and makes it a bit of an inconvenience to use. Other than that, I have had nothing but good experiences at this bank!
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6821 |
| Year Established | 1891 |
| Employees | 231 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.34% |
| Return on Equity - YTD | 9.13% |
| Annual Interest Income | $43.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.25B$1.25B |
| Loans | Q4 2018vs Q4 2017 | $702.5MM$660.4MM |
| Deposits | Q4 2018vs Q4 2017 | $1.05B$1.06B |
| Equity Capital | Q4 2018vs Q4 2017 | $188.3MM$183.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $7.4MM$7.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $3.5MM$2.8MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $2.1MM$2.8MM |
Always verify rates and promotions with the bank or credit union. We are not The National Bank of Blacksburg; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The National Bank of Blacksburg Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.06% | - | - | Statement Savings | ||
| 0.05% | - | - | IRA Savings | ||
| 0.05%* | $2.5k* | - | Health Savings Account | ||
| OTHER TIERS: 0.04% → Up to $2.5k | |||||
| 0.02% | - | - | Holiday Club | ||
The National Bank of Blacksburg Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Business Money Market Deposit Account | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.21% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | |||||
| 0.52%* | $100k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.21% → $10k - $25k | 0.26% → $25k - $50k | 0.35% → $50k - $100k | |||||
The National Bank of Blacksburg Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.05%* | $2.5k* | - | NOW Checking | ||
| OTHER TIERS: 0.04% → Up to $2.5k | |||||
| 0.04% | - | - | Primeline Checking | ||
The National Bank of Blacksburg CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 60 Month CD | |
| 0.52% | $500 | - | 48 Month CD | |
| 0.40% | $500 | - | 36 Month CD | |
| 0.25% | $500 | - | 24 Month CD | |
| 0.15% | $500 | - | 18 Month CD | |
| 0.10% | $500 | - | 12 Month CD | |
| 0.08% | $500 | - | 12 Month No Penalty CD | |
| 0.07% | $500 | - | 6 Month CD | |
| 0.05% | $2.5k | - | 90 Day CD |
The National Bank of Blacksburg IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $500 | - | 60 Month IRA | |
| 0.45% | $500 | - | 36 Month IRA | |
| 0.34% | $500 | - | 24 Month IRA | |
| 0.28% | $500 | - | 18 Month IRA | |
| 0.24% | $500 | - | 12 Month IRA |
