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Overview / Commentary
30 Main Street
Middlebury, VT 05753

National Bank of Middlebury is headquartered in Middlebury and is the 7th largest bank in the state of Vermont. It is also the 1,928th largest bank in the nation. It was established in 1831 and as of September of 2017, it had grown to 85 employees at 7 locations. National Bank of Middlebury has an A health rating.


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Health Grade Components

FDIC Certificate #6275
Year Established1831
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD8.19%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$356.1MM$336.6MM
LoansQ3 2017vs Q3 2016$234.3MM$222.6MM
DepositsQ3 2017vs Q3 2016$312.7MM$290.9MM
Equity CapitalQ3 2017vs Q3 2016$30.9MM$30.2MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.1MM$2.0MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.3MM$1.8MM
Real Estate OwnedQ3 2017vs Q3 2016$0$390.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

National Bank of Middlebury Money Market Rates

0.11%*$500k*-Money Market Account
OTHER TIERS: 0.02% Up to $50k | 0.05% $50k - $150k | 0.08% $150k - $500k

National Bank of Middlebury CD Rates

1.00%$2,500-20 Month CD
0.68%$2,500-17 Month Variable Rate CD
0.55%$2,500-30 Month CD

National Bank of Middlebury Locations
Hinesburg Branch140 Commerce StreetHinesburg, VT 05461
Middlebury Route 7 South Branch240 Court StreetMiddlebury, VT 05753
Bristol Branch28 Main StreetBristol, VT 05443
Vergennes Branch29 Green StreetVergennes, VT 05491
The National Bank Of Middlebury30 Main StreetMiddlebury, VT 05753
Brandon Branch5 Carver StreetBrandon, VT 05733
Motor Branch15 Seymour St.Middlebury, VT 05753