The National Capital Bank of Washington

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.nationalcapitalbank.bank

202-546-8000

316 Pennsylvania Avenue, S.E.
Washington, DC 20003

The National Capital Bank of Washington is headquartered in WASHINGTON and is the 3^rd largest bank in the District of Columbia. It is also the 1,355^th largest bank in the nation. It was established in 1889 and as of March of 2025, it had grown to 63 employees at 4 locations. The National Capital Bank of Washington's money market rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	2093
Year Established	1889
Employees	63
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.01%
Return on Equity - YTD	10.17%
Annual Interest Income	$8.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$716.2MM$707.9MM
Loans	Q1 2025vs Q1 2024	$514.9MM$503.4MM
Deposits	Q1 2025vs Q1 2024	$622.1MM$584.4MM
Equity Capital	Q1 2025vs Q1 2024	$72.3MM$65.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.2MM$5.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.2MM$0
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The National Capital Bank of Washington Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Statement Savings
0.05%	$0	-	Kid's Club Savings

The National Capital Bank of Washington Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.87%^*	$1m^*	-	Premium Money Market
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.45% → $2.5k - $25k \| 0.55% → $25k - $50k \| 0.65% → $50k - $250k \| 0.85% → $100k - $125k \| 0.95% → $125k - $250k \| 1.11% → $250k - $500k \| 1.36% → $500k - $1m

The National Capital Bank of Washington Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$0	-	Interest Checking

The National Capital Bank of Washington CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%	$1k	-	6 Month Gold and Platinum Account Holders CD
2.68%	$1k	-	6 Month CD
1.87%	$1k	-	3 Month Gold and Platinum Account Holders CD
1.87%	$1k	-	12 Month Gold and Platinum Account Holders CD
1.87%	$1k	-	24 Month Gold and Platinum Account Holders CD
1.87%	$1k	-	30 Month Gold and Platinum Account Holders CD
1.76%	$1k	-	3 Month CD
1.76%	$1k	-	12 Month CD
1.76%	$1k	-	24 Month CD
1.76%	$1k	-	30 Month CD

The National Capital Bank of Washington IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.78%	$1k	-	12 Month IRA

Locations

The National Capital Bank of Washington Locations
The National Capital Bank Of Washington	316 Pennsylvania Ave Se	Washington, DC 20003
Friendship Heights Branch	5228 44th St Nw	Washington, DC 20015
Courthouse Branch	2505 Wilson Boulevard	Arlington, VA 22201
Fox Hill	8300 Burdette Rd	Bethesda, MD 20817

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