The Northumberland National Bank

Overview / Commentary

570-473-3531

245 Front Street
Northumberland, PA 17857

The Northumberland National Bank is headquartered in Northumberland and is the 65^th largest bank in the state of Pennsylvania. It is also the 1,413^th largest bank in the nation. It was established in 1903 and as of March of 2021, it had grown to 105 employees at 7 locations. The Northumberland National Bank's money market rates are 16% higher than the national average, and it has an A health rating.

Reviews (1)

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Overall a satisified customer.

Posted by: brendarichards91 | Jan 26, 2017

I have been banking with Northumerland National bank for over 4 years now. I have had a good relationship with them over these years. They do not charge for many things and the ATM fee if any is very low. I have had a check not clear with them twice and they paid the check as well as called me at my home to tell me this happened. And being a good customer with them for so long they waived any and all fee's associated with a returned check. I of course deposited the money the next morning but they went over and beyond of what any other larger bank would do.

Comment

Health

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	7666
Year Established	1903
Employees	105
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	6.81%
Annual Interest Income	$4.6MM

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$630.8MM$544.0MM
Loans	Q1 2021vs Q1 2020	$363.0MM$373.3MM
Deposits	Q1 2021vs Q1 2020	$567.8MM$480.7MM
Equity Capital	Q1 2021vs Q1 2020	$60.2MM$58.0MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$3.7MM$3.7MM
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$1.1MM$2.0MM
Real Estate Owned	Q1 2021vs Q1 2020	$0$176.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Northumberland National Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$2.5k^*	-	Savings Account
OTHER TIERS: 0.10% → Up to $2.5k
0.20%^*	$2.5k^*	-	Business Savings Account
OTHER TIERS: 0.10% → Up to $2.5k
0.05%	$1k	-	Health Savings Account

The Northumberland National Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.51%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.20% → $2.5k - $20k \| 0.25% → $20k - $50k \| 0.30% → $50k - $100k \| 0.40% → $100k - $500k
0.51%^*	$500k^*	-	Business Money Market Account
OTHER TIERS: 0.20% → $2.5k - $20k \| 0.25% → $20k - $50k \| 0.30% → $50k - $100k \| 0.40% → $100k - $500k

The Northumberland National Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	NOW Account

The Northumberland National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$100k^*	-	60 Month CD
OTHER TIERS: 0.75% → $5k - $100k
0.85%^*	$100k^*	-	Business 60 Month CD
OTHER TIERS: 0.75% → $5k - $100k
0.80%^*	$100k^*	-	48 Month CD
OTHER TIERS: 0.70% → $5k - $100k
0.80%^*	$100k^*	-	Business 48 Month CD
OTHER TIERS: 0.70% → $5k - $100k
0.70%^*	$100k^*	-	36 Month CD
OTHER TIERS: 0.60% → $5k - $100k
0.70%^*	$100k^*	-	Business 36 Month CD
OTHER TIERS: 0.60% → $5k - $100k
0.55%^*	$100k^*	-	24 Month CD
OTHER TIERS: 0.45% → $5k - $100k
0.55%^*	$100k^*	-	30 Month CD
OTHER TIERS: 0.45% → $5k - $100k
0.55%^*	$100k^*	-	Business 24 Month CD
OTHER TIERS: 0.45% → $5k - $100k
0.55%^*	$100k^*	-	Business 30 Month CD
OTHER TIERS: 0.45% → $5k - $100k
0.45%^*	$100k^*	-	12 Month CD
OTHER TIERS: 0.25% → $2.5k - $5k \| 0.35% → $5k - $100k
0.45%^*	$100k^*	-	18 Month CD
OTHER TIERS: 0.35% → $5k - $100k
0.45%^*	$100k^*	-	Business 12 Month CD
OTHER TIERS: 0.25% → $2.5k - $5k \| 0.35% → $5k - $100k
0.45%^*	$100k^*	-	Business 18 Month CD
OTHER TIERS: 0.35% → $5k - $100k
0.35%	$5k	-	14 Month CD
0.35%^*	$100k^*	-	6 Month CD
OTHER TIERS: 0.15% → $2.5k - $5k \| 0.25% → $5k - $100k
0.35%^*	$100k^*	-	Business 6 Month CD
OTHER TIERS: 0.15% → $2.5k - $5k \| 0.25% → $5k - $100k
0.35%	$5k	-	Business 14 Month CD
0.30%^*	$100k^*	-	3 Month CD
OTHER TIERS: 0.10% → $2.5k - $5k \| 0.20% → $5k - $100k
0.30%^*	$100k^*	-	Business 3 Month CD
OTHER TIERS: 0.10% → $2.5k - $5k \| 0.20% → $5k - $100k
0.25%	$5k	-	9 Month CD
0.25%	$5k	-	Business 9 Month CD

The Northumberland National Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$100k^*	-	60 Month IRA
OTHER TIERS: 0.55% → $500 - $2.5k \| 0.65% → $2.5k - $5k \| 0.75% → $5k - $100k
0.80%^*	$100k^*	-	48 Month IRA
OTHER TIERS: 0.50% → $500 - $2.5k \| 0.60% → $2.5k - $5k \| 0.70% → $5k - $100k
0.70%^*	$100k^*	-	36 Month IRA
OTHER TIERS: 0.40% → $500 - $2.5k \| 0.50% → $2.5k - $5k \| 0.60% → $5k - $100k
0.55%^*	$100k^*	-	24 Month IRA
OTHER TIERS: 0.25% → $500 - $2.5k \| 0.35% → $2.5k - $5k \| 0.45% → $5k - $100k
0.55%^*	$100k^*	-	30 Month IRA
OTHER TIERS: 0.45% → $5k - $100k
0.45%^*	$100k^*	-	12 Month IRA
OTHER TIERS: 0.15% → $500 - $2.5k \| 0.25% → $2.5k - $5k \| 0.35% → $5k - $100k
0.45%^*	$100k^*	-	18 Month IRA
OTHER TIERS: 0.15% → $500 - $2.5k \| 0.25% → $2.5k - $5k \| 0.35% → $5k - $100k
0.35%^*	$100k^*	-	6 Month IRA
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.15% → $2.5k - $5k \| 0.25% → $5k - $100k
0.35%	$5k	-	14 Month IRA
0.30%^*	$100k^*	-	3 Month IRA
OTHER TIERS: 0.05% → $500 - $2.5k \| 0.10% → $2.5k - $5k \| 0.20% → $5k - $100k
0.25%	$5k	-	9 Month IRA

Locations

The Northumberland National Bank Locations
The Northumberland National Bank	245 Front Street	Northumberland, PA 17857
Sunbury Branch	403 North 4th Street	Sunbury, PA 17801
Hilsher's General Store Office Branch	5244 S Susquehanna Trail	Port Trevorton, PA 17864
Middleburg Branch	8250 Route 522	Middleburg, PA 17842
Hummels Wharf Office Branch	87 Lori Lane	Selinsgrove, PA 17870
Susquehanna Valley Mall Office	411 North Market Street	Selinsgrove, PA 17870
Queen Street Branch	135 Queen Street	Northumberland, PA 17857

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