The Northumberland National Bank

Overview / Commentary
245 Front Street
Northumberland, PA 17857

The Northumberland National Bank is headquartered in NORTHUMBERLAND and is the 59th largest bank in the state of Pennsylvania. It is also the 1,360th largest bank in the nation. It was established in 1903 and as of June of 2023, it had grown to 110 employees at 7 locations. The Northumberland National Bank's CD rates are 3X the national average, and it has a B health rating.

Reviews (2)

Overall a satisified customer.

I have been banking with Northumerland National bank for over 4 years now. I have had a good relationship with them over these years. They do not charge for many things and the ATM fee if any is very low. I have had a check not clear with them twice and they paid the check as well as called me at my home to tell me this happened. And being a good customer with them for so long they waived any and all fee's associated with a returned check. I of course deposited the money the next morning but they went over and beyond of what any other larger bank would do.


I have been banking here since 2005. My daughter is a child who works and needs her checks cahsed. I normally, at the sunbury branch, have no issues with cashing her checks for her, as she is a minor and I do not want her to have her own account until she is an adult. The selinsgrove branch ALWAYS gives an attitude about it and today was by far the most ignorant disrespectful incident to date with this bank. My grandmother, who has been banking with NN for 20+ years took my daughter to cash a check today and the woman, with short blonde hair, was extremely ignorant and would not allow it. SHE IS A CHILD!!! She doesnt have to have her own account yet!! An ADULT that banks there, AND HAS BEEN FOR YEARS! should be able to cash a check for a child. Me, My fiance and my grandmother will be switching banks. No matter what the situation, no one deserve to be treated like that and that they should be ashamed of themselves to act in such a manner. disgusting! dont tell me you cant do something that has been being done at another branch, the entire time this child has been working. A minor can't even get online and open their own account so why would they need one to cash a check that their parents bank at?? makes zero sense. And yet no one is ever available for walk in to open an account, you need an appointment to even do so. again, Sunbury and Northumberland employees are always great but that Selinsgrove branch needs a new manager to get her employees in check and learn how to treat their customers, especially around children! Im sure no one cares, obviously, but 3 accounts will now be closed once we set up with another bank!!!


Health Grade Components

FDIC Certificate #7666
Year Established1903
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.75%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$673.9MM$705.0MM
LoansQ2 2023vs Q2 2022$415.0MM$414.6MM
DepositsQ2 2023vs Q2 2022$601.6MM$645.2MM
Equity CapitalQ2 2023vs Q2 2022$47.7MM$49.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$4.1MM$3.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.4MM$986.00K
Real Estate OwnedQ2 2023vs Q2 2022$44.00K$0
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Always verify rates and promotions with the bank or credit union. We are not The Northumberland National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Northumberland National Bank Savings Account Rates

0.20%*$2.5k*-Savings Account
OTHER TIERS: 0.10% Up to $2.5k
0.20%*$2.5k*-Business Savings Account
OTHER TIERS: 0.10% Up to $2.5k
0.20%--Christmas Club w/automatic transfer for payout
0.05%$1k-Health Savings Account

The Northumberland National Bank Money Market Rates

1.36%*$500k*-Money Market Account
OTHER TIERS: 0.30% $2.5k - $20k | 0.40% $20k - $50k | 0.80% $50k - $100k | 1.26% $100k - $500k
1.36%*$500k*-Business Money Market Account
OTHER TIERS: 0.30% $2.5k - $20k | 0.40% $20k - $50k | 0.80% $50k - $100k | 1.26% $100k - $500k

The Northumberland National Bank Checking Account Rates

0.80%*$50k*-Business Premier Plus Checking
OTHER TIERS: 0.30% $5k - $10k | 0.40% $10k - $50k
0.30%*$50k*-Business Premier Checking
OTHER TIERS: 0.20% $5k - $10k | 0.25% $10k - $50k
0.05%$1k-Personal Premier Checking

The Northumberland National Bank CD Rates

5.16%*$100k*-6 Month CD
OTHER TIERS: 4.95% $2.5k - $5k | 5.05% $5k - $100k
5.16%*$100k*-Business 6 Month CD
OTHER TIERS: 4.95% $2.5k - $5k | 5.05% $5k - $100k
2.79%*$100k*-12 Month CD
OTHER TIERS: 2.58% $2.5k - $5k | 2.68% $5k - $100k
2.79%*$100k*-Business 12 Month CD
OTHER TIERS: 2.58% $2.5k - $5k | 2.68% $5k - $100k
2.27%*$100k*-18 Month CD
OTHER TIERS: 2.17% $5k - $100k
2.27%*$100k*-Business 18 Month CD
OTHER TIERS: 2.17% $5k - $100k
2.12%*$100k*-24 Month CD
OTHER TIERS: 2.02% $5k - $100k
2.12%*$100k*-Business 24 Month CD
OTHER TIERS: 2.02% $5k - $100k
1.76%*$100k*-36 Month CD
OTHER TIERS: 1.66% $5k - $100k
1.76%*$100k*-Business 36 Month CD
OTHER TIERS: 1.66% $5k - $100k
0.80%*$100k*-48 Month CD
OTHER TIERS: 0.70% $5k - $100k
0.80%*$100k*-Business 48 Month CD
OTHER TIERS: 0.70% $5k - $100k
0.70%*$100k*-60 Month CD
OTHER TIERS: 0.60% $5k - $100k
0.70%*$100k*-Business 60 Month CD
OTHER TIERS: 0.60% $5k - $100k
0.30%*$100k*-3 Month CD
OTHER TIERS: 0.10% $2.5k - $5k | 0.20% $5k - $100k
0.30%*$100k*-Business 3 Month CD
OTHER TIERS: 0.10% $2.5k - $5k | 0.20% $5k - $100k

The Northumberland National Bank IRA Rates

5.16%*$100k*-6 Month IRA
OTHER TIERS: 4.84% $500 - $2.5k | 4.95% $2.5k - $5k | 5.05% $5k - $100k
2.79%*$100k*-12 Month IRA
OTHER TIERS: 2.48% $500 - $2.5k | 2.58% $2.5k - $5k | 2.68% $5k - $100k
2.27%*$100k*-18 Month IRA
OTHER TIERS: 1.97% $500 - $2.5k | 2.07% $2.5k - $5k | 2.17% $5k - $100k
2.12%*$100k*-24 Month IRA
OTHER TIERS: 1.82% $500 - $2.5k | 1.92% $2.5k - $5k | 2.02% $5k - $100k
1.76%*$100k*-36 Month IRA
OTHER TIERS: 1.46% $500 - $2.5k | 1.56% $2.5k - $5k | 1.66% $5k - $100k
0.80%*$100k*-48 Month IRA
OTHER TIERS: 0.50% $500 - $2.5k | 0.60% $2.5k - $5k | 0.70% $5k - $100k
0.70%*$100k*-60 Month IRA
OTHER TIERS: 0.40% $500 - $2.5k | 0.50% $2.5k - $5k | 0.60% $5k - $100k
0.30%*$100k*-3 Month IRA
OTHER TIERS: 0.05% $500 - $2.5k | 0.10% $2.5k - $5k | 0.20% $5k - $100k

The Northumberland National Bank Locations
The Northumberland National Bank245 Front StNorthumberland, PA 17857
Sunbury Branch403 North 4th StreetSunbury, PA 17801
Hilsher's General Store Office Branch5244 S Susquehanna TrailPort Trevorton, PA 17864
Middleburg Branch8250 Route 522Middleburg, PA 17842
Hummels Wharf Office Branch87 Lori LaneSelinsgrove, PA 17870
Susquehanna Valley Mall Office411 North Market StreetSelinsgrove, PA 17870
Queen Street Branch135 Queen StreetNorthumberland, PA 17857

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