1. Banks
  2. Ohio Valley Bank

Ohio Valley Bank


Overview / Commentary
www.ovbc.com
740-446-2631
420 Third Avenue
Gallipolis, OH 45631

Ohio Valley Bank is headquartered in Gallipolis and is the 24th largest bank in the state of Ohio. It is also the 798th largest bank in the nation. It was established in 1872 and as of December of 2019, it had grown to 255 employees at 16 locations. Ohio Valley Bank's money market rates are 84% higher than the national average, and it has a B+ health rating.

Reviews (1)

Good Customer Service and Hometown Investment

Posted by: |

My experience with Ohio Valley Bank has been very positive. I opened a RightStart checking account with them before I began college, and they have been very gracious with their service and help over the past few years. I have never been able to maintain more than a few thousand at a time in the account, due to my occupation as a student, but the bank has a very reasonable policy and doesn't charge fees on a low balance (a positive for a college junior with $10,000's in student debt). In addition, every time I visit, they are a bright and cheery face and make me feel welcomed and important to them. Attending college across the country, it would be easy to grow detached and cold towards a relatively low-investing client, but they have been very faithful to provide me with whatever resources I need. I fully intend to continue banking with them as I continue into medical school and into my career as a physician (a decision which will prove beneficial to them I hope).

1


Health
B+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #384
Year Established1872
Employees255
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD7.56%
Annual Interest Income$47.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$998.2MM$1.01B
LoansQ4 2019vs Q4 2018$755.7MM$758.9MM
DepositsQ4 2019vs Q4 2018$826.1MM$851.5MM
Equity CapitalQ4 2019vs Q4 2018$122.8MM$114.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$5.9MM$6.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$9.9MM$9.7MM
Real Estate OwnedQ4 2019vs Q4 2018$522.00K$363.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ohio Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Christmas Savings Plus
0.20%--Vacation Savings Plus
0.10%*$100k*-My Health - HSA
OTHER TIERS: 0.05% → Up to $100k
0.10%--Christmas Savings
0.10%--Vacation Savings
0.05%$100-Statement Savings

Ohio Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.81%$10k-Prime Investment Money Market

Ohio Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Earnie Now

Ohio Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$2.5k-5 Year CD
0.95%$10k-18 Month Rewards with Checking AND Money Market CD Special
0.90%$2.5k-4 Year CD
0.85%$10k-18 Month Rewards with Checking OR Money Market CD Special
0.80%$2.5k-3 Year CD
0.75%$10k-18 Month CD Special
0.70%$2.5k-2 Year CD
0.70%$10k-8 Month Rewards with Checking AND Money Market CD Special
0.60%$2.5k-1 Year CD
0.60%$10k-8 Month Rewards with Checking OR Money Market CD Special
0.50%$2.5k-6 Month CD
0.50%$10k-8 Month CD Special
0.40%$2.5k-3 Month CD
0.30%$2.5k-30-89 Day CD

Ohio Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$500-5 Year IRA
0.95%$10k-18 Month Rewards with Checking AND Money Market IRA Special
0.95%$500-18 Month IRA TDOA
0.90%$500-4 Year IRA
0.85%$10k-18 Month Rewards with Checking OR Money Market IRA Special
0.80%$500-3 Year IRA
0.75%$10k-18 Month IRA Special
0.70%$500-2 Year IRA
0.70%$10k-8 Month Rewards with Checking AND Money Market IRA Special
0.60%$500-1 Year IRA
0.60%$10k-8 Month Rewards with Checking OR Money Market IRA Special
0.50%$500-6 Month IRA
0.50%$10k-8 Month IRA Special
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.