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Overview / Commentary
800-468-6682
420 Third Avenue
Gallipolis, OH 45631

The Ohio Valley Bank Company is headquartered in Gallipolis and is the 22nd largest bank in the state of Ohio. It is also the 736th largest bank in the nation. It was established in 1872 and as of March of 2017, it had grown to 262 employees at 17 locations. The Ohio Valley Bank Company has an A health rating.

Reviews (1)

Good Customer Service and Hometown Investment

Posted by: CorbettH. | Jun 19, 2015

My experience with Ohio Valley Bank has been very positive. I opened a RightStart checking account with them before I began college, and they have been very gracious with their service and help over the past few years. I have never been able to maintain more than a few thousand at a time in the account, due to my occupation as a student, but the bank has a very reasonable policy and doesn't charge fees on a low balance (a positive for a college junior with $10,000's in student debt). In addition, every time I visit, they are a bright and cheery face and make me feel welcomed and important to them. Attending college across the country, it would be easy to grow detached and cold towards a relatively low-investing client, but they have been very faithful to provide me with whatever resources I need. I fully intend to continue banking with them as I continue into medical school and into my career as a physician (a decision which will prove beneficial to them I hope).



Health

Health Grade Components

Overall
FDIC Certificate #384
Year Established1872
Employees262
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD9.52%
Annual Interest Income$10.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.02B$869.6MM
LoansQ1 2017vs Q1 2016$721.7MM$568.2MM
DepositsQ1 2017vs Q1 2016$872.9MM$744.8MM
Equity CapitalQ1 2017vs Q1 2016$107.1MM$89.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$6.9MM$6.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$8.7MM$7.0MM
Real Estate OwnedQ1 2017vs Q1 2016$2.0MM$2.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Ohio Valley Bank Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-My Health HSA
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.25% $50k - $100k
0.20%--Christmas Savings Plus
0.20%--Vacation Savings Plus
0.10%$100-Statement Savings
0.10%--Christmas Savings
0.10%--Vacation Savings

The Ohio Valley Bank Company Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Market-Watch
OTHER TIERS: 0.10% $10k - $50k | 0.15% $50k - $100k

The Ohio Valley Bank Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Earnie Now

The Ohio Valley Bank Company CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$10k-58 Month Rewards with Checking AND Money Market CD Special
1.80%$10k-58 Month Rewards with Checking OR Money Market CD Special
1.75%$10k-38 Month Rewards with Checking AND Money Market CD Special
1.70%$10k-58 Month CD Special
1.55%$10k-38 Month Rewards with Checking OR Money Market CD Special
1.51%$10k$250k11 Month CD Special - New Money Only (In Branch Only)
1.45%$10k-18 Month Rewards with Checking AND Money Market CD Special
1.35%$10k-38 Month CD Special
1.25%$10k-18 Month Rewards with Checking OR Money Market CD Special
1.05%$10k-18 Month CD Special
1.01%$2,500-5 Year CD
0.70%$2,500-4 Year CD
0.50%$2,500-3 Year CD
0.30%$2,500-2 Year CD
0.20%$2,500-1 Year CD
0.15%$2,500-6 Month CD
0.10%$2,500-3 Month CD
0.05%$2,500-30-89 Day CD

The Ohio Valley Bank Company IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$10k-58 Month Rewards with Checking AND Money Market IRA Special
1.80%$10k-58 Month Rewards with Checking OR Money Market IRA Special
1.75%$10k-38 Month Rewards with Checking AND Money Market IRA Special
1.70%$10k-58 Month IRA Special
1.55%$10k-38 Month Rewards with Checking OR Money Market IRA Special
1.51%$10k$250k11 Month IRA Special - New Money Only (In Branch Only)
1.45%$10k-18 Month Rewards with Checking AND Money Market IRA Special
1.44%$500-18 Month IRA TDOA
1.35%$10k-38 Month IRA Special
1.25%$10k-18 Month Rewards with Checking OR Money Market IRA Special
1.05%$10k-18 Month IRA Special
1.01%$500-5 Year IRA
0.70%$500-4 Year IRA
0.50%$500-3 Year IRA
0.30%$500-2 Year IRA
0.20%$500-1 Year IRA
0.15%$500-6 Month IRA
Locations

The Ohio Valley Bank Company has 16 locations. Click to view all The Ohio Valley Bank Company locations.