The Ohio Valley Bank Company
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.01% | 5-year CD | 5 Year CD 2.35% - Synchrony Bank 60 Month CD |
| 0.20% | 1-year CD | 1 Year CD 1.40% - Synchrony Bank 12 Month CD |
| 0.10% | Savings | Statement Savings |
The Ohio Valley Bank Company is headquartered in Gallipolis and is the 22nd largest bank in the state of Ohio. It is also the 736th largest bank in the nation. It was established in 1872 and as of March of 2017, it had grown to 262 employees at 17 locations. The Ohio Valley Bank Company has an A health rating.
Good Customer Service and Hometown Investment
My experience with Ohio Valley Bank has been very positive. I opened a RightStart checking account with them before I began college, and they have been very gracious with their service and help over the past few years. I have never been able to maintain more than a few thousand at a time in the account, due to my occupation as a student, but the bank has a very reasonable policy and doesn't charge fees on a low balance (a positive for a college junior with $10,000's in student debt). In addition, every time I visit, they are a bright and cheery face and make me feel welcomed and important to them. Attending college across the country, it would be easy to grow detached and cold towards a relatively low-investing client, but they have been very faithful to provide me with whatever resources I need. I fully intend to continue banking with them as I continue into medical school and into my career as a physician (a decision which will prove beneficial to them I hope).
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 384 |
| Year Established | 1872 |
| Employees | 262 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 9.52% |
| Annual Interest Income | $10.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $1.02B$869.6MM |
| Loans | Q1 2017vs Q1 2016 | $721.7MM$568.2MM |
| Deposits | Q1 2017vs Q1 2016 | $872.9MM$744.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $107.1MM$89.0MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $6.9MM$6.5MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $8.7MM$7.0MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $2.0MM$2.1MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Ohio Valley Bank Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | My Health HSA | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | |||||
| 0.20% | - | - | Christmas Savings Plus | ||
| 0.20% | - | - | Vacation Savings Plus | ||
| 0.10% | $100 | - | Statement Savings | ||
| 0.10% | - | - | Christmas Savings | ||
| 0.10% | - | - | Vacation Savings | ||
The Ohio Valley Bank Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Market-Watch | ||
| OTHER TIERS: 0.10% → $10k - $50k | 0.15% → $50k - $100k | |||||
The Ohio Valley Bank Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Earnie Now |
The Ohio Valley Bank Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $10k | - | 58 Month Rewards with Checking AND Money Market CD Special | |
| 1.80% | $10k | - | 58 Month Rewards with Checking OR Money Market CD Special | |
| 1.75% | $10k | - | 38 Month Rewards with Checking AND Money Market CD Special | |
| 1.70% | $10k | - | 58 Month CD Special | |
| 1.55% | $10k | - | 38 Month Rewards with Checking OR Money Market CD Special | |
| 1.51% | $10k | $250k | 11 Month CD Special - New Money Only (In Branch Only) | |
| 1.45% | $10k | - | 18 Month Rewards with Checking AND Money Market CD Special | |
| 1.35% | $10k | - | 38 Month CD Special | |
| 1.25% | $10k | - | 18 Month Rewards with Checking OR Money Market CD Special | |
| 1.05% | $10k | - | 18 Month CD Special | |
| 1.01% | $2,500 | - | 5 Year CD | |
| 0.70% | $2,500 | - | 4 Year CD | |
| 0.50% | $2,500 | - | 3 Year CD | |
| 0.30% | $2,500 | - | 2 Year CD | |
| 0.20% | $2,500 | - | 1 Year CD | |
| 0.15% | $2,500 | - | 6 Month CD | |
| 0.10% | $2,500 | - | 3 Month CD | |
| 0.05% | $2,500 | - | 30-89 Day CD |
The Ohio Valley Bank Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $10k | - | 58 Month Rewards with Checking AND Money Market IRA Special | |
| 1.80% | $10k | - | 58 Month Rewards with Checking OR Money Market IRA Special | |
| 1.75% | $10k | - | 38 Month Rewards with Checking AND Money Market IRA Special | |
| 1.70% | $10k | - | 58 Month IRA Special | |
| 1.55% | $10k | - | 38 Month Rewards with Checking OR Money Market IRA Special | |
| 1.51% | $10k | $250k | 11 Month IRA Special - New Money Only (In Branch Only) | |
| 1.45% | $10k | - | 18 Month Rewards with Checking AND Money Market IRA Special | |
| 1.44% | $500 | - | 18 Month IRA TDOA | |
| 1.35% | $10k | - | 38 Month IRA Special | |
| 1.25% | $10k | - | 18 Month Rewards with Checking OR Money Market IRA Special | |
| 1.05% | $10k | - | 18 Month IRA Special | |
| 1.01% | $500 | - | 5 Year IRA | |
| 0.70% | $500 | - | 4 Year IRA | |
| 0.50% | $500 | - | 3 Year IRA | |
| 0.30% | $500 | - | 2 Year IRA | |
| 0.20% | $500 | - | 1 Year IRA | |
| 0.15% | $500 | - | 6 Month IRA |
The Ohio Valley Bank Company has 16 locations. Click to view all The Ohio Valley Bank Company locations.