Ohio Valley Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.75% | 5-year CD | |
| 1.01% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
Ohio Valley Bank is headquartered in Gallipolis and is the 23rd largest bank in the state of Ohio. It is also the 766th largest bank in the nation. It was established in 1872 and as of September of 2018, it had grown to 263 employees at 17 locations. Ohio Valley Bank's CD rates are 12% higher than the national average, and it has a B+ health rating.
Good Customer Service and Hometown Investment
My experience with Ohio Valley Bank has been very positive. I opened a RightStart checking account with them before I began college, and they have been very gracious with their service and help over the past few years. I have never been able to maintain more than a few thousand at a time in the account, due to my occupation as a student, but the bank has a very reasonable policy and doesn't charge fees on a low balance (a positive for a college junior with $10,000's in student debt). In addition, every time I visit, they are a bright and cheery face and make me feel welcomed and important to them. Attending college across the country, it would be easy to grow detached and cold towards a relatively low-investing client, but they have been very faithful to provide me with whatever resources I need. I fully intend to continue banking with them as I continue into medical school and into my career as a physician (a decision which will prove beneficial to them I hope).
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 384 |
| Year Established | 1872 |
| Employees | 263 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 8.54% |
| Annual Interest Income | $34.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.02B$1.00B |
| Loans | Q3 2018vs Q3 2017 | $763.5MM$760.3MM |
| Deposits | Q3 2018vs Q3 2017 | $857.6MM$854.2MM |
| Equity Capital | Q3 2018vs Q3 2017 | $110.7MM$108.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $8.0MM$7.0MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $10.7MM$9.1MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $1.3MM$2.2MM |
Always verify rates and promotions with the bank or credit union. We are not Ohio Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ohio Valley Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | My Health - HSA | ||
| OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $50k | 0.25% → $50k - $100k | |||||
| 0.20% | - | - | Christmas Savings Plus | ||
| 0.20% | - | - | Vacation Savings Plus | ||
| 0.10% | $100 | - | Statement Savings | ||
| 0.10% | - | - | Christmas Savings | ||
| 0.10% | - | - | Vacation Savings | ||
Ohio Valley Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Market-Watch | ||
| OTHER TIERS: 0.10% → $10k - $50k | 0.15% → $50k - $100k | |||||
Ohio Valley Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Earnie Now |
Ohio Valley Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.80% | $10k | $250k | 45 Month Customer Rewards CD Special with Checking AND Money Market | |
| 2.70% | $10k | $250k | 30 Month Customer Rewards CD Special with Checking AND Money Market | |
| 2.60% | $10k | $250k | 45 Month Customer Rewards CD Special with Checking OR Money Market | |
| 2.50% | $10k | $250k | 15 Month Customer Rewards CD Special with Checking AND Money Market | |
| 2.50% | $10k | $250k | 30 Month Customer Rewards CD Special with Checking OR Money Market | |
| 2.40% | $10k | $250k | 45 Month CD Special | |
| 2.30% | $10k | $250k | 15 Month Customer Rewards CD Special with Checking OR Money Market | |
| 2.30% | $10k | $250k | 30 Month CD Special | |
| 2.10% | $10k | $250k | 15 Month CD Special | |
| 1.75% | $2.5k | - | 5 Year CD | |
| 1.50% | $2.5k | - | 4 Year CD | |
| 1.40% | $2.5k | - | 3 Year CD | |
| 1.30% | $2.5k | - | 2 Year CD | |
| 1.01% | $2.5k | - | 1 Year CD | |
| 0.75% | $2.5k | - | 6 Month CD | |
| 0.60% | $2.5k | - | 3 Month CD | |
| 0.50% | $2.5k | - | 30-89 Day CD |
Ohio Valley Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.80% | $10k | $250k | 45 Month Customer Rewards IRA Special with Checking AND Money Market | |
| 2.70% | $10k | $250k | 30 Month Customer Rewards IRA Special with Checking AND Money Market | |
| 2.60% | $10k | $250k | 45 Month Customer Rewards IRA Special with Checking OR Money Market | |
| 2.50% | $10k | $250k | 15 Month Customer Rewards IRA Special with Checking AND Money Market | |
| 2.50% | $10k | $250k | 30 Month Customer Rewards IRA Special with Checking OR Money Market | |
| 2.40% | $10k | $250k | 45 Month IRA Special | |
| 2.30% | $10k | $250k | 15 Month Customer Rewards IRA Special with Checking OR Money Market | |
| 2.30% | $10k | $250k | 30 Month IRA Special | |
| 2.10% | $10k | $250k | 15 Month IRA Special | |
| 2.00% | $500 | - | 18 Month IRA TDOA | |
| 1.75% | $500 | - | 5 Year IRA | |
| 1.50% | $500 | - | 4 Year IRA | |
| 1.40% | $500 | - | 3 Year IRA | |
| 1.30% | $500 | - | 2 Year IRA | |
| 1.01% | $500 | - | 1 Year IRA | |
| 0.75% | $500 | - | 6 Month IRA |
