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Ohio Valley Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ovbc.com
740-446-2631
420 Third Avenue
Gallipolis, OH 45631

Ohio Valley Bank is headquartered in GALLIPOLIS and is the 23rd largest bank in the state of Ohio. It is also the 745th largest bank in the nation. It was established in 1872 and as of March of 2025, it had grown to 227 employees at 16 locations. Ohio Valley Bank's money market rates are 6X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #384
Year Established1872
Employees227
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.28%
Annual Interest Income$19.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.5B$1.36B
LoansQ1 2025vs Q1 2024$1.02B$969.3MM
DepositsQ1 2025vs Q1 2024$1.29B$1.16B
Equity CapitalQ1 2025vs Q1 2024$148.9MM$137.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$9.9MM$9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.9MM$3.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$68K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$100k*-My Health - HSA
OTHER TIERS: 0.05% → $0 - $100k
0.10%$0-Christmas Savings
0.10%$0-Vacation Savings
0.05%$0-Statement Savings

Ohio Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.76%*$100k*-Money Fund Account
OTHER TIERS: 1.76% → $10k - $50k | 2.26% → $50k - $100k
2.76%*$100k*-Business Money Fund Account
OTHER TIERS: 1.76% → $10k - $50k | 2.26% → $50k - $100k

Ohio Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-Earnie Now

Ohio Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$5k$250k8 - 11 Month CD Special
4.30%$5k$250kBusiness 8 - 11 Month CD Special
1.50%$2.5k-5 Year CD
1.50%$2.5k-Business 5 Year CD
1.40%$2.5k-4 Year CD
1.40%$2.5k-Business 4 Year CD
1.30%$2.5k-3 Year CD
1.30%$2.5k-Business 3 Year CD
1.20%$2.5k-2 Year CD
1.20%$2.5k-Business 2 Year CD
1.01%$2.5k-1 Year CD
1.01%$2.5k-Business 1 Year CD
0.75%$2.5k-6 Month CD
0.75%$2.5k-Business 6 Month CD
0.50%$2.5k-30-89 Day CD
0.50%$2.5k-3 Month CD
0.50%$2.5k-Business 30-89 Day CD
0.50%$2.5k-Business 3 Month CD

Ohio Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$5k$250k8 - 11 Month IRA Special
3.75%$500-18 Month IRA TDOA
1.50%$500-5 Year IRA
1.40%$500-4 Year IRA
1.30%$500-3 Year IRA
1.20%$500-2 Year IRA
1.01%$500-1 Year IRA
0.75%$500-6 Month IRA
Locations

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