Overview / Commentary
740-446-2631
420 Third Avenue
Gallipolis, OH 45631

Ohio Valley Bank is headquartered in Gallipolis and is the 22nd largest bank in the state of Ohio. It is also the 762nd largest bank in the nation. It was established in 1872 and as of June of 2018, it had grown to 279 employees at 17 locations. Ohio Valley Bank's CD rates are 12% higher than the national average, and it has an A health rating.

Reviews (1)

Good Customer Service and Hometown Investment

Posted by: CorbettH. | Jun 19, 2015

My experience with Ohio Valley Bank has been very positive. I opened a RightStart checking account with them before I began college, and they have been very gracious with their service and help over the past few years. I have never been able to maintain more than a few thousand at a time in the account, due to my occupation as a student, but the bank has a very reasonable policy and doesn't charge fees on a low balance (a positive for a college junior with $10,000's in student debt). In addition, every time I visit, they are a bright and cheery face and make me feel welcomed and important to them. Attending college across the country, it would be easy to grow detached and cold towards a relatively low-investing client, but they have been very faithful to provide me with whatever resources I need. I fully intend to continue banking with them as I continue into medical school and into my career as a physician (a decision which will prove beneficial to them I hope).



Health

Health Grade Components

Overall
FDIC Certificate #384
Year Established1872
Employees279
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD9.74%
Annual Interest Income$22.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.01B$965.4MM
LoansQ2 2018vs Q2 2017$764.1MM$740.0MM
DepositsQ2 2018vs Q2 2017$851.1MM$812.6MM
Equity CapitalQ2 2018vs Q2 2017$110.4MM$108.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$7.3MM$6.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$11.4MM$8.1MM
Real Estate OwnedQ2 2018vs Q2 2017$1.3MM$2.4MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ohio Valley Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio Valley Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-My Health - HSA
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $50k | 0.25% $50k - $100k
0.20%--Christmas Savings Plus
0.20%--Vacation Savings Plus
0.10%$100-Statement Savings
0.10%--Christmas Savings
0.10%--Vacation Savings

Ohio Valley Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Market-Watch
OTHER TIERS: 0.10% $10k - $50k | 0.15% $50k - $100k

Ohio Valley Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Earnie Now

Ohio Valley Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$10k$250k45 Month Customer Rewards CD Special with Checking AND Money Market
2.70%$10k$250k30 Month Customer Rewards CD Special with Checking AND Money Market
2.60%$10k$250k45 Month Customer Rewards CD Special with Checking OR Money Market
2.50%$10k$250k15 Month Customer Rewards CD Special with Checking AND Money Market
2.50%$10k$250k30 Month Customer Rewards CD Special with Checking OR Money Market
2.40%$10k$250k45 Month CD Special
2.30%$10k$250k15 Month Customer Rewards CD Special with Checking OR Money Market
2.30%$10k$250k30 Month CD Special
2.10%$10k$250k15 Month CD Special
1.75%$2.5k-5 Year CD
1.50%$2.5k-4 Year CD
1.40%$2.5k-3 Year CD
1.30%$2.5k-2 Year CD
1.01%$2.5k-1 Year CD
0.75%$2.5k-6 Month CD
0.60%$2.5k-3 Month CD
0.50%$2.5k-30-89 Day CD

Ohio Valley Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.80%$10k$250k45 Month Customer Rewards IRA Special with Checking AND Money Market
2.70%$10k$250k30 Month Customer Rewards IRA Special with Checking AND Money Market
2.60%$10k$250k45 Month Customer Rewards IRA Special with Checking OR Money Market
2.50%$10k$250k15 Month Customer Rewards IRA Special with Checking AND Money Market
2.50%$10k$250k30 Month Customer Rewards IRA Special with Checking OR Money Market
2.40%$10k$250k45 Month IRA Special
2.30%$10k$250k15 Month Customer Rewards IRA Special with Checking OR Money Market
2.30%$10k$250k30 Month IRA Special
2.10%$10k$250k15 Month IRA Special
2.00%$500-18 Month IRA TDOA
1.75%$500-5 Year IRA
1.50%$500-4 Year IRA
1.40%$500-3 Year IRA
1.30%$500-2 Year IRA
1.01%$500-1 Year IRA
0.75%$500-6 Month IRA
Locations

Availability



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