Old Point National Bank

Overview / Commentary
1 W. Mellen St.
Hampton, VA 23663

Old Point National Bank is headquartered in Hampton and is the 22nd largest bank in the state of Virginia. It is also the 769th largest bank in the nation. It was established in 1922 and as of December of 2019, it had grown to 265 employees at 23 locations. Old Point National Bank has an A health rating.


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Health Grade Components

FDIC Certificate #6892
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.68%
Annual Interest Income$40.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.05B$1.03B
LoansQ4 2019vs Q4 2018$738.8MM$764.4MM
DepositsQ4 2019vs Q4 2018$891.6MM$844.9MM
Equity CapitalQ4 2019vs Q4 2018$103.9MM$97.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$9.7MM$10.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$6.6MM$12.9MM
Real Estate OwnedQ4 2019vs Q4 2018$0$83.00K

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