Old Point National Bank


Overview / Commentary
757-728-1205
1 W. Mellen St.
Hampton, VA 23188

Old Point National Bank is headquartered in HAMPTON and is the 22nd largest bank in the state of Virginia. It is also the 766th largest bank in the nation. It was established in 1922 and as of March of 2025, it had grown to 237 employees at 14 locations. Old Point National Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #6892
Year Established1922
Employees237
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD6.35%
Annual Interest Income$17.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.44B$1.44B
LoansQ1 2025vs Q1 2024$1B$1.06B
DepositsQ1 2025vs Q1 2024$1.26B$1.23B
Equity CapitalQ1 2025vs Q1 2024$137.2MM$126MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11.8MM$11.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2MM$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$344K$344K
Rates

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Locations

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