Overview / Commentary
Old Point National Bank is headquartered in Hampton and is the 25th largest bank in the state of Virginia. It is also the 794th largest bank in the nation. It was established in 1922 and as of September of 2021, it had grown to 253 employees at 20 locations. Old Point National Bank has an A+ health rating.
Health
A+
Data as of Q3 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6892 |
| Year Established | 1922 |
| Employees | 253 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 7.88% |
| Annual Interest Income | $31.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2021vs Q3 2020 | $1.30B$1.25B |
| Loans | Q3 2021vs Q3 2020 | $836.2MM$874.6MM |
| Deposits | Q3 2021vs Q3 2020 | $1.17B$1.05B |
| Equity Capital | Q3 2021vs Q3 2020 | $123.5MM$110.1MM |
| Loan Loss Allowance | Q3 2021vs Q3 2020 | $9.7MM$9.9MM |
| Unbacked Noncurrent Loans | Q3 2021vs Q3 2020 | $694.00K$4.8MM |
| Real Estate Owned | Q3 2021vs Q3 2020 | $871.00K$236.00K |
