The Old Point National Bank of Phoebus
LOCATIONS
21
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
2.45% APY
58 Month CD Special
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.45% | 5-year CD | 58 Month CD Special |
| 2.35% | 4-year CD | 42 Month CD Special |
| 2.25% | 3-year CD | 30 Month CD Special 2.60% - Ally Bank High Yield 3 Year CD |
Overview / Commentary
The Old Point National Bank of Phoebus is headquartered in Hampton and is the 21st largest bank in the state of Virginia. It is also the 754th largest bank in the nation. It was established in 1922 and as of June of 2018, it had grown to 260 employees at 23 locations. The Old Point National Bank of Phoebus' money market rates are 4X the national average, and it has a B+ health rating.
Health
B+
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6892 |
| Year Established | 1922 |
| Employees | 260 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.51% |
| Annual Interest Income | $18.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $1.03B$946.6MM |
| Loans | Q2 2018vs Q2 2017 | $767.2MM$672.7MM |
| Deposits | Q2 2018vs Q2 2017 | $842.3MM$780.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $94.5MM$88.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $9.9MM$8.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $14.2MM$11.2MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $251.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Old Point National Bank of Phoebus Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.70%* | $1m* | - | Money Market Special - First 6 Months | ||
| OTHER TIERS: 1.60% → $50k - $500k | 1.65% → $500k - $1m | |||||
The Old Point National Bank of Phoebus CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.45% | $10k | - | 58 Month CD Special | |
| 2.35% | $10k | - | 42 Month CD Special | |
| 2.25% | $10k | - | 30 Month CD Special | |
| 2.00% | $10k | - | 16 Month CD Special | |
| 1.25% | $10k | - | 7 Month CD Special |
