Overview / Commentary
Old Point National Bank is headquartered in Hampton and is the 23rd largest bank in the state of Virginia. It is also the 794th largest bank in the nation. It was established in 1922 and as of December of 2020, it had grown to 272 employees at 21 locations. Old Point National Bank has an A health rating.
Health
A
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6892 |
| Year Established | 1922 |
| Employees | 272 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 5.18% |
| Annual Interest Income | $40.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $1.22B$1.05B |
| Loans | Q4 2020vs Q4 2019 | $841.2MM$738.8MM |
| Deposits | Q4 2020vs Q4 2019 | $1.07B$891.6MM |
| Equity Capital | Q4 2020vs Q4 2019 | $110.7MM$103.9MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $9.5MM$9.7MM |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.4MM$6.6MM |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
