Old Point National Bank

Overview / Commentary
1 W. Mellen St.
Hampton, VA 23663

Old Point National Bank is headquartered in Hampton and is the 25th largest bank in the state of Virginia. It is also the 794th largest bank in the nation. It was established in 1922 and as of September of 2021, it had grown to 253 employees at 20 locations. Old Point National Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #6892
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.88%
Annual Interest Income$31.6MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$1.30B$1.25B
LoansQ3 2021vs Q3 2020$836.2MM$874.6MM
DepositsQ3 2021vs Q3 2020$1.17B$1.05B
Equity CapitalQ3 2021vs Q3 2020$123.5MM$110.1MM
Loan Loss AllowanceQ3 2021vs Q3 2020$9.7MM$9.9MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$694.00K$4.8MM
Real Estate OwnedQ3 2021vs Q3 2020$871.00K$236.00K

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