The Old Point National Bank of Phoebus
LOCATIONS
20
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
2.00% APY
58 Month CD Special
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 58 Month CD Special 2.50% - Ally Bank High Yield 5 Year CD |
| 1.85% | 4-year CD | 42 Month CD Special |
| 1.75% | 3-year CD | 30 Month CD Special 2.35% - Synchrony Bank 36 Month CD |
Overview / Commentary
The Old Point National Bank of Phoebus is headquartered in Hampton and is the 23rd largest bank in the state of Virginia. It is also the 777th largest bank in the nation. It was established in 1922 and as of December of 2017, it had grown to 259 employees at 22 locations. The Old Point National Bank of Phoebus' money market rates are 3X the national average, and it has a B health rating.
Health
B
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6892 |
| Year Established | 1922 |
| Employees | 259 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.01% |
| Return on Equity - YTD | 0.08% |
| Annual Interest Income | $32.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $976.7MM$898.0MM |
| Loans | Q4 2017vs Q4 2016 | $729.9MM$595.6MM |
| Deposits | Q4 2017vs Q4 2016 | $786.5MM$787.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $87.5MM$85.7MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $9.4MM$8.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $12.7MM$7.2MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$1.1MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Old Point National Bank of Phoebus Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10%* | $1m* | - | Money Market Special - First 6 Months | ||
| OTHER TIERS: 1.00% → $50k - $500k | 1.05% → $500k - $1mm | |||||
The Old Point National Bank of Phoebus CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $10k | - | 58 Month CD Special | |
| 2.00% | $10k | - | 16 Month CD Special | |
| 1.85% | $10k | - | 42 Month CD Special | |
| 1.75% | $10k | - | 30 Month CD Special | |
| 1.15% | $10k | - | 7 Month CD Special |
