Overview / Commentary
Old Point National Bank is headquartered in Hampton and is the 22nd largest bank in the state of Virginia. It is also the 769th largest bank in the nation. It was established in 1922 and as of December of 2019, it had grown to 265 employees at 23 locations. Old Point National Bank has an A health rating.
Health
A
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 6892 |
| Year Established | 1922 |
| Employees | 265 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 7.68% |
| Annual Interest Income | $40.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $1.05B$1.03B |
| Loans | Q4 2019vs Q4 2018 | $738.8MM$764.4MM |
| Deposits | Q4 2019vs Q4 2018 | $891.6MM$844.9MM |
| Equity Capital | Q4 2019vs Q4 2018 | $103.9MM$97.1MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $9.7MM$10.1MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $6.6MM$12.9MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$83.00K |
