Old Point National Bank


Overview / Commentary
757-728-1205
1 W. Mellen St.
Hampton, VA 23188

Old Point National Bank is headquartered in HAMPTON and is the 21st largest bank in the state of Virginia. It is also the 769th largest bank in the nation. It was established in 1922 and as of June of 2024, it had grown to 233 employees at 15 locations. Old Point National Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #6892
Year Established1922
Employees233
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.74%
Annual Interest Income$35.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.41B$1.43B
LoansQ2 2024vs Q2 2023$1.04B$1.08B
DepositsQ2 2024vs Q2 2023$1.24B$1.23B
Equity CapitalQ2 2024vs Q2 2023$128.4MM$121MM
Loan Loss AllowanceQ2 2024vs Q2 2023$11.8MM$11.7MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$497K$892K
Real Estate OwnedQ2 2024vs Q2 2023$344K$344K
Rates

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Locations

Availability



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