Old Point National Bank

Overview / Commentary
1 W. Mellen St.
Hampton, VA 23663

Old Point National Bank is headquartered in Hampton and is the 23rd largest bank in the state of Virginia. It is also the 794th largest bank in the nation. It was established in 1922 and as of December of 2020, it had grown to 272 employees at 21 locations. Old Point National Bank has an A health rating.


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Health Grade Components

FDIC Certificate #6892
Year Established1922
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.18%
Annual Interest Income$40.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.22B$1.05B
LoansQ4 2020vs Q4 2019$841.2MM$738.8MM
DepositsQ4 2020vs Q4 2019$1.07B$891.6MM
Equity CapitalQ4 2020vs Q4 2019$110.7MM$103.9MM
Loan Loss AllowanceQ4 2020vs Q4 2019$9.5MM$9.7MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.4MM$6.6MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0

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