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Overview / Commentary
275 West Main Street
Osgood, OH 45351

The Osgood State Bank is headquartered in Osgood and is the 87th largest bank in the state of Ohio. It is also the 3,099th largest bank in the nation. It was established in 1915 and as of September of 2016, it had grown to 43 employees at 4 locations. The Osgood State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #9137
Year Established1915
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.18%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$189.8MM$179.1MM
LoansQ3 2016vs Q3 2015$109.4MM$89.6MM
DepositsQ3 2016vs Q3 2015$161.9MM$152.4MM
Equity CapitalQ3 2016vs Q3 2015$18.6MM$17.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.4MM$1.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$97.00K$483.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$87.00K

Rates for The Osgood State Bank are currently being reviewed.


The Osgood State Bank Locations
Lakeview Branch165 East Lake StreetLakeview, OH 43331
The Osgood State Bank275 West Main StreetOsgood, OH 45351
Fort Loramie Branch500 Park StreetFort Loramie, OH 45845
Marion Township Branch79 West Franklin StChickasaw, OH 45826