Osgood Bank

Osgood Bank


Overview / Commentary
419-582-2681
275 West Main Street
Osgood, OH 45351

Osgood Bank is headquartered in OSGOOD and is the 54th largest bank in the state of Ohio. It is also the 1,823rd largest bank in the nation. It was established in 1915 and as of March of 2025, it had grown to 61 employees at 5 locations. Osgood Bank has an A health rating.

Reviews

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Health

Health Grade Components

Overall
FDIC Certificate #9137
Year Established1915
Employees61
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD16.47%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$490.9MM$403.2MM
LoansQ1 2025vs Q1 2024$298.5MM$297.4MM
DepositsQ1 2025vs Q1 2024$428.9MM$341.4MM
Equity CapitalQ1 2025vs Q1 2024$35.7MM$31.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.2MM$5.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$671K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


Osgood Bank Locations
Lakeview Branch165 East Lake StreetLakeview, OH 43331
The Osgood State Bank275 W Main StOsgood, OH 45351
Fort Loramie Branch500 Park StreetFort Loramie, OH 45845
Marion Township Branch79 West Franklin StChickasaw, OH 45826

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