Osgood State Bank

Overview / Commentary
275 West Main Street
Osgood, OH 45351

Osgood State Bank is headquartered in Osgood and is the 63rd largest bank in the state of Ohio. It is also the 2,229th largest bank in the nation. It was established in 1915 and as of June of 2020, it had grown to 52 employees at 5 locations. Osgood State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #9137
Year Established1915
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.24%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$324.9MM$255.2MM
LoansQ2 2020vs Q2 2019$220.9MM$176.2MM
DepositsQ2 2020vs Q2 2019$254.0MM$221.8MM
Equity CapitalQ2 2020vs Q2 2019$31.2MM$27.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.9MM$2.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$40.00K$67.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Always verify rates and promotions with the bank or credit union. We are not Osgood State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Osgood State Bank Savings Account Rates

0.05%$1-Christmas Club
0.05%$1-Vacation Club
0.05%*$50k*-Health Savings Account
OTHER TIERS: 0.03% $1k - $50k
0.03%$10-Personal Savings

Osgood State Bank Money Market Rates

0.15%*$1m*-Business Money Market Deposit Account
OTHER TIERS: 0.03% $1k - $50k | 0.05% $50k - $500k | 0.10% $500k - $1m
0.15%*$1m*-Money Market Deposit Account
OTHER TIERS: 0.03% Up to $50k | 0.05% $50k - $500k | 0.10% $500k - $1m

Osgood State Bank Checking Account Rates

0.03%$1k-Now Checking Account
0.03%$500-OSB Preferred 55 Checking

Osgood State Bank CD Rates

1.00%$1k-60 Month CD
0.80%$1k-48-59 Month CD
0.50%$1k-30-47 Month CD
0.50%$1k-9 Month CD Special
0.35%$1k-24-29 Month CD
0.30%$1k-18-23 Month CD
0.20%$1k-12-17 Month CD
0.10%$1k-6-11 Month CD
0.05%$1k-92-181 Day CD

Osgood State Bank IRA Rates

1.00%$1k-60 Month IRA
0.80%$1k-48-59 Month IRA
0.50%$1k-30-47 Month IRA
0.50%$1k-9 Month IRA Special
0.35%$1k-24-29 Month IRA
0.30%$1k-18-23 Month IRA
0.20%$1k-12-17 Month IRA
0.10%$1k-6-11 Month IRA
0.05%$1k-92-181 Day IRA

Osgood State Bank Locations
Lakeview Branch165 East Lake StreetLakeview, OH 43331
The Osgood State Bank275 West Main StreetOsgood, OH 45351
Fort Loramie Branch500 Park StreetFort Loramie, OH 45845
Marion Township Branch79 West Franklin StChickasaw, OH 45826

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