Osgood Bank

Osgood Bank


Overview / Commentary
419-582-2681
275 West Main Street
Osgood, OH 45351

Osgood Bank is headquartered in OSGOOD and is the 61st largest bank in the state of Ohio. It is also the 2,051st largest bank in the nation. It was established in 1915 and as of September of 2023, it had grown to 58 employees at 5 locations. Osgood Bank's money market rates are 8X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #9137
Year Established1915
Employees58
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD13.84%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$397.7MM$358.6MM
LoansQ3 2023vs Q3 2022$289.2MM$244.7MM
DepositsQ3 2023vs Q3 2022$337.3MM$327.4MM
Equity CapitalQ3 2023vs Q3 2022$30.6MM$27MM
Loan Loss AllowanceQ3 2023vs Q3 2022$5.6MM$5.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$826K$36K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Osgood Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Osgood Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.55%*$50k*-Health Savings Account
OTHER TIERS: 2.27% $1k - $2.5k | 2.52% $2.5k - $10k | 2.78% $10k - $25k | 3.29% $25k - $50k
0.03%$10-Personal Savings
0.03%$100-Business Savings
0.03%$10-Youth Savings

Osgood Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%*$2m*-Business Elevate Money Market Deposit Account
OTHER TIERS: 2.27% $100k - $250k | 2.53% $250k - $500k | 2.78% $500k - $1m | 3.30% $1m - $2m
3.56%*$2m*-Elevate Money Market Account
OTHER TIERS: 2.27% $100k - $250k | 2.53% $250k - $500k | 2.78% $500k - $1m | 3.30% $1m - $2m
0.20%*$1m*-Business Money Market Deposit Account
OTHER TIERS: 0.03% $1k - $50k | 0.05% $50k - $500k | 0.10% $500k - $1m
0.20%*$1m*-Money Market Deposit Account
OTHER TIERS: 0.03% $1k - $50k | 0.05% $50k - $500k | 0.10% $500k - $1m

Osgood Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Business Encore Checking
0.05%$500-Business Elite Checking

Osgood Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.76%$10k-6 Month Relationship CD
3.82%$10k-18 Month Relationship CD
3.30%$1k-12 Month CD
3.20%$1k-6 Month CD
2.28%$1k-18 Month CD
2.02%$1k-24 Month CD
1.51%$1k-30 Month CD
1.51%$1k-48 Month CD
1.51%$1k-60 Month CD
Locations


Osgood Bank Locations
Lakeview Branch165 East Lake StreetLakeview, OH 43331
The Osgood State Bank275 W Main StOsgood, OH 45351
Fort Loramie Branch500 Park StreetFort Loramie, OH 45845
Marion Township Branch79 West Franklin StChickasaw, OH 45826

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