Osgood Bank

Osgood Bank

Overview / Commentary
275 West Main Street
Osgood, OH 45351

Osgood Bank is headquartered in OSGOOD and is the 61st largest bank in the state of Ohio. It is also the 2,060th largest bank in the nation. It was established in 1915 and as of March of 2024, it had grown to 56 employees at 5 locations. Osgood Bank's money market rates are 8X the national average, and it has a B+ health rating.


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Health Grade Components

FDIC Certificate #9137
Year Established1915
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD13.36%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$403.2MM$379.7MM
LoansQ1 2024vs Q1 2023$297.4MM$273.7MM
DepositsQ1 2024vs Q1 2023$341.4MM$342.1MM
Equity CapitalQ1 2024vs Q1 2023$31.8MM$28.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$5.3MM$5.6MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$671K$0
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Osgood Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Osgood Bank Savings Account Rates

3.55%*$50k*-Health Savings Account
OTHER TIERS: 2.27% $1k - $2.5k | 2.52% $2.5k - $10k | 2.78% $10k - $25k | 3.29% $25k - $50k
0.03%$10-Personal Savings
0.03%$100-Business Savings
0.03%$10-Youth Savings

Osgood Bank Money Market Rates

3.56%*$2m*-Business Elevate Money Market Deposit Account
OTHER TIERS: 2.27% $100k - $250k | 2.53% $250k - $500k | 2.78% $500k - $1m | 3.30% $1m - $2m
3.56%*$2m*-Elevate Money Market Account
OTHER TIERS: 2.27% $100k - $250k | 2.53% $250k - $500k | 2.78% $500k - $1m | 3.30% $1m - $2m
0.20%*$1m*-Business Money Market Deposit Account
OTHER TIERS: 0.03% $1k - $50k | 0.05% $50k - $500k | 0.10% $500k - $1m
0.20%*$1m*-Money Market Deposit Account
OTHER TIERS: 0.03% $1k - $50k | 0.05% $50k - $500k | 0.10% $500k - $1m

Osgood Bank Checking Account Rates

0.10%$1k-Business Encore Checking
0.05%$500-Business Elite Checking

Osgood Bank CD Rates

4.76%$10k-6 Month Relationship CD
3.82%$10k-18 Month Relationship CD
3.30%$1k-12 Month CD
3.20%$1k-6 Month CD
2.28%$1k-18 Month CD
2.02%$1k-24 Month CD
1.51%$1k-30 Month CD
1.51%$1k-48 Month CD
1.51%$1k-60 Month CD

Osgood Bank Locations
Lakeview Branch165 East Lake StreetLakeview, OH 43331
The Osgood State Bank275 W Main StOsgood, OH 45351
Fort Loramie Branch500 Park StreetFort Loramie, OH 45845
Marion Township Branch79 West Franklin StChickasaw, OH 45826

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