Overview / Commentary
275 West Main Street
Osgood, OH 45351

Osgood State Bank is headquartered in Osgood and is the 72nd largest bank in the state of Ohio. It is also the 2,473rd largest bank in the nation. It was established in 1915 and as of December of 2018, it had grown to 49 employees at 5 locations. Osgood State Bank's money market rates are 14% higher than the national average, and it boasts an A+ health rating.


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Health Grade Components

FDIC Certificate #9137
Year Established1915
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD9.02%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$255.8MM$215.7MM
LoansQ4 2018vs Q4 2017$171.6MM$146.0MM
DepositsQ4 2018vs Q4 2017$225.0MM$177.0MM
Equity CapitalQ4 2018vs Q4 2017$25.5MM$24.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.4MM$1.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$42.00K$44.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Osgood State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Osgood State Bank Savings Account Rates

0.20%*$50k*-Health Savings Account
OTHER TIERS: 0.05% $1k - $2.5k | 0.10% $2.5k - $25k | 0.15% $25k - $50k
0.15%$1-Christmas Club
0.15%$1-Vacation Club
0.05%$10-Personal Savings

Osgood State Bank Money Market Rates

0.50%*$1m*-Money Market Deposit Account
OTHER TIERS: 0.10% $1k - $10k | 0.25% $10k - $50k | 0.30% $50k - $150k | 0.35% $150k - $500k | 0.40% $500k - $1m

Osgood State Bank Checking Account Rates

0.05%$1k-Now Checking Account
0.05%$500-OSB Preferred 55 Checking

Osgood State Bank CD Rates

2.12%$1k-14 Month CD Special
1.00%$1k-60 Month CD
0.80%$1k-48-59 Month CD
0.50%$1k-30-47 Month CD
0.35%$1k-24-29 Month CD
0.30%$1k-18-23 Month CD
0.20%$1k-12-17 Month CD
0.10%$1k-6-11 Month CD
0.05%$1k-92-181 Day CD

Osgood State Bank IRA Rates

2.12%$1k-14 Month IRA Special
1.00%$1k-60 Month IRA
0.80%$1k-48 Month IRA
0.50%$1k-30 Month IRA
0.35%$1k-24 Month IRA
0.30%$1k-18 Month IRA
0.20%$1k-12 Month IRA
0.10%$1k-6 Month IRA

Osgood State Bank Locations
Lakeview Branch165 East Lake StreetLakeview, OH 43331
The Osgood State Bank275 West Main StreetOsgood, OH 45351
Fort Loramie Branch500 Park StreetFort Loramie, OH 45845
Marion Township Branch79 West Franklin StChickasaw, OH 45826

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