Osgood State Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
1.00%	5-year CD	3.10% - American Express National Bank 60 Month CD
0.20%	1-year CD	1.30% - National Average
0.05%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Osgood State Bank rates »

Overview / Commentary

www.osgoodbank.com

419-582-2681

275 West Main Street
Osgood, OH 45351

Osgood State Bank is headquartered in Osgood and is the 72^nd largest bank in the state of Ohio. It is also the 2,538^th largest bank in the nation. It was established in 1915 and as of September of 2018, it had grown to 49 employees at 5 locations. Osgood State Bank's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q3 2018

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Health Grade Components

Overall
FDIC Certificate #	9137
Year Established	1915
Employees	49
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	8.95%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$245.2MM$210.2MM
Loans	Q3 2018vs Q3 2017	$169.2MM$140.4MM
Deposits	Q3 2018vs Q3 2017	$214.9MM$174.2MM
Equity Capital	Q3 2018vs Q3 2017	$25.2MM$24.4MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$2.3MM$1.7MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$43.00K$44.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Osgood State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.05% → $1k - $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $50k
0.15%	$1	-	Christmas Club
0.15%	$1	-	Vacation Club
0.05%	$10	-	Personal Savings

Osgood State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$1m^*	-	Money Market Deposit Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.25% → $10k - $50k \| 0.30% → $50k - $150k \| 0.35% → $150k - $500k \| 0.40% → $500k - $1m

Osgood State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Now Checking Account
0.05%	$500	-	OSB Preferred 55 Checking

Osgood State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.68%	$1k	-	25 Month CD Special
2.28%	$1k	-	15 Month CD Special
1.00%	$1k	-	60 Month CD
0.80%	$1k	-	48-59 Month CD
0.50%	$1k	-	30-47 Month CD
0.35%	$1k	-	24-29 Month CD
0.30%	$1k	-	18-23 Month CD
0.20%	$1k	-	12-17 Month CD
0.10%	$1k	-	6-11 Month CD
0.05%	$1k	-	92-181 Day CD

Osgood State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.68%	$1k	-	25 Month IRA Special
2.28%	$1k	-	15 Month IRA Special
1.00%	$1k	-	60 Month IRA
0.80%	$1k	-	48 Month IRA
0.50%	$1k	-	30 Month IRA
0.35%	$1k	-	24 Month IRA
0.30%	$1k	-	18 Month IRA
0.20%	$1k	-	12 Month IRA
0.10%	$1k	-	6 Month IRA

Locations

Osgood State Bank Locations
Lakeview Branch	165 East Lake Street	Lakeview, OH 43331
The Osgood State Bank	275 West Main Street	Osgood, OH 45351
Fort Loramie Branch	500 Park Street	Fort Loramie, OH 45845
Marion Township Branch	79 West Franklin St	Chickasaw, OH 45826

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