The Paducah Bank and Trust Company is headquartered in Paducah and is the 20th largest bank in the state of Kentucky. It is also the 1,101st largest bank in the nation. It was established in 1948 and as of September of 2020, it had grown to 127 employees at 8 locations. The Paducah Bank and Trust Company has an A+ health rating.
When my wife and I located from a large town to a smaller community close to where we went to college, we were looking for a bank to meet our needs. Our realtor put us in touch with Paducah Bank. One of their personal bankers helped set up our accounts both by paper and electronically. She took her time with us and asked what services we needed in addition to our home loan. My wife has a great job, which afforded us the chance to have private banking services for all of our accounts. We were able to get an interest-bearing checking account, as well as setting up savings accounts for our son. We were asked about setting up other services, but declined at the time. At any time, we can call Mrs. Berry and either she will respond back to us, or someone in her department will get back to us quickly. My wife had her bank debit card stolen a few years ago and the first person we called was the same banker, who worked tirelessly to help us remove the fraudulent charges from her account. The accounts we set up allow us to move money back and forth either via phone call or online. They are always available and the accounts provide us the support we need for both our personal and business accounts. When we moved here, we were quickly told my many of our friends and new acquaintances that Paducah Bank was thee only bank we should consider. I recommend this bank to anyone, regardless of the type of service he or she might need.
|FDIC Certificate #||16664|
|Return on Assets - YTD||1.55%|
|Return on Equity - YTD||13.79%|
|Annual Interest Income||$24.0MM|
|Assets and Liabilities|
|Assets||Q3 2020vs Q3 2019||$792.4MM$713.2MM|
|Loans||Q3 2020vs Q3 2019||$611.1MM$538.6MM|
|Deposits||Q3 2020vs Q3 2019||$622.9MM$551.6MM|
|Equity Capital||Q3 2020vs Q3 2019||$88.6MM$80.4MM|
|Loan Loss Allowance||Q3 2020vs Q3 2019||$9.1MM$6.4MM|
|Unbacked Noncurrent Loans||Q3 2020vs Q3 2019||$2.2MM$1.9MM|
|Real Estate Owned||Q3 2020vs Q3 2019||$1.1MM$1.7MM|
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|The Paducah Bank and Trust Company Locations|
|Mid-City Branch||2401 Broadway||Paducah, KY 42001|
|Lone Oak Branch||2635 Lone Oak Road||Paducah, KY 42003|
|West Park Banking Center Branch||4575 Pecan Driive||Paducah, KY 42001|
|Reidland Branch||5540 Reidland Road||Reidland, KY 42001|
|The Paducah Bank and Trust Company||555 Jefferson Street||Paducah, KY 42001|
|Louisville Branch||9200 Shelbyville Road, Suite 101||Louisville, KY 40222|