The Park National Bank

Overview / Commentary
50 North Third Street
Newark, OH 43055

The Park National Bank is headquartered in NEWARK and is the 8th largest bank in the state of Ohio. It is also the 165th largest bank in the nation. It was established in 1908 and as of March of 2023, it had grown to 1,759 employees at 96 locations. The Park National Bank has an A health rating.

Reviews (2)

Helpful and Friendly

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When I was younger I made many stupid decisions and did not have the ability to open a checking account. As I got older, I really needed one as I gained a family and needed to be able to reliably pay bills outside of the money order concept which is how I had been operating. Instead of try to work with a big bank that was not helping me, I decided to go and plead my case to a smaller local bank that I trusted. I was able to meet with people, describe my poor decisions honestly and ask politely for consideration to override the standard rejection that I had been getting. This worked out well, and I was able to establish an account and make major steps towards getting on my feet.

Local Banking in the Midwest with Park National Bank

I have been a customer of Park National Bank for several years. When I was a child, they were my first bank account. When I became an adult, they held my first checking account. I have had CDs held by them and I have had loans from them. This bank seeks to provide excellent service to their local customers. I have never felt anything but welcomed through their doors and I have appreciated every interaction with the employees of Park National. I find that their rates are generally competitive with the larger banks in the area, but the personal aspect of banking locally may give them an edge.

I will say they are falling behind in the world of on-line banking. I have accounts at a couple large national chains, and their on-line interface is far superior than what Park National has produced locally. Having said that, most of the advantage is aesthetic and related to efficiency. The general functionality of the online services is comparable.

In all, this is a bank that I have used many products from, and have been happy with their offers and their employees.


Health Grade Components

FDIC Certificate #6653
Year Established1908
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD15.7%
Annual Interest Income$110.3MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$9.82B$9.54B
LoansQ1 2023vs Q1 2022$7.01B$6.74B
DepositsQ1 2023vs Q1 2022$8.58B$8.26B
Equity CapitalQ1 2023vs Q1 2022$933.3MM$965.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$85.9MM$78.8MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$73.9MM$54.0MM
Real Estate OwnedQ1 2023vs Q1 2022$114.00K$166.00K
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The Park National Bank Savings Account Rates

0.03%--Christmas Club Savings Account


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