Overview / Commentary
202 South Main Street
Perkins, OK 74059

Payne County Bank is headquartered in Perkins and is the 96th largest bank in the state of Oklahoma. It is also the 3,242nd largest bank in the nation. It was established in 1898 and as of December of 2018, it had grown to 30 employees at 1 location. Payne County Bank's CD rates are 56% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #12485
Year Established1898
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD8.99%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$165.4MM$161.9MM
LoansQ4 2018vs Q4 2017$98.0MM$88.7MM
DepositsQ4 2018vs Q4 2017$126.8MM$126.7MM
Equity CapitalQ4 2018vs Q4 2017$29.9MM$29.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$667.00K$711.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$525.00K$470.00K
Real Estate OwnedQ4 2018vs Q4 2017$26.00K$38.00K
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Always verify rates and promotions with the bank or credit union. We are not Payne County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Payne County Bank Savings Account Rates

1.05%--FDIC Insured IRA
0.30%$50-Personal Savings Account
0.30%$50-Commercial Savings Account
0.30%--Youth Savings Account

Payne County Bank Money Market Rates

0.60%*$50k*-Tiered Hi-Fi Money Market Checking
OTHER TIERS: 0.45% Up to $10k | 0.50% $10k - $25k | 0.55% $25k - $50k

Payne County Bank Checking Account Rates

0.20%$750-N.O.W. Interest Checking

Payne County Bank CD Rates

2.30%$5k-60 Months CD
2.10%$5k-9 Month Special CD
1.95%$5k-48 Months CD
1.90%$5k-42 Months Elevator CD w/ 2 Bump Options
1.85%$5k-36 Months CD
1.65%$5k-30 Months CD
1.65%$5k-14 Months Promotional CD
1.55%$5k-24 Months CD
1.55%$5k-30 Months Elevator CD w/ 1 Bump Option
1.45%$5k-18 Months CD
1.40%$5k-12 Months CD
1.35%$5k-7 Months Advantage CD
1.35%$5k-18 Months Elevator CD w/ 1 Bump Option
1.20%$5k-6 Months CD
0.95%$5k-90 to 180 Days CD
0.85%$5k-30 to 89 Days CD
0.70%$100-12 Months Dream CD

Payne County Bank Locations
The Payne County Bank202 South Main StreetPerkins, OK 74059

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