Payne County Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.paynecountybank.com

405-547-2436

202 South Main Street
Perkins, OK 74059

Payne County Bank is headquartered in PERKINS and is the 84^th largest bank in the state of Oklahoma. It is also the 2,625^th largest bank in the nation. It was established in 1898 and as of March of 2025, it had grown to 30 employees at 2 locations. Payne County Bank has an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12485
Year Established	1898
Employees	30
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.93%
Return on Equity - YTD	16.11%
Annual Interest Income	$4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$275.2MM$252.7MM
Loans	Q1 2025vs Q1 2024	$194.8MM$176.7MM
Deposits	Q1 2025vs Q1 2024	$227.5MM$200.5MM
Equity Capital	Q1 2025vs Q1 2024	$33.7MM$30MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.4MM$1.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$4K$5K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Payne County Bank are currently being reviewed.

Locations

Payne County Bank Locations
The Payne County Bank	202 S Main St	Perkins, OK 74059
Chandler Branch	920 East 1st Street, Suite A	Chandler, OK 74834

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