Payne County Bank

Overview / Commentary

www.paynecountybank.com

405-547-2436

202 South Main Street
Perkins, OK 74059

Payne County Bank is headquartered in Perkins and is the 94^th largest bank in the state of Oklahoma. It is also the 2,978^th largest bank in the nation. It was established in 1898 and as of June of 2022, it had grown to 30 employees at 2 locations. Payne County Bank's CD rates are 2X the national average, and it boasts an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12485
Year Established	1898
Employees	30
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.98%
Return on Equity - YTD	13.29%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$216.6MM$210.6MM
Loans	Q2 2022vs Q2 2021	$133.1MM$118.0MM
Deposits	Q2 2022vs Q2 2021	$181.5MM$168.3MM
Equity Capital	Q2 2022vs Q2 2021	$29.2MM$36.5MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$1.1MM$1.2MM
Real Estate Owned	Q2 2022vs Q2 2021	$8.00K$17.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Payne County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Payne County Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	-	-	FDIC Insured IRA
0.60%	$50	-	Personal Savings Account
0.60%	$50	-	Commercial Savings Account

Payne County Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.87%^*	$50k^*	-	Tiered Hi-Fi Money Market Checking
OTHER TIERS: 0.81% → Up to $10k \| 0.83% → $10k - $25k \| 0.85% → $25k - $50k

Payne County Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$750	-	N.O.W. Interest Checking

Payne County Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.50%	$5k	-	14 Month Promotional CD
3.25%	$5k	-	9 Month Special CD
2.40%	$5k	-	60 Month CD
2.30%	$5k	-	48 Month CD
2.20%	$5k	-	36 Month CD
2.15%	$5k	-	30 Month CD
2.15%	$5k	-	42 Month Elevator CD w/ 2 Bump Options
2.10%	$5k	-	24 Month CD
2.10%	$5k	-	30 Month Elevator CD w/ 1 Bump Option
2.05%	$5k	-	18 Month CD
2.05%	$5k	-	18 Month Elevator CD w/ 1 Bump Option
2.00%	$5k	-	12 Month CD
1.85%	$5k	-	6 Month CD
1.60%	$5k	-	90 to 180 Day CD
1.50%	$5k	-	30 to 89 Day CD
1.50%	$100	-	12 Month Dream CD

Payne County Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%	$5k	-	60 Month IRA
2.20%	$5k	-	36 Month IRA
2.00%	$5k	-	12 Month IRA

Locations

Payne County Bank Locations
The Payne County Bank	202 S Main St	Perkins, OK 74059
Chandler Branch	920 East 1st Street, Suite A	Chandler, OK 74834

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.