Payne County Bank

Overview / Commentary
202 South Main Street
Perkins, OK 74059

Payne County Bank is headquartered in Perkins and is the 94th largest bank in the state of Oklahoma. It is also the 3,152nd largest bank in the nation. It was established in 1898 and as of June of 2019, it had grown to 30 employees at 1 location. Payne County Bank's CD rates are 44% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #12485
Year Established1898
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.34%
Return on Equity - YTD12.55%
Annual Interest Income$4.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$171.2MM$164.5MM
LoansQ2 2019vs Q2 2018$104.3MM$89.6MM
DepositsQ2 2019vs Q2 2018$130.2MM$128.4MM
Equity CapitalQ2 2019vs Q2 2018$33.2MM$30.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$656.00K$649.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$556.00K$798.00K
Real Estate OwnedQ2 2019vs Q2 2018$26.00K$26.00K
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Always verify rates and promotions with the bank or credit union. We are not Payne County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Payne County Bank Savings Account Rates

1.00%--FDIC Insured IRA
0.25%$50-Personal Savings Account
0.25%$50-Commercial Savings Account
0.25%--Youth Savings Account

Payne County Bank Money Market Rates

0.55%*$50k*-Tiered Hi-Fi Money Market Checking
OTHER TIERS: 0.40% Up to $10k | 0.45% $10k - $25k | 0.50% $25k - $50k

Payne County Bank Checking Account Rates

0.20%$750-N.O.W. Interest Checking

Payne County Bank CD Rates

2.00%$5k-9 Month Special CD
1.80%$5k-60 Months CD
1.70%$5k-42 Months Elevator CD w/ 2 Bump Options
1.65%$5k-14 Months Promotional CD
1.60%$5k-48 Months CD
1.55%$5k-36 Months CD
1.50%$5k-30 Months CD
1.45%$5k-24 Months CD
1.45%$5k-30 Months Elevator CD w/ 1 Bump Option
1.35%$5k-18 Months CD
1.35%$5k-7 Months Advantage CD
1.30%$5k-12 Months CD
1.30%$5k-18 Months Elevator CD w/ 1 Bump Option
1.10%$5k-6 Months CD
0.85%$5k-90 to 180 Days CD
0.75%$5k-30 to 89 Days CD
0.60%$100-12 Months Dream CD

Payne County Bank Locations
The Payne County Bank202 South Main StreetPerkins, OK 74059

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