Payne County Bank

Overview / Commentary
202 South Main Street
Perkins, OK 74059

Payne County Bank is headquartered in Perkins and is the 94th largest bank in the state of Oklahoma. It is also the 3,036th largest bank in the nation. It was established in 1898 and as of September of 2021, it had grown to 31 employees at 2 locations. Payne County Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #12485
Year Established1898
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.41%
Return on Equity - YTD14.01%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$212.3MM$192.5MM
LoansQ3 2021vs Q3 2020$122.3MM$113.8MM
DepositsQ3 2021vs Q3 2020$170.7MM$149.0MM
Equity CapitalQ3 2021vs Q3 2020$35.6MM$34.6MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.3MM$1.0MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$890.00K$913.00K
Real Estate OwnedQ3 2021vs Q3 2020$10.00K$14.00K
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Always verify rates and promotions with the bank or credit union. We are not Payne County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Payne County Bank Savings Account Rates

0.10%$50-Personal Savings Account
0.10%--FDIC Insured IRA
0.10%$50-Commercial Savings Account

Payne County Bank Money Market Rates

0.16%*$50k*-Tiered Hi-Fi Money Market Checking
OTHER TIERS: 0.10% Up to $10k | 0.12% $10k - $25k | 0.14% $25k - $50k

Payne County Bank Checking Account Rates

0.05%$750-N.O.W. Interest Checking

Payne County Bank CD Rates

0.60%$5k-60 Month CD
0.55%$5k-48 Month CD
0.50%$5k-36 Month CD
0.50%$5k-42 Month Elevator CD w/ 2 Bump Options
0.40%$5k-30 Month CD
0.40%$5k-30 Month Elevator CD w/ 1 Bump Option
0.35%$5k-24 Month CD
0.35%$5k-14 Month Promotional CD
0.30%$5k-12 Month CD
0.30%$5k-18 Month CD
0.30%$5k-18 Month Elevator CD w/ 1 Bump Option
0.25%$5k-7 Month Advantage CD
0.20%$5k-6 Month CD
0.15%$5k-90 to 180 Day CD
0.14%$100-12 Month Dream CD
0.10%$5k-30 to 89 Day CD

Payne County Bank IRA Rates

0.60%$5k-60 Month IRA
0.50%$5k-36 Month IRA
0.30%$5k-12 Month IRA

Payne County Bank Locations
The Payne County Bank202 South Main StreetPerkins, OK 74059
Chandler Branch920 East 1st Street, Suite AChandler, OK 74834

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