The Peoples Bank Co.

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.pbcbank.com

419-678-2385

112 W. Main Street
Coldwater, OH 45828

The Peoples Bank Co. is headquartered in COLDWATER and is the 40^th largest bank in the state of Ohio. It is also the 1,204^th largest bank in the nation. It was established in 1905 and as of March of 2025, it had grown to 70 employees at 7 locations. The Peoples Bank Co.'s CD rates are 5X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	13220
Year Established	1905
Employees	70
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.69%
Return on Equity - YTD	22.88%
Annual Interest Income	$8.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$835.5MM$720.3MM
Loans	Q1 2025vs Q1 2024	$418.6MM$369MM
Deposits	Q1 2025vs Q1 2024	$747.9MM$631.7MM
Equity Capital	Q1 2025vs Q1 2024	$64.1MM$51.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$4.7MM$3.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$614K$0
Real Estate Owned	Q1 2025vs Q1 2024	$15K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Peoples Bank Co. CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%^*	$5k^*	-	12 Month CD
OTHER TIERS: 3.80% → $500 - $5k
4.06%^*	$5k^*	-	Business 12 Month CD
OTHER TIERS: 3.80% → $500 - $5k
3.14%^*	$5k^*	-	60 Month CD
OTHER TIERS: 2.88% → $500 - $5k
3.14%^*	$5k^*	-	Business 60 Month CD
OTHER TIERS: 2.88% → $500 - $5k
2.98%^*	$5k^*	-	48 Month CD
OTHER TIERS: 2.73% → $500 - $5k
2.98%^*	$5k^*	-	Business 48 Month CD
OTHER TIERS: 2.73% → $500 - $5k
2.78%^*	$5k^*	-	24 Month CD
OTHER TIERS: 2.52% → $500 - $5k
2.78%^*	$5k^*	-	Business 24 Month CD
OTHER TIERS: 2.52% → $500 - $5k
2.52%^*	$5k^*	-	36 Month CD
OTHER TIERS: 2.27% → $500 - $5k
2.52%^*	$5k^*	-	Business 36 Month CD
OTHER TIERS: 2.27% → $500 - $5k
1.46%^*	$5k^*	-	18 Month CD
OTHER TIERS: 1.21% → $500 - $5k
1.46%^*	$5k^*	-	Business 18 Month CD
OTHER TIERS: 1.21% → $500 - $5k

The Peoples Bank Co. IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.31%	$25	-	18 Month Variable IRA
4.31%	$25	-	Business 18 Month Variable IRA
1.46%	$25	-	18 Month Fixed IRA
1.46%	$25	-	Business 18 Month Fixed IRA

Locations

The Peoples Bank Co. Locations
Rockford Branch	100 North Main Street	Rockford, OH 45882
The Peoples Bank Co.	112 W Main St	Coldwater, OH 45828
Saint Marys Branch	1510 Kishler Drive	Saint Marys, OH 45885
West Logan Branch	309 West Logan Street	Celina, OH 45822
East Wayne Street Branch	818 East Wayne Street	Celina, OH 45822
Burkettsville Branch	Main and Washington Streets	Burkettsville, OH 45310
Drive-In Branch	North and Mill Streets	Coldwater, OH 45828

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