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The Peoples Bank Co.

Popular Accounts at this Bank

1.56%5-year CD60 Month CD
0.30%1-year CD12 Month CD
1.10%4-year CD48 Month CD

Overview / Commentary
112-14 West Main Street
Coldwater, OH 45828

The Peoples Bank Co. is headquartered in Coldwater and is the 40th largest bank in the state of Ohio. It is also the 1,463rd largest bank in the nation. It was established in 1905 and as of September of 2016, it had grown to 74 employees at 7 locations. The Peoples Bank Co. has an A health rating.


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Health Grade Components

FDIC Certificate #13220
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD11.34%
Annual Interest Income$10.6MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$476.4MM$470.3MM
LoansQ3 2016vs Q3 2015$223.8MM$219.4MM
DepositsQ3 2016vs Q3 2015$423.0MM$421.2MM
Equity CapitalQ3 2016vs Q3 2015$51.6MM$47.7MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.7MM$2.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$19.00K$248.00K
Real Estate OwnedQ3 2016vs Q3 2015$20.00K$0
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The Peoples Bank Co. CD Rates

1.56%*$5k*-60 Month CD
OTHER TIERS: 1.31% $500 - $5k
1.10%*$5k*-48 Month CD
OTHER TIERS: 0.85% $500 - $5k
1.00%$5k-39 Month CD Special
0.75%*$5k*-36 Month CD
OTHER TIERS: 0.50% $500 - $5k
0.60%*$5k*-30 Month CD
OTHER TIERS: 0.35% $500 - $5k
0.55%*$5k*-24 Month CD
OTHER TIERS: 0.30% $500 - $5k
0.40%*$5k*-18 Month CD
OTHER TIERS: 0.15% $500 - $5k
0.30%*$5k*-12 Month CD
OTHER TIERS: 0.10% $500 - $5k
0.25%*$5k*-6 Month CD
OTHER TIERS: 0.10% $500 - $5k
0.20%*$5k*-91 Day CD
OTHER TIERS: 0.10% $500 - $5k
0.15%*$5k*-32 Day CD
OTHER TIERS: 0.10% $500 - $5k

The Peoples Bank Co. IRA Rates

0.44%$25-18 Month Variable IRA
0.40%*$5k*-18 Month Fixed IRA
OTHER TIERS: 0.15% $25 - $5k

The Peoples Bank Co. Locations
Rockford Branch100 North Main StreetRockford, OH 45882
The Peoples Bank Co.112-14 West Main StreetColdwater, OH 45828
Saint Marys Branch1510 Kishler DriveSaint Marys, OH 45885
West Logan Branch309 West Logan StreetCelina, OH 45822
East Wayne Street Branch818 East Wayne StreetCelina, OH 45822
Burkettsville BranchMain and Washington StreetsBurkettsville, OH 45310
Drive-In BranchNorth and Mill StreetsColdwater, OH 45828