The Peoples Bank Co.

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LOCATIONS

Overview / Commentary

www.pbcbank.com

419-678-2385

112 W. Main Street
Coldwater, OH 45828

The Peoples Bank Co. is headquartered in COLDWATER and is the 44^th largest bank in the state of Ohio. It is also the 1,232^nd largest bank in the nation. It was established in 1905 and as of June of 2024, it had grown to 69 employees at 7 locations. The Peoples Bank Co. has a B+ health rating.

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Health

B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	13220
Year Established	1905
Employees	69
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	13.57%
Annual Interest Income	$15MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$798.5MM$722.7MM
Loans	Q2 2024vs Q2 2023	$389.1MM$337.6MM
Deposits	Q2 2024vs Q2 2023	$726.2MM$625.1MM
Equity Capital	Q2 2024vs Q2 2023	$50.4MM$43.2MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$5MM$4.3MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$0$17K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Locations

The Peoples Bank Co. Locations
Rockford Branch	100 North Main Street	Rockford, OH 45882
The Peoples Bank Co.	112 W Main St	Coldwater, OH 45828
Saint Marys Branch	1510 Kishler Drive	Saint Marys, OH 45885
West Logan Branch	309 West Logan Street	Celina, OH 45822
East Wayne Street Branch	818 East Wayne Street	Celina, OH 45822
Burkettsville Branch	Main and Washington Streets	Burkettsville, OH 45310
Drive-In Branch	North and Mill Streets	Coldwater, OH 45828

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