The Peoples Bank (MD)

Overview / Commentary
100 Spring Avenue
Chestertown, MD 21620

The Peoples Bank (MD) is headquartered in Chestertown and is the 26th largest bank in the state of Maryland. It is also the 2,286th largest bank in the nation. It was established in 1910 and as of December of 2021, it had grown to 79 employees at 7 locations. The Peoples Bank (MD) has an A health rating.


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Health Grade Components

FDIC Certificate #12885
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.97%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$345.5MM$305.2MM
LoansQ4 2021vs Q4 2020$161.0MM$173.8MM
DepositsQ4 2021vs Q4 2020$311.0MM$269.5MM
Equity CapitalQ4 2021vs Q4 2020$30.7MM$30.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.5MM$3.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$942.00K$1.9MM
Real Estate OwnedQ4 2021vs Q4 2020$0$351.00K
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Always verify rates and promotions with the bank or credit union. We are not The Peoples Bank (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Peoples Bank (MD) Savings Account Rates

0.08%--Steady Saver
0.06%--Regular Savings

The Peoples Bank (MD) Money Market Rates

0.10%--Money Market Deposit Account Plus
0.10%*$1k*-Money Market Deposit Account
OTHER TIERS: 0.05% Up to $1k

The Peoples Bank (MD) Checking Account Rates

0.08%*$2.5k*-Super Now Account
OTHER TIERS: 0.05% Up to $2.5k
0.05%*$1k*-Now Account
OTHER TIERS: 0.04% Up to $1k

The Peoples Bank (MD) CD Rates

0.50%*$500*$5k60 Month CD
OTHER TIERS: 0.00% $5k+
0.50%*$5k*-48-59 Month CD
OTHER TIERS: 0.45% $500 - $5k
0.40%$5k-60 Month Golden Year CD
0.40%$1k-60 Month Peoples Choice CD
0.35%*$5k*-36-47 Month CD
OTHER TIERS: 0.30% $500 - $5k
0.30%*$5k*-24-35 Month CD
OTHER TIERS: 0.28% $500 - $5k
0.30%*$5k*-18-23 Month CD
OTHER TIERS: 0.25% $500 - $5k
0.30%$1k-36 Month Peoples Choice CD
0.20%*$5k*-12-17 Month CD
OTHER TIERS: 0.15% $500 - $5k
0.12%*$5k*-6-11 Month CD
OTHER TIERS: 0.10% $500 - $5k
0.07%*$5k*-3-5 Month CD
OTHER TIERS: 0.05% $500 - $5k

The Peoples Bank (MD) IRA Rates

0.50%*$5k*-48-59 Month IRA
OTHER TIERS: 0.45% $500 - $5k
0.50%$500-60 Month IRA
0.40%$1k-60 Month Peoples Choice IRA
0.35%*$5k*-36-47 Month IRA
OTHER TIERS: 0.30% $500 - $5k
0.35%$1k-18 Month Variable IRA
0.30%*$5k*-18-23 Month IRA
OTHER TIERS: 0.25% $500 - $5k
0.30%*$5k*-24-35 Month IRA
OTHER TIERS: 0.28% $500 - $5k
0.30%$1k-36 Month Peoples Choice IRA
0.20%*$5k*-12-17 Month IRA
OTHER TIERS: 0.15% $500 - $5k
0.12%*$5k*-6-11 Month IRA
OTHER TIERS: 0.10% $500 - $5k
0.12%$50-12 Month Variable IRA
0.07%*$5k*-3-5 Month IRA
OTHER TIERS: 0.05% $500 - $5k

The Peoples Bank (MD) Locations
The Peoples Bank100 Spring AvenueChestertown, MD 21620
Sudlersville Branch228 East Main StreetSudlersville, MD 21668
Millington Branch31905 River RoadMillington, MD 21651
Galena BranchRoute 213 and Mill LaneGalena, MD 21635
Rock Hall BranchRoutes 20 and 445Rock Hall, MD 21661
Lees Corner BranchRoutes 291 and 213Chestertown, MD 21620
Easton Branch204 N. Washington StreetEaston, MD 21601

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