The Peoples Bank (MD)

Overview / Commentary
100 Spring Avenue
Chestertown, MD 21620

The Peoples Bank (MD) is headquartered in Chestertown and is the 26th largest bank in the state of Maryland. It is also the 2,255th largest bank in the nation. It was established in 1910 and as of June of 2022, it had grown to 77 employees at 7 locations. The Peoples Bank (MD) has an A health rating.


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Health Grade Components

FDIC Certificate #12885
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.55%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$347.0MM$317.6MM
LoansQ2 2022vs Q2 2021$175.9MM$163.8MM
DepositsQ2 2022vs Q2 2021$317.2MM$282.2MM
Equity CapitalQ2 2022vs Q2 2021$27.0MM$30.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$3.3MM$3.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$828.00K$1.6MM
Real Estate OwnedQ2 2022vs Q2 2021$0$439.00K
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Always verify rates and promotions with the bank or credit union. We are not The Peoples Bank (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Peoples Bank (MD) Savings Account Rates

0.08%--Steady Saver
0.06%--Regular Savings

The Peoples Bank (MD) Money Market Rates

0.10%--Money Market Deposit Account Plus
0.10%*$1k*-Money Market Deposit Account
OTHER TIERS: 0.05% Up to $1k

The Peoples Bank (MD) Checking Account Rates

0.08%*$2.5k*-Super Now Account
OTHER TIERS: 0.05% Up to $2.5k
0.05%*$1k*-Now Account
OTHER TIERS: 0.04% Up to $1k

The Peoples Bank (MD) CD Rates

0.50%*$500*$5k60 Month CD
OTHER TIERS: 0.00% $5k+
0.50%*$5k*-48-59 Month CD
OTHER TIERS: 0.45% $500 - $5k
0.40%$5k-60 Month Golden Year CD
0.40%$1k-60 Month Peoples Choice CD
0.35%*$5k*-36-47 Month CD
OTHER TIERS: 0.30% $500 - $5k
0.30%*$5k*-24-35 Month CD
OTHER TIERS: 0.28% $500 - $5k
0.30%*$5k*-18-23 Month CD
OTHER TIERS: 0.25% $500 - $5k
0.30%$1k-36 Month Peoples Choice CD
0.20%*$5k*-12-17 Month CD
OTHER TIERS: 0.15% $500 - $5k
0.12%*$5k*-6-11 Month CD
OTHER TIERS: 0.10% $500 - $5k
0.07%*$5k*-3-5 Month CD
OTHER TIERS: 0.05% $500 - $5k

The Peoples Bank (MD) IRA Rates

0.50%*$5k*-48-59 Month IRA
OTHER TIERS: 0.45% $500 - $5k
0.50%*$5k*-60 Month IRA
OTHER TIERS: 0.45% $500 - $5k
0.40%$1k-60 Month Peoples Choice IRA
0.35%*$5k*-36-47 Month IRA
OTHER TIERS: 0.30% $500 - $5k
0.35%$1k-18 Month Variable IRA
0.30%*$5k*-18-23 Month IRA
OTHER TIERS: 0.25% $500 - $5k
0.30%*$5k*-24-35 Month IRA
OTHER TIERS: 0.28% $500 - $5k
0.30%$1k-36 Month Peoples Choice IRA
0.20%*$5k*-12-17 Month IRA
OTHER TIERS: 0.15% $500 - $5k
0.12%*$5k*-6-11 Month IRA
OTHER TIERS: 0.10% $500 - $5k
0.12%$50-12 Month Variable IRA
0.07%*$5k*-3-5 Month IRA
OTHER TIERS: 0.05% $500 - $5k

The Peoples Bank (MD) Locations
The Peoples Bank100 Spring AveChestertown, MD 21620
Sudlersville Branch228 East Main StreetSudlersville, MD 21668
Millington Branch31905 River RoadMillington, MD 21651
Galena BranchRoute 213 and Mill LaneGalena, MD 21635
Rock Hall BranchRoutes 20 and 445Rock Hall, MD 21661
Lees Corner BranchRoutes 291 and 213Chestertown, MD 21620
Easton Branch204 N. Washington StreetEaston, MD 21601

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