The Peoples Bank (MD)

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LOCATIONS

Overview / Commentary

www.pbkc.com

410-778-3500

100 Spring Avenue
Chestertown, MD 21620

The Peoples Bank (MD) is headquartered in CHESTERTOWN and is the 25^th largest bank in the state of Maryland. It is also the 2,458^th largest bank in the nation. It was established in 1910 and as of June of 2024, it had grown to 81 employees at 7 locations. The Peoples Bank (MD) has a B+ health rating.

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Health

B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	12885
Year Established	1910
Employees	81
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	11.2%
Annual Interest Income	$6.4MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$306MM$319.9MM
Loans	Q2 2024vs Q2 2023	$186.4MM$182.4MM
Deposits	Q2 2024vs Q2 2023	$269.6MM$289.3MM
Equity Capital	Q2 2024vs Q2 2023	$33.4MM$28.6MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$2.7MM$2.9MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$740K$605K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Locations

The Peoples Bank (MD) Locations
The Peoples Bank	100 Spring Ave	Chestertown, MD 21620
Sudlersville Branch	228 East Main Street	Sudlersville, MD 21668
Millington Branch	31905 River Road	Millington, MD 21651
Galena Branch	Route 213 and Mill Lane	Galena, MD 21635
Rock Hall Branch	Routes 20 and 445	Rock Hall, MD 21661
Lees Corner Branch	Routes 291 and 213	Chestertown, MD 21620
Easton Branch	204 N. Washington Street	Easton, MD 21601

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