The Peoples Bank (MD)

Overview / Commentary
100 Spring Avenue
Chestertown, MD 21620

The Peoples Bank (MD) is headquartered in Chestertown and is the 29th largest bank in the state of Maryland. It is also the 2,378th largest bank in the nation. It was established in 1910 and as of December of 2020, it had grown to 79 employees at 7 locations. The Peoples Bank (MD) has an A health rating.


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Health Grade Components

FDIC Certificate #12885
Year Established1910
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.51%
Annual Interest Income$9.0MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$305.2MM$249.2MM
LoansQ4 2020vs Q4 2019$173.8MM$185.3MM
DepositsQ4 2020vs Q4 2019$269.5MM$215.0MM
Equity CapitalQ4 2020vs Q4 2019$30.0MM$28.4MM
Loan Loss AllowanceQ4 2020vs Q4 2019$3.2MM$3.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.9MM$2.9MM
Real Estate OwnedQ4 2020vs Q4 2019$351.00K$512.00K
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Always verify rates and promotions with the bank or credit union. We are not The Peoples Bank (MD); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Peoples Bank (MD) Savings Account Rates

0.08%--Steady Saver
0.06%--Regular Savings

The Peoples Bank (MD) Money Market Rates

0.10%--Money Market Deposit Account Plus
0.10%*$1k*-Money Market Deposit Account
OTHER TIERS: 0.05% Up to $1k

The Peoples Bank (MD) Checking Account Rates

0.08%*$2.5k*-Super Now Account
OTHER TIERS: 0.05% Up to $2.5k
0.05%*$1k*-Now Account
OTHER TIERS: 0.04% Up to $1k

The Peoples Bank (MD) CD Rates

0.50%*$500*$5k60 Month CD
OTHER TIERS: 0.00% $5k+
0.45%$500-48-59 Month CD
0.40%$5k-60 Month Golden Year CD
0.40%$1k-60 Month Peoples Choice CD
0.35%*$5k*-36-47 Month CD
OTHER TIERS: 0.30% $500 - $5k
0.30%*$5k*-24-35 Month CD
OTHER TIERS: 0.28% $500 - $5k
0.30%*$5k*-18-23 Month CD
OTHER TIERS: 0.25% $500 - $5k
0.30%$1k-36 Month Peoples Choice CD
0.20%*$5k*-12-17 Month CD
OTHER TIERS: 0.15% $500 - $5k
0.12%*$5k*-6-11 Month CD
OTHER TIERS: 0.10% $500 - $5k
0.07%*$5k*-3-5 Month CD
OTHER TIERS: 0.05% $500 - $5k

The Peoples Bank (MD) IRA Rates

0.50%$500-60 Month IRA
0.45%$500-48-59 Month IRA
0.40%$1k-60 Month Peoples Choice IRA
0.35%*$5k*-36-47 Month IRA
OTHER TIERS: 0.30% $500 - $5k
0.35%$1k-18 Month Variable IRA
0.30%*$5k*-18-23 Month IRA
OTHER TIERS: 0.25% $500 - $5k
0.30%*$5k*-24-35 Month IRA
OTHER TIERS: 0.28% $500 - $5k
0.30%$1k-36 Month Peoples Choice IRA
0.20%*$5k*-12-17 Month IRA
OTHER TIERS: 0.15% $500 - $5k
0.12%*$5k*-6-11 Month IRA
OTHER TIERS: 0.10% $500 - $5k
0.12%$50-12 Month Variable IRA
0.07%*$5k*-3-5 Month IRA
OTHER TIERS: 0.05% $500 - $5k

The Peoples Bank (MD) Locations
The Peoples Bank100 Spring AvenueChestertown, MD 21620
Sudlersville Branch228 East Main StreetSudlersville, MD 21668
Millington Branch31905 River RoadMillington, MD 21651
Galena BranchRoute 213 and Mill LaneGalena, MD 21635
Rock Hall BranchRoutes 20 and 445Rock Hall, MD 21661
Lees Corner BranchRoutes 291 and 213Chestertown, MD 21620
Easton Branch204 N. Washington StreetEaston, MD 21601

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