The Peoples Savings and Loan Company
LOCATIONS
2
View locations
HEALTH RATING
B+
View health report
CURRENT TOP RATE
1.50% APY
60 Month CD
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 60 Month CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.35% | 1-year CD | 12 Month CD |
| 0.10% | Savings | People Passbook Savings |
Overview / Commentary
The Peoples Savings and Loan Company is headquartered in West Liberty and is the 171st largest bank in the state of Ohio. It is also the 5,114th largest bank in the nation. It was established in 1890 and as of December of 2017, it had grown to 10 employees at 2 locations. The Peoples Savings and Loan Company has a B+ health rating.
Health
B+
Data as of Q4 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Peoples Savings and Loan Company has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30889 |
| Year Established | 1890 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 3.75% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $52.2MM$52.7MM |
| Loans | Q4 2017vs Q4 2016 | $38.6MM$39.0MM |
| Deposits | Q4 2017vs Q4 2016 | $42.4MM$42.3MM |
| Equity Capital | Q4 2017vs Q4 2016 | $7.1MM$6.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $766.00K$766.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $56.00K$39.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not The Peoples Savings and Loan Company; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Peoples Savings and Loan Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | People Passbook Savings |
The Peoples Savings and Loan Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $75k* | $100k | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $75k | |||||
The Peoples Savings and Loan Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | People Club Checking Account | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
| 0.10%* | $100k* | - | Peoples Plus Checking Account | ||
| OTHER TIERS: 0.05% → Up to $100k | |||||
The Peoples Savings and Loan Company CD Rates
The Peoples Savings and Loan Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.35% | $100 | - | 12 Month IRA |
Locations
| The Peoples Savings and Loan Company Locations | ||
|---|---|---|
| The Peoples Savings and Loan Company | 110 North Detroit Street | West Liberty, OH 43357 |
| Jackson Center Branch | 707 East Pike Street | Jackson Center, OH 45334 |