The Peoples Savings and Loan Company
LOCATIONS
2
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HEALTH RATING
B
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CURRENT TOP RATE
3.03% APY
24 Month CD
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.78% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.27% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Overview / Commentary
The Peoples Savings and Loan Company is headquartered in West Liberty and is the 170th largest bank in the state of Ohio. It is also the 4,996th largest bank in the nation. It was established in 1890 and as of September of 2018, it had grown to 10 employees at 2 locations. The Peoples Savings and Loan Company's CD rates are 3X the national average, and it has a B health rating.
Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Peoples Savings and Loan Company has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30889 |
| Year Established | 1890 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.53% |
| Return on Equity - YTD | 3.79% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $49.2MM$52.8MM |
| Loans | Q3 2018vs Q3 2017 | $39.2MM$38.4MM |
| Deposits | Q3 2018vs Q3 2017 | $39.7MM$42.7MM |
| Equity Capital | Q3 2018vs Q3 2017 | $7.2MM$7.1MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $758.00K$766.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $18.00K$57.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Peoples Savings and Loan Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $10 | - | People Passbook Savings |
The Peoples Savings and Loan Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | $100k | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $25k | |||||
The Peoples Savings and Loan Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | People Club Checking Account | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
| 0.10%* | $5k* | - | Peoples Plus Checking Account | ||
| OTHER TIERS: 0.05% → Up to $5k | |||||
The Peoples Savings and Loan Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.03% | $500 | - | 24 Month CD | |
| 2.78% | $500 | - | 36 Month CD | |
| 2.78% | $500 | - | 48 Month CD | |
| 2.78% | $500 | - | 60 Month CD | |
| 2.52% | $500 | - | 30 Month CD | |
| 2.37% | $1k | - | 18 Month CD | |
| 2.27% | $1k | - | 12 Month CD | |
| 1.00% | $2.5k | - | 6 Month CD |
The Peoples Savings and Loan Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $100 | - | 12 Month IRA |
Locations
| The Peoples Savings and Loan Company Locations | ||
|---|---|---|
| The Peoples Savings and Loan Company | 110 North Detroit Street | West Liberty, OH 43357 |
| Jackson Center Branch | 707 East Pike Street | Jackson Center, OH 45334 |