Overview / Commentary
110 North Detroit Street
West Liberty, OH 43357

The Peoples Savings and Loan Company is headquartered in West Liberty and is the 169th largest bank in the state of Ohio. It is also the 5,022nd largest bank in the nation. It was established in 1890 and as of June of 2018, it had grown to 10 employees at 2 locations. The Peoples Savings and Loan Company has a B+ health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Peoples Savings and Loan Company has a relatively low asset base.

Health Grade Components

FDIC Certificate #30889
Year Established1890
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD3.89%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$50.7MM$52.0MM
LoansQ2 2018vs Q2 2017$39.1MM$38.6MM
DepositsQ2 2018vs Q2 2017$41.0MM$41.6MM
Equity CapitalQ2 2018vs Q2 2017$7.1MM$7.1MM
Loan Loss AllowanceQ2 2018vs Q2 2017$758.00K$766.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$19.00K$35.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0

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The Peoples Savings and Loan Company Locations
The Peoples Savings and Loan Company110 North Detroit StreetWest Liberty, OH 43357
Jackson Center Branch707 East Pike StreetJackson Center, OH 45334

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