The Peoples Savings and Loan Company
LOCATIONS
2
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HEALTH RATING
B
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CURRENT TOP RATE
2.52% APY
60 Month CD
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Overview / Commentary
The Peoples Savings and Loan Company is headquartered in West Liberty and is the 164th largest bank in the state of Ohio. It is also the 4,848th largest bank in the nation. It was established in 1890 and as of June of 2019, it had grown to 11 employees at 2 locations. The Peoples Savings and Loan Company's CD rates are 84% higher than the national average, and it has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Peoples Savings and Loan Company has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 30889 |
| Year Established | 1890 |
| Employees | 11 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 2.65% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $49.8MM$50.7MM |
| Loans | Q2 2019vs Q2 2018 | $40.9MM$39.1MM |
| Deposits | Q2 2019vs Q2 2018 | $39.7MM$41.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $7.4MM$7.1MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $762.00K$758.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $0$19.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Peoples Savings and Loan Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $10 | - | Peoples Passbook Savings |
The Peoples Savings and Loan Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $25k* | $100k | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $25k | |||||
The Peoples Savings and Loan Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Peoples Club Checking Account | ||
| OTHER TIERS: 0.05% → Up to $10k | |||||
| 0.10%* | $5k* | - | Peoples Plus Checking Account | ||
| OTHER TIERS: 0.05% → Up to $5k | |||||
The Peoples Savings and Loan Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $500 | - | 60 Month CD | |
| 2.27% | $500 | - | 48 Month CD | |
| 2.02% | $500 | - | 30 Month CD | |
| 2.02% | $500 | - | 36 Month CD | |
| 1.86% | $500 | - | 24 Month CD | |
| 1.76% | $1k | - | 18 Month CD | |
| 1.66% | $1k | - | 12 Month CD | |
| 0.75% | $2.5k | - | 6 Month CD |
The Peoples Savings and Loan Company IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.66% | $100 | - | 12 Month IRA |
Locations
| The Peoples Savings and Loan Company Locations | ||
|---|---|---|
| The Peoples Savings and Loan Company | 110 North Detroit Street | West Liberty, OH 43357 |
| Jackson Center Branch | 707 East Pike Street | Jackson Center, OH 45334 |