Advertising Disclosure
  1. Home
  2. Banks
  3. The Peoples Savings Bank (OH)

The Peoples Savings Bank (OH)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.thepeoplessavingsbank.com
937-653-1600
10 Monument Square
Urbana, OH 43078

The Peoples Savings Bank (OH) is headquartered in URBANA and is the 110th largest bank in the state of Ohio. It is also the 3,280th largest bank in the nation. It was established in 1892 and as of March of 2025, it had grown to 28 employees at 2 locations. The Peoples Savings Bank (OH)'s CD rates are 4X the national average, and it has an A health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #29975
Year Established1892
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.79%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$166.5MM$154.2MM
LoansQ1 2025vs Q1 2024$137.9MM$129.2MM
DepositsQ1 2025vs Q1 2024$148.6MM$135.9MM
Equity CapitalQ1 2025vs Q1 2024$14.2MM$13.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.1MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$914K$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$65K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Peoples Savings Bank (OH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Peoples Savings Bank (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Statement Savings
0.20%$25-Grandparent Statement Savings
0.10%$0-Christmas Savings

The Peoples Savings Bank (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$25k*-Money Fund Savings
OTHER TIERS: 0.20% → $100 - $2.5k | 0.50% → $2.5k - $10k | 0.75% → $10k - $25k

The Peoples Savings Bank (OH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Business NOW Checking
OTHER TIERS: 0.10% → $1k - $25k | 0.25% → $25k - $100k | 0.30% → $100k - $250k
0.25%$800-NOW Checking

The Peoples Savings Bank (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.56%$500-12 Month CD
3.30%$500-6 Month CD
3.25%$500-24 Month CD
3.05%$500-18 Month CD
3.00%$500-48 Month CD
2.90%$500-36 Month CD

The Peoples Savings Bank (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-6-10 Year IRA
3.61%$500-6 Month IRA
2.90%$500-36 Month IRA
2.75%$500-18 Month IRA
0.10%$0-IRA Statement Savings
Locations


The Peoples Savings Bank (OH) Locations
The Peoples Savings Bank10 Monument SqUrbana, OH 43078
618 Scioto Street Branch618 Scioto StreetUrbana, OH 43078

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.