The Pittsfield Co-operative Bank

Overview / Commentary
70 South Street
Pittsfield, MA 01201

The Pittsfield Co-operative Bank is headquartered in Pittsfield and is the 87th largest bank in the state of Massachusetts. It is also the 2,084th largest bank in the nation. It was established in 1889 and as of December of 2020, it had grown to 53 employees at 4 locations. The Pittsfield Co-operative Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #26393
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD4.02%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$365.4MM$321.8MM
LoansQ4 2020vs Q4 2019$247.0MM$229.9MM
DepositsQ4 2020vs Q4 2019$297.0MM$252.4MM
Equity CapitalQ4 2020vs Q4 2019$54.4MM$51.6MM
Loan Loss AllowanceQ4 2020vs Q4 2019$2.8MM$2.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.8MM$1.4MM
Real Estate OwnedQ4 2020vs Q4 2019$0$319.00K
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Always verify rates and promotions with the bank or credit union. We are not The Pittsfield Co-operative Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Pittsfield Co-operative Bank Savings Account Rates

0.20%*$250k*-Tiered Statement Savings
OTHER TIERS: 0.10% $10 - $100k | 0.15% $100k - $250k
0.20%*$250k*-Business Tiered Statement Savings
OTHER TIERS: 0.10% $10 - $100k | 0.15% $100k - $250k
0.05%$10-Passbook Savings
0.05%$10-Statement Savings
0.05%--Children's Savings
0.05%$10-Business Statement Savings

The Pittsfield Co-operative Bank Money Market Rates

0.20%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.05% $2.5k - $25k | 0.10% $25k - $100k | 0.15% $100k - $250k
0.20%*$250k*-Business Money Market Deposit Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.05% $2.5k - $25k | 0.10% $25k - $100k | 0.15% $100k - $250k

The Pittsfield Co-operative Bank Checking Account Rates

1.50%*-$25kRelationship Checking - Promotional
OTHER TIERS: 0.10% $25k - $100k | 0.20% $100k+
1.00%*-$10kInterest Checking - Promotional
OTHER TIERS: 0.10% $10k+
0.75%*-$25kRelationship Checking - Preferred
OTHER TIERS: 0.10% $25k - $100k | 0.20% $100k+
0.50%*-$10kInterest Checking - Preferred
OTHER TIERS: 0.10% $10k+

The Pittsfield Co-operative Bank CD Rates

0.35%$500-48 Month CD
0.35%$500-60 Month CD
0.35%$500-Business 48 Month CD
0.35%$500-Business 60 Month CD
0.30%$500-36 Month CD
0.30%$500-Business 36 Month CD
0.25%$500-18 Month CD
0.25%$500-24 Month CD
0.25%$500-30 Month CD
0.25%$500-Business 18 Month CD
0.25%$500-Business 24 Month CD
0.25%$500-Business 30 Month CD
0.20%$500-12 Month CD
0.20%$500-15 Month CD
0.20%$500-Business 12 Month CD
0.20%$500-Business 15 Month CD
0.10%$500-6 Month CD
0.10%$500-9 Month CD
0.10%$500-Business 6 Month CD
0.10%$500-Business 9 Month CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD

The Pittsfield Co-operative Bank IRA Rates

0.35%$500-48 Month IRA
0.35%$500-60 Month IRA
0.30%$500-36 Month IRA
0.25%$500-24 Month IRA
0.20%$500-12 Month IRA

The Pittsfield Co-operative Bank Locations
Dalton Avenue Branch110 Dalton AvenuePittsfield, MA 01201
Great Barrington Branch325 Main StreetGreat Barrington, MA 01230
Dalton Branch431 Main StreetDalton, MA 01226
The Pittsfield Co-Operative Bank70 South StreetPittsfield, MA 01201

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