The Pittsfield Co-operative Bank

Overview / Commentary
70 South Street
Pittsfield, MA 01201

The Pittsfield Co-operative Bank is headquartered in Pittsfield and is the 83rd largest bank in the state of Massachusetts. It is also the 2,063rd largest bank in the nation. It was established in 1889 and as of March of 2022, it had grown to 50 employees at 4 locations. The Pittsfield Co-operative Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #26393
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD4.72%
Annual Interest Income$2.8MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$399.4MM$379.4MM
LoansQ1 2022vs Q1 2021$246.7MM$244.7MM
DepositsQ1 2022vs Q1 2021$336.1MM$312.2MM
Equity CapitalQ1 2022vs Q1 2021$51.8MM$53.5MM
Loan Loss AllowanceQ1 2022vs Q1 2021$2.7MM$2.9MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.2MM$1.9MM
Real Estate OwnedQ1 2022vs Q1 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Pittsfield Co-operative Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Pittsfield Co-operative Bank Savings Account Rates

0.15%*$250k*-Tiered Statement Savings
OTHER TIERS: 0.10% $10 - $100k | 0.12% $100k - $250k
0.15%*$250k*-Business Tiered Statement Savings
OTHER TIERS: 0.10% $10 - $100k | 0.12% $100k - $250k
0.05%$10-Passbook Savings
0.05%$10-Statement Savings
0.05%--Children's Savings
0.05%$10-Business Statement Savings

The Pittsfield Co-operative Bank Money Market Rates

0.15%*$250k*-Money Market Deposit Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.05% $2.5k - $25k | 0.10% $25k - $100k | 0.12% $100k - $250k
0.15%*$250k*-Business Money Market Deposit Account
OTHER TIERS: 0.01% $10 - $2.5k | 0.05% $2.5k - $25k | 0.10% $25k - $100k | 0.12% $100k - $250k

The Pittsfield Co-operative Bank Checking Account Rates

1.50%*-$25kRelationship Checking - Promotional
OTHER TIERS: 0.10% $25k - $100k | 0.20% $100k+
1.00%*-$10kInterest Checking - Promotional
OTHER TIERS: 0.10% $10k+
0.75%*-$25kRelationship Checking - Preferred
OTHER TIERS: 0.10% $25k - $100k | 0.20% $100k+
0.50%*-$10kInterest Checking - Preferred
OTHER TIERS: 0.10% $10k+

The Pittsfield Co-operative Bank CD Rates

0.35%$500-48 Month CD
0.35%$500-60 Month CD
0.35%$500-Business 48 Month CD
0.35%$500-Business 60 Month CD
0.30%$500-36 Month CD
0.30%$500-Business 36 Month CD
0.25%$500-18 Month CD
0.25%$500-24 Month CD
0.25%$500-30 Month CD
0.25%$500-Business 18 Month CD
0.25%$500-Business 24 Month CD
0.25%$500-Business 30 Month CD
0.20%$500-12 Month CD
0.20%$500-15 Month CD
0.20%$500-Business 12 Month CD
0.20%$500-Business 15 Month CD
0.10%$500-6 Month CD
0.10%$500-9 Month CD
0.10%$500-Business 6 Month CD
0.10%$500-Business 9 Month CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD

The Pittsfield Co-operative Bank IRA Rates

0.35%$500-48 Month IRA
0.35%$500-60 Month IRA
0.30%$500-36 Month IRA
0.25%$500-24 Month IRA
0.20%$500-12 Month IRA

The Pittsfield Co-operative Bank Locations
Dalton Avenue Branch110 Dalton AvenuePittsfield, MA 01201
Great Barrington Branch325 Main StreetGreat Barrington, MA 01230
Dalton Branch431 Main StreetDalton, MA 01226
The Pittsfield Co-Operative Bank70 South StPittsfield, MA 01201

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