Overview / Commentary
The Pleasants County Bank is headquartered in SAINT MARYS and is the 41st largest bank in the state of West Virginia. It is also the 4,010th largest bank in the nation. It was established in 1896 and as of March of 2025, it had grown to 15 employees at 2 locations. The Pleasants County Bank has a B+ health rating.
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Pleasants County Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 847 |
| Year Established | 1896 |
| Employees | 15 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.73% |
| Annual Interest Income | $733K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $76.6MM$75.7MM |
| Loans | Q1 2025vs Q1 2024 | $39.5MM$36.5MM |
| Deposits | Q1 2025vs Q1 2024 | $69.1MM$68.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.6MM$6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $407K$407K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $102K$112K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |