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The Pleasants County Bank


Overview / Commentary
www.pcbsm.com
304-684-2227
215 Washington Street
Saint Marys, WV 26170

The Pleasants County Bank is headquartered in Saint Marys and is the 44th largest bank in the state of West Virginia. It is also the 4,495th largest bank in the nation. It was established in 1896 and as of June of 2020, it had grown to 13 employees at 2 locations. The Pleasants County Bank has a B health rating.

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Health
B

Data as of Q2 2020

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Pleasants County Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #847
Year Established1896
Employees13
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.38%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$66.0MM$65.1MM
LoansQ2 2020vs Q2 2019$37.7MM$35.2MM
DepositsQ2 2020vs Q2 2019$57.9MM$57.2MM
Equity CapitalQ2 2020vs Q2 2019$7.3MM$7.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$409.00K$425.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$791.00K$837.00K
Real Estate OwnedQ2 2020vs Q2 2019$307.00K$91.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Pleasants County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Pleasants County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Christmas Club
0.04%$100-Statement Savings

The Pleasants County Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Money Market Account
OTHER TIERS: 0.03% → Up to $5k | 0.05% → $5k - $25k | 0.10% → $25k - $100k | 0.15% → $100k - $250k

The Pleasants County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1k-NOW Account
0.03%--Super NOW Account

The Pleasants County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.40%$500-48 Month CD
0.30%$500-24 Month CD
0.30%$500-30 Month CD
0.30%$500-36 Month CD
0.20%$500-12 Month CD
0.20%$500-18 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

The Pleasants County Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month IRA
0.40%$500-48 Month IRA
0.30%$500-24 Month IRA
0.30%$500-30 Month IRA
0.30%$500-36 Month IRA
0.20%$500-12 Month IRA
0.20%$500-18 Month IRA
0.20%$100-12 Month Variable IRA
Locations


The Pleasants County Bank Locations
The Pleasants County Bank215 Washington StreetSaint Marys, WV 26170
Belmont Branch519 Riverview DriveBelmont, WV 26134

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