The Pleasants County Bank


Overview / Commentary
304-684-2227
215 Washington Street
Saint Marys, WV 26170

The Pleasants County Bank is headquartered in Saint Marys and is the 43rd largest bank in the state of West Virginia. It is also the 4,360th largest bank in the nation. It was established in 1896 and as of September of 2021, it had grown to 15 employees at 2 locations. The Pleasants County Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Pleasants County Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #847
Year Established1896
Employees15
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD5.79%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$73.7MM$65.6MM
LoansQ3 2021vs Q3 2020$39.8MM$38.0MM
DepositsQ3 2021vs Q3 2020$65.7MM$57.5MM
Equity CapitalQ3 2021vs Q3 2020$7.3MM$7.3MM
Loan Loss AllowanceQ3 2021vs Q3 2020$397.00K$410.00K
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$1.5MM$1.4MM
Real Estate OwnedQ3 2021vs Q3 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not The Pleasants County Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Pleasants County Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.04%$100-Statement Savings
0.04%--Christmas Club

The Pleasants County Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$250k*-Money Market Account
OTHER TIERS: 0.03% Up to $5k | 0.05% $5k - $25k | 0.10% $25k - $100k | 0.15% $100k - $250k

The Pleasants County Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1k-NOW Account
0.03%--Super NOW Account

The Pleasants County Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month CD
0.40%$500-48 Month CD
0.30%$500-24 Month CD
0.30%$500-30 Month CD
0.30%$500-36 Month CD
0.20%$500-12 Month CD
0.20%$500-18 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD

The Pleasants County Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-60 Month IRA
0.40%$500-48 Month IRA
0.30%$500-24 Month IRA
0.30%$500-30 Month IRA
0.30%$500-36 Month IRA
0.20%$500-12 Month IRA
0.20%$500-18 Month IRA
0.20%$100-12 Month Variable IRA
Locations


The Pleasants County Bank Locations
The Pleasants County Bank215 Washington StreetSaint Marys, WV 26170
Belmont Branch519 Riverview DriveBelmont, WV 26134

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