The Pleasants County Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.21%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.40%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.07%	Savings	Statement Savings 1.30% - Nationwide Bank Online Savings Account

View all The Pleasants County Bank rates »

Overview / Commentary

pcbsm.com

304-684-2227

215 Washington Street
Saint Marys, WV 26170

The Pleasants County Bank is headquartered in Saint Marys and is the 50^th largest bank in the state of West Virginia. It is also the 4,909^th largest bank in the nation. It was established in 1896 and as of December of 2017, it had grown to 18 employees at 3 locations. The Pleasants County Bank has a B+ health rating.

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Health

B+

Data as of Q4 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. The Pleasants County Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	847
Year Established	1896
Employees	18
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.32%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$63.1MM$62.5MM
Loans	Q4 2017vs Q4 2016	$34.2MM$29.7MM
Deposits	Q4 2017vs Q4 2016	$55.8MM$55.2MM
Equity Capital	Q4 2017vs Q4 2016	$6.7MM$6.7MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$427.00K$429.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$50.00K$206.00K
Real Estate Owned	Q4 2017vs Q4 2016	$97.00K$100.00K

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Pleasants County Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.07%	$100	-	Statement Savings
0.07%	-	-	Christmas Club

The Pleasants County Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.03% → Up to $5k \| 0.05% → $5k - $25k \| 0.10% → $25k - $100k

The Pleasants County Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.03%	$1k	-	NOW Account
0.03%	-	-	Super NOW Account

The Pleasants County Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%	$500	-	60 Month CD
1.00%	$500	-	36 Month CD
0.80%	$500	-	48 Month CD
0.75%	$500	-	21 Month CD Special
0.60%	$500	-	30 Month CD
0.50%	$500	-	24 Month CD
0.40%	$500	-	12 Month CD
0.40%	$500	-	18 Month CD
0.25%	$500	-	6 Month CD
0.15%	$500	-	3 Month CD

The Pleasants County Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.21%	$500	-	60 Month IRA
1.00%	$500	-	36 Month IRA
0.80%	$500	-	48 MonthIRA
0.75%	$500	-	18 Month IRA
0.60%	$500	-	30 Month IRA
0.50%	$500	-	24 Month IRA
0.40%	$500	-	12 Month IRA
0.40%	$100	-	12 Month Variable IRA

Locations

The Pleasants County Bank Locations
The Pleasants County Bank	215 Washington Street	Saint Marys, WV 26170
Belmont Branch	519 Riverview Drive	Belmont, WV 26134

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