The Provident Bank


Overview / Commentary
201-433-3879
239 Washington St
Jersey City, NJ 07302

The Provident Bank is headquartered in JERSEY CITY and is the 2nd largest bank in the state of New Jersey. It is also the 86th largest bank in the nation. It was established in 1839 and as of March of 2025, it had grown to 1,798 employees at 144 locations. The Provident Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #12010
Year Established1839
Employees1798
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.92%
Annual Interest Income$305.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$24.26B$14.13B
LoansQ1 2025vs Q1 2024$18.75B$10.74B
DepositsQ1 2025vs Q1 2024$18.52B$10.15B
Equity CapitalQ1 2025vs Q1 2024$2.98B$1.67B
Loan Loss AllowanceQ1 2025vs Q1 2024$191.8MM$106.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$101.7MM$47.5MM
Real Estate OwnedQ1 2025vs Q1 2024$6.8MM$11.3MM
Rates
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The Provident Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$0$15kProvident Smart Checking
OTHER TIERS: 0.10% $25k+ | 3.20% $15k - $25k
Locations

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New York Area

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