The Roscoe State Bank

Overview / Commentary
117 Cypress St
Roscoe, TX 79545

The Roscoe State Bank is headquartered in Roscoe and is the 259th largest bank in the state of Texas. It is also the 2,958th largest bank in the nation. It was established in 1906 and as of June of 2022, it had grown to 39 employees at 4 locations. The Roscoe State Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #1213
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD9.79%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$220.0MM$210.6MM
LoansQ2 2022vs Q2 2021$75.9MM$73.0MM
DepositsQ2 2022vs Q2 2021$204.3MM$188.4MM
Equity CapitalQ2 2022vs Q2 2021$15.3MM$21.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.2MM$1.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$322.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0

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The Roscoe State Bank Locations
The Roscoe State Bank117 Cypress StRoscoe, TX 79545
The Roscoe State Bank Hunter's Crossing Branch710 Hwy 71Bastrop, TX 78602
The Roscoe State BankSouthwest Corner Of Third Street & Cedar StreetSweetwater, TX 79556

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