The Roscoe State Bank


Overview / Commentary
325-766-3311
117 Cypress St
Roscoe, TX 79545

The Roscoe State Bank is headquartered in HOUSTON and is the 52nd largest bank in the state of Texas. It is also the 514th largest bank in the nation. It was established in 1906 and as of March of 2025, it had grown to 1,401 employees at 7 locations. The Roscoe State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #1213
Year Established1906
Employees1401
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD8.83%
Annual Interest Income$26.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.4B$2.08B
LoansQ1 2025vs Q1 2024$1.34B$1.17B
DepositsQ1 2025vs Q1 2024$1.51B$1.17B
Equity CapitalQ1 2025vs Q1 2024$331.2MM$324.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.7MM$5.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$16.4MM$2.6MM
Real Estate OwnedQ1 2025vs Q1 2024$1.8MM$265K
Rates

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Locations


The Roscoe State Bank Locations
The Roscoe State Bank117 Cypress StRoscoe, TX 79545
The Roscoe State Bank Hunter's Crossing Branch710 Hwy 71Bastrop, TX 78602
The Roscoe State BankSouthwest Corner Of Third Street & Cedar StreetSweetwater, TX 79556

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