The Roscoe State Bank

Overview / Commentary
117 Cypress St
Roscoe, TX 79545

The Roscoe State Bank is headquartered in Roscoe and is the 268th largest bank in the state of Texas. It is also the 3,017th largest bank in the nation. It was established in 1906 and as of December of 2021, it had grown to 38 employees at 4 locations. The Roscoe State Bank has an A+ health rating.


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Health Grade Components

FDIC Certificate #1213
Year Established1906
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD9.19%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$213.7MM$201.0MM
LoansQ4 2021vs Q4 2020$79.9MM$74.7MM
DepositsQ4 2021vs Q4 2020$192.3MM$178.5MM
Equity CapitalQ4 2021vs Q4 2020$21.1MM$22.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$1.2MM$1.2MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$45.00K$0
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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The Roscoe State Bank Locations
The Roscoe State Bank117 Cypress StRoscoe, TX 79545
The Roscoe State Bank Hunter's Crossing Branch710 Hwy 71Bastrop, TX 78602
The Roscoe State BankSouthwest Corner Of Third Street & Cedar StreetSweetwater, TX 79556

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