The Shelby County State Bank


Overview / Commentary
712-755-5112
508 Court Street
Harlan, IA 51537

The Shelby County State Bank is headquartered in HARLAN and is the 59th largest bank in the state of Iowa. It is also the 1,707th largest bank in the nation. It was established in 1909 and as of March of 2025, it had grown to 81 employees at 14 locations. The Shelby County State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #1553
Year Established1909
Employees81
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD11.95%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$541.2MM$551.1MM
LoansQ1 2025vs Q1 2024$361MM$354.8MM
DepositsQ1 2025vs Q1 2024$483.1MM$494.3MM
Equity CapitalQ1 2025vs Q1 2024$55.9MM$54.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.3MM$4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$953K$311K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
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Locations

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