Overview / Commentary
508 Court Street
Harlan, IA 51537

The Shelby County State Bank is headquartered in Harlan and is the 84th largest bank in the state of Iowa. It is also the 2,438th largest bank in the nation. It was established in 1909 and as of September of 2018, it had grown to 49 employees at 9 locations. The Shelby County State Bank has an A health rating.


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Health Grade Components

FDIC Certificate #1553
Year Established1909
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD10.72%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$259.0MM$255.6MM
LoansQ3 2018vs Q3 2017$180.2MM$173.3MM
DepositsQ3 2018vs Q3 2017$228.4MM$225.4MM
Equity CapitalQ3 2018vs Q3 2017$30.0MM$29.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.3MM$2.1MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$441.00K$573.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not The Shelby County State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Shelby County State Bank Savings Account Rates

0.75%$50-IRA Savings
0.75%$50-CESA Account
0.45%$50-Health Savings Account
0.05%$50-Statement Savings

The Shelby County State Bank Money Market Rates

0.20%*$75k*-Elite Money Market
OTHER TIERS: 0.13% $2.5k - $25k | 0.16% $25k - $50k | 0.18% $50k - $75k
0.10%$2.5k-Insured Money Fund

The Shelby County State Bank Checking Account Rates

0.10%$1.5k-Bonus Checking
0.10%*$95k*-Prestige Checking
OTHER TIERS: 0.04% Up to $10k | 0.06% $10k - $50k | 0.08% $50k - $95k
0.04%$100-Student Checking

The Shelby County State Bank CD Rates

3.03%*$25k*-48 Month CD Limited Time
OTHER TIERS: 2.93% $1k - $25k
2.37%*$25k*-26 Month Jump Up CD
OTHER TIERS: 2.27% $1k - $25k
2.15%*$25k*-10 Month CD
OTHER TIERS: 2.05% $1k - $25k

The Shelby County State Bank Locations
Panama Branch104 Main StreetPanama, IA 51562
Portsmouth Branch111 Main StreetPortsmouth, IA 51565
Harlan Branch2010 23rd StreetHarlan, IA 51537
Elk Horn Branch4039 Main StreetElk Horn, IA 51531
Shelby Branch425 East StreetShelby, IA 51570
The Shelby County State Bank508 Court StreetHarlan, IA 51537
Irwin Branch512 Ann StreetIrwin, IA 51446

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