The Southern Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.25%	5-year CD	5 Year Term Share Certificate 2.25% - Ally Bank High Yield 5 Year CD
0.50%	1-year CD	1 Year Term Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Share Savings Account 1.20% - Goldman Sachs Bank USA Online Savings

View all The Southern Credit Union rates »

Overview / Commentary

www.southernonline.org

800-338-5882

430 Lanier Ave E
Fayetteville, GA 30214

The Southern Credit Union is headquartered in Fayetteville and is the 9^th largest credit union in the state of Georgia. It is also the 661^st largest credit union in the nation. It was established in 1963 and as of March of 2017, it had grown to 83 employees and 32,550 members at 10 locations. The Southern Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees and members of the credit union's over 200 Select Employer Groups.
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Health

A

Data as of Q1 2017

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Health Grade Components

Overall
NCUA #	68638
Year Chartered	1963
Employees	83
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.41%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$380.2MM$359.0MM
Loans	Q1 2017vs Q1 2016	$146.3MM$130.3MM
Deposits	Q1 2017vs Q1 2016	$339.2MM$318.4MM
Equity Capital	Q1 2017vs Q1 2016	$36.1MM$36.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$581.00K$604.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$132.00K$114.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$26.00K

Rates

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Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Southern Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	-	-	IRA Share Account
0.10%	$100	-	Share Savings Account
0.10%	-	-	Vacation Club Account
0.10%	-	-	Christmas Club Account

The Southern Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$25k^*	-	Money Market Savings Account
OTHER TIERS: 0.10% → $100 - $2,500 \| 0.15% → $2,500 - $25k

The Southern Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Checking Plus Checking Account
0.05%	-	-	Heritage Club Checking Account

The Southern Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	5 Year Term Share Certificate
1.00%	$500	-	4 Year Term Share Certificate
0.80%	$500	-	3 Year Term Share Certificate
0.65%	$500	-	2 Year Term Share Certificate
0.55%	$500	-	18 Month Term Share Certificate
0.50%	$500	-	1 Year Term Share Certificate
0.35%	$500	-	182 Day Term Share Certificate
0.25%	$500	-	91 Day Term Share Certificate

The Southern Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	$500	-	5 Year IRA
1.00%	$500	-	4 Year IRA
0.80%	$500	-	3 Year IRA
0.65%	$500	-	2 Year IRA
0.50%	$500	-	1 Year IRA

Locations

The Southern Credit Union Locations
Branch Office	232 Bullsboro Dr	Newnan, GA 30263
Branch Office	1400 Commerce Dr N	Peachtree City, GA 30269
Corporate Office	430 Lanier Ave E	Fayetteville, GA 30214
Branch Office	1099 Battlecreek Rd	Jonesboro, GA 30236
Branch Office	299 Woolsey Rd	Hampton, GA 30228
Branch Office	1701 Columbia Ave Ste 135	College Park, GA 30337
Branch Office	117 Bull St	LaGrange, GA 30240
Branch Office	1610 Georgia Highway 16 W	Griffin, GA 30223
Branch Office	2236 Mount Zion Rd	Jonesboro, GA 30236-2528
Branch Office	7777 Kia Pkwy	West Point, GA 31833-4897