Overview / Commentary
430 Lanier Ave E
Fayetteville, GA 30214

The Southern Credit Union is headquartered in Fayetteville and is the 10th largest credit union in the state of Georgia. It is also the 663rd largest credit union in the nation. It was established in 1963 and as of June of 2018, it had grown to 82 employees and 32,674 members at 10 locations. The Southern Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

The Southern Credit Union offers membership to employees of any of the CU's over 200 Select Employer Groups or those who live in the counties of Upson, Troup, Spalding, Meriwether, Lamar, Fayette, Coweta and Butts.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #68638
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.88%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$394.5MM$382.1MM
LoansQ2 2018vs Q2 2017$175.3MM$153.9MM
DepositsQ2 2018vs Q2 2017$350.4MM$339.7MM
Equity CapitalQ2 2018vs Q2 2017$37.3MM$37.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$658.00K$610.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$201.00K$184.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Southern Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Southern Credit Union Savings Account Rates

0.45%*$100k*-Share Savings Account
OTHER TIERS: 0.25% $100 - $2.5k | 0.30% $2.5k - $25k | 0.40% $25k - $100k
0.25%--IRA Share Account
0.10%--Vacation Club Account
0.10%--Christmas Club Account

The Southern Credit Union Money Market Rates

0.45%*$100k*-Money Market Savings Account
OTHER TIERS: 0.25% $100 - $2.5k | 0.30% $2.5k - $25k | 0.40% $25k - $100k

The Southern Credit Union Checking Account Rates

0.05%$1k-Checking Plus Checking Account
0.05%--Heritage Club Checking Account

The Southern Credit Union CD Rates

2.00%$500-5 Year Term Share Certificate
1.75%$500-4 Year Term Share Certificate
1.50%$500-3 Year Term Share Certificate
1.30%$500-2 Year Term Share Certificate
1.10%$500-18 Month Term Share Certificate
1.00%$500-1 Year Term Share Certificate
0.65%$500-182 Day Term Share Certificate
0.55%$500-91 Day Term Share Certificate

The Southern Credit Union IRA Rates

2.00%$500-5 Year IRA
1.75%$500-4 Year IRA
1.50%$500-3 Year IRA
1.30%$500-2 Year IRA
1.00%$500-1 Year IRA

Cities: College Park, Fayetteville, Griffin, Hampton, Jonesboro, LaGrange, Newnan, Peachtree City, West Point

College Park Branches
Branch Office1701 Columbia Ave Ste 135College Park, GA 30337

Fayetteville Branches
Corporate Office430 Lanier Ave EFayetteville, GA 30214

Griffin Branches
Branch Office1610 Georgia Highway 16 WGriffin, GA 30223

Hampton Branches
Branch Office299 Woolsey RdHampton, GA 30228

Jonesboro Branches
Branch Office1099 Battlecreek RdJonesboro, GA 30236
Branch Office2236 Mount Zion RdJonesboro, GA 30236-2528

LaGrange Branches
Branch Office117 Bull StLaGrange, GA 30240

Newnan Branches
Branch Office232 Bullsboro DrNewnan, GA 30263

Peachtree City Branches
Branch Office1400 Commerce Dr NPeachtree City, GA 30269

West Point Branches
Branch Office7777 Kia PkwyWest Point, GA 31833-4897

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.