The Southern Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 5 Year Term Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 0.65% | 1-year CD | 1 Year Term Share Certificate |
| 0.10% | Savings | Share Savings Account |
The Southern Credit Union is headquartered in Fayetteville and is the 10th largest credit union in the state of Georgia. It is also the 660th largest credit union in the nation. It was established in 1963 and as of December of 2017, it had grown to 81 employees and 32,578 members at 10 locations. The Southern Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees and members of the credit union's over 200 Select Employer Groups.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68638 |
| Year Chartered | 1963 |
| Employees | 81 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 3.56% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $385.2MM$364.0MM |
| Loans | Q4 2017vs Q4 2016 | $164.7MM$142.3MM |
| Deposits | Q4 2017vs Q4 2016 | $341.8MM$322.9MM |
| Equity Capital | Q4 2017vs Q4 2016 | $37.8MM$36.1MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $632.00K$596.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $263.00K$107.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not The Southern Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Southern Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | IRA Share Account | |
| 0.10% | $100 | - | Share Savings Account | |
| 0.10% | - | - | Vacation Club Account | |
| 0.10% | - | - | Christmas Club Account |
The Southern Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Money Market Savings Account | ||
| OTHER TIERS: 0.10% → $100 - $2,500 | 0.15% → $2,500 - $25k | |||||
The Southern Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Checking Plus Checking Account | |
| 0.05% | - | - | Heritage Club Checking Account |
The Southern Credit Union CD Rates
The Southern Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 5 Year IRA | |
| 1.25% | $500 | - | 4 Year IRA | |
| 1.00% | $500 | - | 3 Year IRA | |
| 0.80% | $500 | - | 2 Year IRA | |
| 0.65% | $500 | - | 1 Year IRA |
| College Park Branches | ||
|---|---|---|
| Branch Office | 1701 Columbia Ave Ste 135 | College Park, GA 30337 |
| Fayetteville Branches | ||
|---|---|---|
| Corporate Office | 430 Lanier Ave E | Fayetteville, GA 30214 |
| Griffin Branches | ||
|---|---|---|
| Branch Office | 1610 Georgia Highway 16 W | Griffin, GA 30223 |
| Hampton Branches | ||
|---|---|---|
| Branch Office | 299 Woolsey Rd | Hampton, GA 30228 |
| Jonesboro Branches | ||
|---|---|---|
| Branch Office | 1099 Battlecreek Rd | Jonesboro, GA 30236 |
| Branch Office | 2236 Mount Zion Rd | Jonesboro, GA 30236-2528 |
| LaGrange Branches | ||
|---|---|---|
| Branch Office | 117 Bull St | LaGrange, GA 30240 |
| Newnan Branches | ||
|---|---|---|
| Branch Office | 232 Bullsboro Dr | Newnan, GA 30263 |
| Peachtree City Branches | ||
|---|---|---|
| Branch Office | 1400 Commerce Dr N | Peachtree City, GA 30269 |
| West Point Branches | ||
|---|---|---|
| Branch Office | 7777 Kia Pkwy | West Point, GA 31833-4897 |