The Southern Credit Union


Overview / Commentary
770-719-1111
430 Lanier Ave E
Fayetteville, GA 30214

The Southern Credit Union is headquartered in Fayetteville and is the 12th largest credit union in the state of Georgia. It is also the 704th largest credit union in the nation. It was established in 1963 and as of June of 2024, it had grown to 73 employees and 31,686 members at 11 locations. The Southern Credit Union has a B+ health rating.

Field of Membership Restrictions

The Southern Credit Union offers membership to those who live or work in the Georgia counties of Butts, Clayton, Coweta, Fayette, Fulton, Henry, Lamar, Meriwether, Pike, Spalding, Troup, or Upson. Employees of more than 450 Select Employers Groups are also eligible to join, as are immediate family of a current member.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68638
Year Chartered1963
Employees73
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD9.56%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$536MM$540.6MM
LoansQ2 2024vs Q2 2023$220.7MM$221.2MM
DepositsQ2 2024vs Q2 2023$485.8MM$502.2MM
Equity CapitalQ2 2024vs Q2 2023$41.2MM$31.8MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.1MM$769K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$177K$34K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

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Locations

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